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Home Buying in Bellerose : Real Estate Advice

  • All15
  • Local Info4
  • Home Buying9
  • Home Selling1
  • Market Conditions0

Activity 12
Tue Oct 6, 2015
Mildredgler asked:
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Tue Jun 30, 2015
Mcginnis.gauthier asked:
Them or on the grounds that I can get natural and no its not on that it presumably not checking my greetings but rather canola is by and large still a decent oil to utilize I'm for…
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Mon Jun 29, 2015
Haskell.louise asked:
We're going to approach that very differently than we would approach a blood vessel that has ruptured and now has blood spilling into around the brain so two major problems which one…
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Sun Jan 19, 2014
Patrick Lydon answered:
first pick a location
what are my priorities - schol district/transportation etc

check top 3 brokers in area
call and ask for their top producer
ask about pricing/condition

have recent pre qual from real lender
beside pre-qual know monthly payments & closing costs

call back broker make appointment
request see at least 5 properties first time out - this gives you real feel & maybe find home

if agent agrees to e-mail before showing run
always go & see what is really out there so broker sends right e-mails
... more
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Sun Nov 17, 2013
Sanjeev Ahuja answered:
As far a lender guidelines are concerned you can offset rental income from the Coop that you will be vacating as long as you have a minimum of 30% equity in the unit meaning your mortgage balance on coop is no more than 70% of the current value of the unit determined by drive by appraisal, and having a lease from prospective tenant with one month rent and one month security. Besides this once your entire profile like credit, income tax returns, assets are reviewed it can be ascertained whether you will qualify. Based upon income of $7500 per month most you can carry in monthly obligations is about $3500.
please call me if you like to discuss.

Sanjeev Ahuja NMLS # 148731
Mortgage Broker
Home Funding LLC
110 Jericho Turnpike Ste 214
Floral Park, NY 11001
Direct Ph 917-517-2552
NYS Registered Broker, Department of Financial Services, Loans Arranged through third parties NMLS # 885573
... more
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Sun Mar 17, 2013
Anna M Brocco answered:
See link for helpful information
0 votes 3 answers Share Flag
Fri Mar 1, 2013
Sarbjeet Kaur (SFR/SRS/CBR) answered:
Have a meeting with a loan consultant of a reputed lender and get pre-qualified. This involves assessing your financials so you know how much house you can afford, different programs available in which you may qualify, what documentation you will need to proceed with the purchasing process, how much you can expect to spend on closing costs and familiarize yourself with interest rates.

Now that you have this done you can start looking at homes.
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Sun Dec 16, 2012
Thomas Brady answered:
Unfortunately a quick search of the MLS turns up 29 co-ops, but no condos currently listed for sale in Bellerose. Please e-mail me if you have any further questions.
Thank you
Licensed Real Estate Salesperson
Notary Public, Retired N.Y.P.D. Lt.
#1 Listing & Selling Brokerage in NY
Charles Rutenberg Realty, Inc.
255 Executive Drive - Suite 104
Plainview, New York 11803
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Mon Jul 2, 2012
Gary Loy answered:
In my area of illinois you do not if it is an existing home that had street parking. You should check with your local zoning office to confrim in your area.
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Sun Sep 4, 2011
Anna M Brocco answered:
To get an idea of available properties and list pricing, check out Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
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Sun Apr 24, 2011
Ian A. Wolf answered:
It is not uncommon for closing table adjustments. However, there are a lot of variables, laws, and circumstances that come into play. The biggest are the RESPA laws which as of a year ago greatly limited these kind of adjustments at closing. And, your lender may not allow an adjustment of that nature at the closing table also. Talk to your Realtor, Lender, and Atorney and see if between them all they can put together a strategy that might legally and ethically get you something.

Hope that helps.
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Mon May 31, 2010
Skat28 answered:
To Mr. Silverberg: I was well aware of all of these charges including the upfront mortgage insurance premium for FHA loan. I just wanted to confirm these fees with Professionals like yourself and others on Trulia to make sure these are all legitimate fees. There have been a lot of fraudalent cases in the Queens area. There have been mortgage brokers who have added unnecessary closing fees to buyers. I don't expect such behavior from a bank, but as a buyer I think it is important to be well informed about all facets of the home buying process. I hope you would probably agree with this. ... more
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