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Bear : Real Estate Advice

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  • Local Info4
  • Home Buying14
  • Home Selling2
  • Market Conditions1

Activity 37
Joyce.davis5, Home Buyer in Selbyville, DE
Sat Nov 12, 2016
Joyce.davis5 asked:
Tiffany Dawnn, Renter in Bear, DE
Sun Jul 31, 2016
Tiffany Dawnn asked:
Candacetolle…, Other/Just Looking in Newark, DE
Thu Jun 2, 2016
Candacetoller13 answered:
that is in my deceased graddad name and my Grammie doesn't know what she's doing due to alztimers... the house is stripped especially the first floor is all wood bc there was a leak in master bed room. anyway I hate to see the home go to someone else and I hate to see my POS uncle do some stupid to the home. I feel fully responsible of this home that I want to keep in the family so bad. ... more
0 votes 1 answer Share Flag
Gateser16, Home Buyer in Cumming, GA
Thu Apr 28, 2016
Gateser16 asked:
My house is FSBO. The buyers were trying to get us to enter into an agreement to sell the house for whatever the appraisal came back at. I had never heard of this approach, and seemed…
0 votes 0 Answers Share Flag
Robin Roberts, Real Estate Pro in Newark, DE
Wed Aug 19, 2015
Robin Roberts answered:
HSA does a good job here in Delaware. I can tell you there are different prices for different Real Estate company's. According to HSA they just lowered the price through our company by $50. If cost is no concern they are the only company I use. Unless my client wants to use someone else. Best is to compare what they cover side by side and make your decision. Good luck. ... more
0 votes 5 answers Share Flag
Sean Brooks, Real Estate Pro in wilmington, DE
Wed Aug 5, 2015
Sean Brooks answered:
Currently if you go through the Delaware State Housing Authority program which with a credit score of 640 they will help with the down payment and closing cost of upwards of $8000 or 4% of the purchase price.

Now within the guidelines there are certain approved lenders and housing counselors that will help with credit repair for FREE. Some lenders have a program to assist with increasing your credit score. DO NOT FALL for the paid service

Go here to see the counselors.

http://destatehousing.com/HomeOwnership/HomeOwnership.php

Here you will find the state approved lenders

http://destatehousing.com/HomeOwnership/hb_sfmrb.php

Also check out the program where the state pays the PMI
... more
0 votes 2 answers Share Flag
thinz, Real Estate Pro in Allenhurst, NJ
Wed Aug 5, 2015
thinz answered:
While most banks do not put up homes for rent...fannie mae has and still does.
Go to homepath.com and check out the listings in the state you are thinking of purchasing in and call the agents handling those properties...even if the homes for sale are currently rented, they can possibly help direct you to other homes they are representing for fannie mae.
Tom Hinz www.shortsaletosell.com
... more
0 votes 3 answers Share Flag
Robin Roberts, Real Estate Pro in Newark, DE
Thu Jul 16, 2015
Robin Roberts answered:
Settlement help can be used for down payment or closing cost. an important point is the seller will give settlement if you have not asked for a large reduction in price. In other words the seller may lower the sale price or give settlement help. However the net to the seller has to be still in the fair market range of the property. Hope this helps. ... more
0 votes 3 answers Share Flag
Robin Roberts, Real Estate Pro in Newark, DE
Thu Jul 16, 2015
Robin Roberts answered:
Chynadoll, Bear is my area! There are many properties you described in the area you are looking. HOA fees are very common and what may be a perfect fit for you could have the HOA fee. However HOA fees can range from $25 a year and up but are rarely very high. There is a community called Pine Forest that sounds like it would fit your criteria. If you would like more information my cell is 302-650-4155 E-mail robin.roberts@foxroach.com. Good luck! ... more
0 votes 4 answers Share Flag
S. Walton Si…, Real Estate Pro in Christiana, DE
Wed Dec 10, 2014
S. Walton Simpson answered:
(REO) Bank Owned homes provide some of the best value in the market today. I have had many successful transactions with this type of property.

The condition of these homes will very and is an important factor to note when purchasing from a bank. The banks often advertise these for sale as-is. I have had buyers using both VA and FHA loans successfully purchase REO properties.

Pros:
Great Value
easy transaction

Cons:
May not have utilities on and that must be addressed for inspections
Banks require a number of addendum's to the Delaware Agreement of Sale

Best,
S. Walt Simpson
Keller Williams Realty
302-242-5146
... more
0 votes 4 answers Share Flag
John Thomas, Real Estate Pro in Newark, DE
Sun Nov 30, 2014
John Thomas answered:
The best loan to apply for with little down is a Veterans Loan which is 0% down, but you must be a qualified Veteran to apply. The second best option is a USDA Rural Housing Loan which is also 0% down but not all of the Bear area qualifies for this loan program. The next best would be an FHA loan which only requires 3.5% down.

You may also qualify for a down payment assistance program with the FHA loan. If you need help qualifying or have questions, feel free to call me at 302-703-0727.

John R. Thomas
Certified Mortgage Planner - NMLS 38783
Primary Residential Mortgage, Inc.
248 E Chestnut Hill Rd
Newark, DE 19713
302-703-0727 Office
... more
1 vote 1 answer Share Flag
John Thomas, Real Estate Pro in Newark, DE
Sun Nov 30, 2014
John Thomas answered:
The answer is not "Yes" it is, it depends on if you meet the requirements for obtaining a second FHA mortgage. There are limited exceptions to getting a new FHA loan so your best bet is to apply for a pre-approval with a local mortgage lender to see if you meet the exception requirements for obtaining a second FHA mortgage and it must be for a new primary residence.

If you need help determining if you qualify for a second FHA mortgage, please feel free to reach out to me at 302-703-0727 or online at http://www.DelawareMortgageLoans.net

John R. Thomas
Certified Mortgage Planner - NMLS 38783
Primary Residential Mortgage, Inc.
248 E Chestnut Hill Rd
Newark, DE 19713
302-703-0727 Office
... more
0 votes 2 answers Share Flag
Tiffani, Renter in 19805
Tue Apr 1, 2014
Tiffani answered:
Wayne  Bartr…, Real Estate Pro in Wilmington, DE
Mon Feb 17, 2014
Wayne Bartron answered:
Hi Michael,

I agree with the advice given. Just remember there are other aspects of your situation and history that will be considered by potential landlords such as job history, income, previous rental history etc. You may find it beneficial to emphasize those other areas that are positive when applying for a rental.

Contact me if I can be of assistance.

Wayne Bartron
relatorWB@gmail.com
... more
0 votes 2 answers Share Flag
Jeff Hoover, Real Estate Pro in Kannapolis, NC
Mon Oct 28, 2013
Jeff Hoover answered:
Hello,

I am a Realtor in the Bear, Delaware and would be happy to help you with your request. Please fee free to reach out to me either via Trulia or my email at jeff.hooverde@gmail.com and I will answer any questions you have or send you what is available in the area. I can also be reached at 302-981-6485.

Regards,

Jeff Hoover
Exit Realty
Direct 302-981-6485
Office 302-674-2900
... more
0 votes 2 answers Share Flag
Jeff Hoover, Real Estate Pro in Kannapolis, NC
Sun Aug 25, 2013
Jeff Hoover answered:
Hello,

I may have some information on the home you are looking at. Please contact me.

Regards,

Jeff
0 votes 1 answer Share Flag
Christopher…, Real Estate Pro in Hockessin, DE
Tue Jul 2, 2013
Christopher Pataki answered:
Hi Kelsee

Just wanted to set the record straight as this house is in a remote area of Bear. While close to the C&D Canal, Lums Pond and Delaware City, it is about 5 miles to Governor Square, not what I would call walking distance. This is a very quiet location away from the everyday hustle and bustle . Also note, that the house you were looking at, sold last month. If you are looking to relocated to Bear, check out the below site, which can answer many of your questions.

http://www.beardelawarehomes.com/listings/propertytype/SINGLE/areas/5378/

If you have further questions or concerns, don't hesitate to contact me. Have a great holiday................chris
... more
0 votes 3 answers Share Flag
Christopher…, Real Estate Pro in Hockessin, DE
Tue Jul 2, 2013
Christopher Pataki answered:
Hi Hlogan1

Here is a site that may have the information that you are looking for.

http://www.beardelawarehomes.com/mimarket/zip/19701/

If you have additional questions, don't hesitate to contact me. Have a great holiday................chris ... more
0 votes 1 answer Share Flag
Jeff Hoover, Real Estate Pro in Kannapolis, NC
Tue Jun 25, 2013
Jeff Hoover answered:
Philadelphia otherwise known as the "City of Neighborhoods" has a great diversity of communities to raise kids. From the small town settings of West Chester and Media to the more suburban areas of King Prussia, and Conshohocken and of course then you have the urban cultural areas of Main Line, South Philadelphia and Central City. It all depends on what you are looking for in terms of your budget, commute time and personal needs.

Also I noticed you are from the Middletown, Delaware area I would be happy to help find a home in Delaware or list your property if you are moving as well.

Please feel free to contact me at 302-981-6485 or jeff.hooverde@gmail.com
... more
0 votes 2 answers Share Flag
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