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Bel Air : Real Estate Advice

  • All46
  • Local Info1
  • Home Buying12
  • Home Selling3
  • Market Conditions3

Activity 41
Sat Mar 11, 2017
Mrlucky2041 asked:
I rent rooms out of my home in Bel Air and again have a room for rent. The system will not let me access my old listing to edit it and re-submit.
0 votes 0 Answers Share Flag
Sat Jul 9, 2016
Jeanmboyer asked:
Sat May 14, 2016
Jhess1027 asked:
I submitted an offer on a foreclosure property coming in $4,000 below asking price with 3% seller assistance however the bank states their company only allows them to contribute 2% towards…
0 votes 0 Answers Share Flag
Wed Jan 6, 2016
USDAMTGHUB answered:
100% USDA loans is a good option if you are located in an approved area. It does have PMI, but much less when compared to FHA loans.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 states
Ph: 800-691-8826 (7 days a week)
www.UsdaMortgageHub.com
... more
0 votes 20 answers Share Flag
Sun Dec 20, 2015
Alysse Musgrave answered:
Nope! No problems. Good luck with your offer.

Don't Let Them Make a Monkey Out of You! Follow the links below.


Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available. ... more
0 votes 3 answers Share Flag
Wed Nov 4, 2015
Ruth and Perry Mistry answered:
Sadly, there are not enough people.


Writing on the Q&A post, will not get any attention

Call Trulia, CS tomorrow during business hours or you will be waiting months...
0 votes 1 answer Share Flag
Thu Aug 20, 2015
Blake Marie Randolph answered:
This is a question for your lender, but you have to have 2 years experience in the same work field for any loan across the board.
0 votes 1 answer Share Flag
Thu Aug 20, 2015
Blake Marie Randolph answered:
Years of experience do not matter when it comes to an agent. What matters in professionalism, communication, trust, and being able to market your home. I've only been licensed for a year but I've had client choose me over an agent with 15 years experience because of my expertise in marketing as well as communication. You would be surprised at how many agents do not communicate with their clients correctly. In my first two months in real estate I had my first seller's home off the market in 15 days. :) ... more
0 votes 12 answers Share Flag
Mon Mar 9, 2015
Sheri McLaughlin answered:
Hi Ellen,
. I believe that the closest fire department is located on the corner of Hickory Avenue and Rt 22 (Churchville Road) in the town of Bel Air.
Sheri McLaughlin
0 votes 3 answers Share Flag
Mon Mar 9, 2015
Sheri McLaughlin answered:
Hi Brenda,
Thank you for your message. I very much appreciate your bringing this to our attention. Unfortunately, scammers do post homes on different websites. We will report the scam and do our best to see that it removed from the site.
Thank you again.
Sheri McLaughlin
... more
0 votes 1 answer Share Flag
Thu Feb 26, 2015
Austin Partain answered:
Tue Jul 16, 2013
Catherine Purcell answered:
Hello Nekrebs,

I am a loan officer who cam check this for you. Even though a condo does not show on the approved list doesn't mean the condominium association can not get approval, however, if there is severe delinquency in association payments or if the association is not financially stable then FHA approval is not likely. Pending litigations can also hinder approval even if association dues are current. Many associations that were approved had to go through re-approval once the guidelines changed and just weren't familiar with the approval process so never bothered to get it.

Feel free to contact me if you would like me to investigate the approval of the condo in question.

Catherine Purcell
Fairway Independent Mortgage Corporation
Cell 202 573-6035
Catherinep@fairwaymc.com
... more
0 votes 4 answers Share Flag
Wed Apr 10, 2013
pansy.jenkins11 answered:
Stay away from the houses in Pine Ridge in Aberdeen formerly known as Alton Homes, there is standing water under the houses which has created mold/mildew problems and there is no insulation in the homes which produces BIG gas and electric bills year round....something to think about. ... more
0 votes 4 answers Share Flag
Wed Apr 3, 2013
Trulia Customer Service answered:
Hello! Carol from Trulia here. Yes, you can filter your search to find just Single Family Homes. Once you have searched the city or zip code for sale or rental listings, look to the left of the listings that come up on the results page and you will see you can refine your search by many criteria including location ( radius miles), price, number of beds and baths, etc. You will want to search by Property Type as well, the options are All, Single Family Home, Condo, Townhome, etc. This area also allows you to specify if you want New Construction or Resale homes, you can specify acreage or add a keyword to find a "Pool."

Once you know the specific criteria you want to use, you can refine those searches to find specific properties that match your needs.

We hope your experience with Trulia is memorable and thank you for using Trulia for your real estate needs.


If you have additional questions, please contact us at http://www.trulia.com/help/ask/ or call Customer Service at 1-888-466-3501.
... more
1 vote 6 answers Share Flag
Mon Feb 25, 2013
answered:
Hi Kelly,

FYI: When you reply to a specific answer, Trulia does not send out an alert which is why I didn't respond right away. In the future, respond the way I have & people will get an alert immediately.

A conventional mortgage doesn't require a specific amount of income per say but your debt to income ratios need to be under the program guidelines. For example: On a conventional loan with PMI your back-end ratio can not exceed 45% of your gross monthly income. The back end ratio is calculated by adding the monthly payment for every debt on your credit report to the total proposed mortgage payment & dividing that number by your gross monthly income.

The USDA program does have county income limits based on the number of people in the household. For 1-4 people the limit in Hartford County is $96,150 per year. USDA will allow a back end ratio as high as 52% with compensating factors so you have a little more flexibility.

John Burke
Senior Mortgage Banker
Peoples Bank & Trust Co.
(877)228-9069
... more
1 vote 9 answers Share Flag
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