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Financing in Beaverton : Real Estate Advice

  • All128
  • Local Info11
  • Home Buying38
  • Home Selling3
  • Market Conditions3

Activity 4
Tue Mar 22, 2016
MCM_STL answered:
Here's something else to think about: You cannot directly compare the cost of rent to the cost of owning a home on a mortgage payment alone.

Most mortgage calculators ignore insurance and taxes which will be added on. They also can't tell you about maintenance and repair costs. No one can really predict what those will be over the time you own a home. As a renter, you're excluded from all of those costs - except hopefully insurance. Your landlord is paying all of those things. While it seems you're paying more than a homeowner, that's not necessarily true.

If you have all that money saved, why aren't you paying down debts? That will set you up to be better able to afford a house in a couple of years. It might not hurt to have a real lender look at your financial situation including debt, income and overall credit history to suggest ways to further strengthen your position.
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Wed Dec 11, 2013
Rev.benedict answered:
Hello ladies and gentle men,
Are you in need of financial
assistance, or do you need
funding for any purpose? If yes
get back to us at rev.benedict@
hotmail.com with your details in the
format below
Name:
Gender:
Country:
Phone number:
Loan amount: Loan Term:
Monthly Income:
Thanks and God bless
Rev. Benedict
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Tue Jun 5, 2012
Allison James Estates and Homes answered:
There are 2 options available for a zero down payment loan - one is the USDA Rural loan, which has requirements regarding the location....you generally have to be looking in areas outside main city limits so depending on where you'd like to live, this loan may not work for you. The second choice is a loan offered by Keybank. Both loans will also allow the sellers to contribute funds towards your closing costs so you would be able to buy with very little money out of pocket. My team works closely with the Keybank person who heads the zero down program, as well as a lender who would do a great job with a USDA loan if you wanted to go that route. Let me know if you're interested and I'll send you their contact info.

Kelly Gebler, Principal Broker/Owner
Cornerstone Group NW @ Keller Williams Realty
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Thu Sep 15, 2011
Jori Stern answered:
I am a nationwide lender. PrimeLending received an exception from investors, which allows me to offer FHA mortgages for credit 600-640. 30 day closings available. I assist FHA borrowers in Oregon (and nationwide).

I make the loan process easy. Excellent rates, low fees. Close on time.

Jori Stern
Sr. Loan Officer
PrimeLending, A PlainsCapital Company
(877) 399-6539
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