Going rent to own will be wasting more money than you are now !!!!!! Do you understand how they work? I have to think you don't understand to make it work you MUST get a loan in a year. No loan means you default and lose the deposit money and the extra money added to the rent each month. You will lose that and out you go. Rent to own is RARE because they are rip offs and sellers avoid them because the renters often default and the sellers has to sell it again and it is likely in worse shape then.
Avoid it and buy when you really can buy. Many rent to owns are just rip offs.... more