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Home Buying in Belleville : Real Estate Advice

  • All96
  • Local Info12
  • Home Buying32
  • Home Selling3
  • Market Conditions4

Activity 38
Cankem80, Home Buyer in Indianapolis, IN
Thu Jun 9, 2016
Cankem80 asked:
My husband and I recently put down earnest money on a house we intended to purchase. The contract was contingent on financing and a home inspection. e home inspector said the home needed…
0 votes 0 Answers Share Flag
Abell.ashley, Home Buyer in Belleville, IL
Mon Mar 14, 2016
Abell.ashley asked:
Why can't I view a single picture on your website for any of the dozens of houses I've tried viewing? It seems highly unbeneficial for anyone looking to buy a house, if they can't…
0 votes 0 Answers Share Flag
bobthemag2, Home Owner in Sellersburg, IN
Tue Nov 10, 2015
bobthemag2 answered:
I think she is right to not make payments until it's sorted out. Wells Fargo won't talk to her unless she has a legal claim to the house. Hopefully he left her the house in the will. If not, another option is to try to claim common law marriage rights depending on how long they were together. I don't think Illinois formally recognizes common law marriage but there are some aspects that she may be able to claim especially if they've been together along time and presented themselves as married. Do they share a checking account? Savings? Is she listed as beneficiary to any banking, retirement or death benefits he may have? Did she take his last name? She will want to consult a lawyer pronto. She'll want to be sure to check for any debt he has or debt, liens, etc on the house. She would not want to claim common law rights and then find out he has debt. Creditors may be able to come after then for unsatisfied debts. She may also be able to claim some rights if she's been making half the house payment and that can be documented. But that's a long shot. Lastly, she could wait for foreclosure and try to buy the house then. Once the bank takes ownership they may be more willing to talk to her. A lawyer in Illinois will be able to give her better information and advice. ... more
1 vote 2 answers Share Flag
Alan May, Real Estate Pro in Evanston, IL
Mon Oct 12, 2015
Alan May answered:
You didn't tell us where to find that comment. Give us a link.
0 votes 1 answer Share Flag
Karen Peyton, Real Estate Pro in Chandler, AZ
Mon Oct 12, 2015
Karen Peyton answered:
Since the word "if" is in you question - you haven't yet purchased the car - so don't! Don't buy the car until AFTER you have the keys to your new home and are moving in. It is much easier to get a car loan than a mortgage. With that understanding, the mortgage must be your priority - even if means duct tape!

Best of luck!
... more
0 votes 6 answers Share Flag
Hannamiaa, Home Buyer in Fremont, CA
Sat Aug 22, 2015
Hannamiaa answered:
Freddie Mac owned properties are those which are owned by the Federal Home Loan Mortgage Corporation (FMLMC). When a homeowner becomes delinquent in their monthly mortgage payments, they are at risk of foreclosure. This causes Freddie Mac to repossess the home as they are the loan servicer of the property. ... more
1 vote 7 answers Share Flag
Jackson Will…, Home Buyer in Provo, UT
Mon May 4, 2015
Jackson Willis answered:
I don't think that security systems generally come with a home. You can ask the realtor though. There's a chance that the equipment has been left behind. In that case, I don't think it would be active, and you would have to hire a company to come out and have the system activated. Different companies could have different ways of doing this, but you'll never know until you ask around and do your research. I hope you're able to figure this out and that you're able to keep your house safe with a security system.
... more
0 votes 4 answers Share Flag
Norwoodnakia…, Home Buyer in Belleville, IL
Mon Jan 5, 2015
Norwoodnakia40 answered:
Can my husband buy my house it's in a short sale
0 votes 3 answers Share Flag
Tim Rosinski, Real Estate Pro in Highland, IL
Sun Jul 13, 2014
Tim Rosinski answered:
We at R T Property Inspections list all of our services and pricing.
0 votes 5 answers Share Flag
Chris Lee, Real Estate Pro in Belleville, IL
Sun Jan 19, 2014
Chris Lee answered:
You can contact me for more information about apartments that are section 8 and are accessible.
0 votes 1 answer Share Flag
moranhome, Home Buyer in Davie, FL
Thu Jan 2, 2014
moranhome answered:
Anyone with a high school education can figure out their front and back end ratios, and available income for a mortgage. You can use one of many calculators on the web. It takes about 10 minutes. I don't know why some people answering make it so complex on your end. You can also search "how to get approved for a mortgage" on the internet.
The holdup is with the underwriters. They're figuring out how to get more money out of you.
... more
0 votes 8 answers Share Flag
Victoria Bur…, Real Estate Pro in Belleville, IL
Mon Nov 4, 2013
Victoria Burdess answered:
It usually means that is the elementary school, then middle school & then high school. The house is in that school district.
0 votes 4 answers Share Flag
Gene Mundt, Real Estate Pro in New Lenox, IL
Sun Nov 3, 2013
Gene Mundt answered:
Unfortunately this program will not be of assistance to you as a first-time buyer. It's intent is for another purpose entirely. That said, should you need information on financing your first home purchase, I'd be happy to assist you and answer any questions you might have. Please feel free to contact me at your convenience. Best of luck, no matter your decision ... ... more
0 votes 1 answer Share Flag
Aaron Sternau,  in Belleville, IL
Mon Jul 15, 2013
Aaron Sternau answered:
The listing at 5100 Blaise Ln. has expired. If you're still interested in it I may be able to get you in to see it. My name is Aaron with Coldwell Banker Brown and I can be reached at 618-789-0445 ... more
0 votes 1 answer Share Flag
Fred Herman, Real Estate Pro in Staten Island, NY
Thu Jun 20, 2013
Fred Herman answered:
Ask yourself why would a buyer choose your home over one of the competing homes for sale.

Buyers want a good value for their money. Is your home a good value compared to the competition???

Is your home listed on the major real estate websites?

Think 3 "P". Price. Presentation. Promotion

Talk to your agents. Look at the homes that have sold recently. Again, why did buyers choose the competition?

Good luck
... more
0 votes 5 answers Share Flag
Yolanda Hove…, Real Estate Pro in OFallon, IL
Thu Jun 20, 2013
Yolanda Hoversten answered:
Sorry to hear about your experience. You already are well represented by an attorney and hopefully it will come to a satisfactory result for you. Best of luck!
0 votes 3 answers Share Flag
Becky DeMond, Real Estate Pro in Swansea, IL
Thu May 16, 2013
Becky DeMond answered:
It depends on the situation of the home owners. If they have another place to live and might not receive what they want for price on their property, they may decide to rent it out to offset some of their mortgage payments until the market rebounds. It also might depend on what type of are you live in. In 62221, there is a college and it is close to Scott Air Force Base. This creates turnover in the market for those that will only be living in the area for a short period of time.

There are options to lease with the option to buy. It is called a Lease Purchase. Over a set amount of time while paying rent, your rent money will be credited when you purchase the home.
... more
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Stephen Elle…, Real Estate Pro in OFallon, IL
Tue Apr 9, 2013
Stephen Ellerbrake answered:
There are a number of things they could be waiting on such as approval from underwriting or employment verification, which may take place very close to the closing date. Most lenders want to make last minute checks to make sure you are still good for the loan like making sure you haven’t recently made a large purchase such as a car or a boat. There are also normally some internal processes that need to take place before most loans can close that the loan officer has little control over. There is really no good way to determine whether your “chain is being yanked” but I would recommend asking specific questions to help clarify the process. ... more
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