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Home Buying in Belleair : Real Estate Advice

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  • Local Info2
  • Home Buying9
  • Home Selling0
  • Market Conditions1

Activity 16
Thu Apr 13, 2017
Walter And Gina Gumpher asked:
Mon Mar 27, 2017
Eroc2009 asked:
I'm having plans drawn up now; the will be an elevated (stilt / piling / raised ) home, Approximately 1,200 sq ft indoor (2br, 2ba) w/some decks. Open to discussing methods of construction,…
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Sun May 31, 2015
Budd Morris answered:
Yes that is true buy a relook does not cost the full amount of a new appraisal. I just closed one and the relook was not charged
0 votes 10 answers Share Flag
Sun May 31, 2015
Budd Morris answered:
Yes
Feel free to call anytime at 727-560-9088
0 votes 7 answers Share Flag
Tue Jan 28, 2014
Jereme Carter answered:
Hillary, I am just following up to see if you were able to find someone to help your downsizing needs. There are a lot of bungalow and cottage style homes in the area. Let me know if I can further assist you. 727-564-4570 carter@mytampabayrealty.com I hope all is well. Warm Regards, Jereme Carter

http://mytampabayrealty.com/
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Tue Jan 28, 2014
Jereme Carter answered:
Alexander, I'm just followingup to see if you were able to find a home.
Belleair, Great dining near by, beach access, the Golf Clubs are nice, boutique shopping, many homes in the area are unique in their own way.

Cons: It really depends on personal taste, overall it's a great community in Belleair, the town does a great job maintaining the area. We actually just had a soccer game for my daughter at the recreation center and we were discussing how unique the area is.


Please let me know, I can help you. carter@mytampabayrealty.com 727-564-4570, I hope all is well, Jereme Carter

http://mytampabayrealty.com/
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Wed Oct 9, 2013
Mark LeMenager answered:
Check out my blog on this topic: http://www.trulia.com/blog/mark_lemenager/2011/09/closing_costs_in_a_standard_florida_contract
0 votes 5 answers Share Flag
Fri Sep 27, 2013
Sheri Larson Ragsdale answered:
Hi Robert,
I went through the sellers disclosures for the SOLD units that have sold within the past 12 months.
Out of the 6 sales, 2 of the listings mentioned termites and that their building was tented. Building 44 (tented in January 1999) and 13 was tented in 2012.
Buildings 83, 37, 15 and 79 were clean and had no mention of termites

Only 9 and 7 are available for sale at this time. (number 15 sold) #9 states that building was tented back in 2012 and #7 state that the seller never occupied the property and has no knowledge of the property. Of course, we would do our due diligence and have inspections...buyer beware!

I hope this helped and will be happy to help you further in your home search.
With respect,
Sheri
727-742-3789
Charles Rutenberg Realty
ShowandSELLFlorida.com
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0 votes 2 answers Share Flag
Tue Aug 13, 2013
Pamela Cohn answered:
Robert,

The monthly maintenance fee for this condo is $343 and is stated in MLS as covering: Building Exterior, Cable, Escrow Reserves, Ground Maintenance, Roof, Trash Removal, and Water/Sewer.

It is a "Short Sale" and appears to have 2 loans on it. A "short sale" is anything but short. The Seller still owns the home but the market value is less than the loan(s) on it. The Seller must have a qualifying hardship for the bank to agree to work with him. All loan holders must agree to the terms of the short sale. The more loans or even multiple investors on one loan the lower the chances of closing.

Lenders will not accept low ball offers. Even if you have a full price offer on the list price, if the lender feels it is worth more they will counter higher or just refuse. We are seeing the counters more and more.

If you have any time constraints, short sales should not be an option for you. There are no guarantees. 2-3 months is relatively quick. The lenders want at least a 120 day commitment from the buyer...and be prepared for extensions. They also want escrow with the offer to show the buyer is serious and has skin in the game. I have been on both the listing and selling side. I have had short sales close as quick as 60 days and others over a year. I have even had some go over a year and the second lender not agree and the whole deal falls apart.

If you are going to consider short sales, make sure you work with a full time agent that has experience with them and be prepared to be very patient . The consideration should be no time constraints and you love the property. They are not the bargains people once thought they were. The lenders are much more demanding now.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.

Sincerely,

Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
pcohn@prutropical.com
727-204-7155
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Fri Aug 2, 2013
Pamela Cohn answered:
Michele,

Are you asking about a specific place? You did not give an address. Or are you asking what is an HOA /Condo fee? If the first send me an address. If the latter:

HOA fees are for communities that have common areas of services provided. It may be as minimal as keeping up the front entrance or a wall surrounding the community, or it may include a pool, tennis, etc. Some even include items such as lawn care, cable, etc.

Condo fees include the same but usually more maintenance such as the roof, exterior insurance, grounds maintenance, basic cable, building exterior, etc.

The more services provided the higher the fee. Some fees are based on the size of the unit, some are not. It varies widely.

I feel an informed client makes the best decisions regarding their real estate needs. Let me know if I can be of assistance.

Sincerely,

Pam Cohn
Broker Associate, GRI, SFR, NHS
Real Estate Consulting, Marketing & Sales
Prudential Tropical Realty
2539 Countryside Blvd #3 Clearwater, FL 33761
pcohn@prutropical.com
727-204-7155
... more
0 votes 1 answer Share Flag
Thu Jun 14, 2012
Daniel Barto answered:
My closings are all over the board. Just had an REO close in 10 days which was an all time record for me. Same time, wrote an extension for another property now out to 60 days. Waiting on seller to approve HOA estoppel... My point being, if they are taking this long for the extension, they may write another and take you into July anyway. There are usually per diem charges is the buyer extends- so be careful and read over that addendum. Best of luck and I'm sure you will be getting a great deal in the end! ... more
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Sat Mar 24, 2012
Alma Kee answered:
I would attend the next Board of Directors Meeting for the association and tell them what their attorneys are putting you through! Many HOA/Condo Attorneys are a bit sleazy and will attempt to get more than they are legally entitled to receive and will not "settle" because they know they can hold up a closing without releasing their HOA lien. The Volunteer Board of Directors often do not have a clue how their attorneys may be working for their own best interests and not that of the association!

So, you may have to plan on living in a temporary arrangement for several (could be 6 months) more months so you have to ask yourself if this is still the bargain you expected. You should have the right to cancel after a certain point in time so you may want to go and look at other non-REO, non-Short Sale properties while you're waiting...

Our State Politicians attempted to pass legislation to prevent the HOAs/Condo attorneys from continuing to engage in these sleazy tactics but it failed.

Here's an interesting site about living in an HOA or Condo Association: www.ccjf.net

Good luck!

All the best,
Alma
Alma Rose Kee, PA
Future Home Realty
813.244.9898
www.SoldOnTampa.com
... more
0 votes 5 answers Share Flag
Sun Mar 4, 2012
Alma Kee answered:
Great answers already!

Also as a "cash buyer" if you're going after a pre-foreclosure, Short Sale you may end up having to put up additional money to get the deal done. Some sellers hire an attorney or "negotiator" and it could add another $5k. If there is a condo or HOA the bank approving the short sale may only pay 1 years back due so you may be asked to pay back due HOA or Condo assessments, too.

If you're buying a property with an owner who actually has equity or a bank owned property, then your Realtor and/or the Title Company doing the closing can give you a good estimate of your costs.

Good luck!

All the best,
Alma
Alma Rose Kee PA
Future Home Realty
813.244.9898
www.SoldOnTampa.com
... more
0 votes 3 answers Share Flag
Thu Aug 5, 2010
Alma Kee answered:
Hi Deb,

Is your house worth less than you can sell it for? Have you considered keeping it and using it as a rental property?

If you have any equity in the house, you will absolutely be better off selling it yourself because the builder will certainly offer you less than you can sell it for yourself.

Unfortunately I haven't heard of any builders willing to do this but it would be a smart idea for those that have just a small amount of negative equity (i.e. less than $20k). What's your home worth versus what do you owe?

If you're not already working with a Realtor, please call or email and I'll see what I can find out for you.

All the best,
Alma
Alma Rose Kee, PA
Future Home Realty
www.SoldOnTampa.com
813.244.9898
RealtorAlma@gmail.com
... more
0 votes 1 answer Share Flag
Sat Jan 2, 2010
Annette Lawrence answered:
Marty,
You have identified an incredible community in which to invest. Belleair has historicly proven to be a haven for informed buyers. Evidence of continued investment by homeowners into expansion and updating their homes is increasing.

There are several 'Golf Centric' communities in this area with villas, condos and single family homes. Fees will vary based on the amenities offered and the size of the subject property. If you would like more detailed information or would like to view properties in this area just give me a call.

You can also search the Suncoast MLS (the same database I use) to get the most current data or available property and recent sales. www.MyListingbook.listingbook.com
... more
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