There are options.
The options available to you is based on the choices you made.
The documents the lender or broker presented to you will reveal the buyer is responsible for paying for the appraisal and the home inspection.
What you should do, if you are using the lender recommended by your REALTOR, is discuss your options with your REALTOR. Many things can happen in six months. I trust you left all your options in place.
By the way, are you using an IRB student loan repayment plan?