The question is, "Why would one want to rent to own?" Usually, it is because the buyer needs time to improve a credit score. Option money is paid to assure the seller that the buyer will close on a specified date and time. If the buyer is unable to do that, he loses the option money. The price for the property is named in the option agreement. With prices apparently on the rise, why would a seller want to be tied to today's price? If a buyer is able to buy, this is the time to do it while prices and interest rates are low.