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77521 : Real Estate Advice

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  • Home Buying7
  • Home Selling0
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Activity 9
Mon May 29, 2017
Mudwatch asked:
MUDs aren't paying for construction... developers/builders and professional service companies are lining their pockets with the money. Join us at https://mudwatch.org to find out more.
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Sun Nov 20, 2016
Dan.chambliss asked:
I am looking to build a home in the Baytown, Mont Belvieu area.
Curious the cost per square foot to build medium quality home for couple with no children?

Medium quality
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Tue Mar 10, 2015
James Ray answered:
You can call the county and ask for the building department or city clerk.
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Thu Feb 12, 2015
Gay Lynn Milliorn answered:
That will depend on what you mean by bad credit. I know a few lenders that can work with credit as low as 580. The standard down payment you can expect to pay for an FHA loan right now is about 3.5% (meaning if you bought a $100,000 home, you would need $3500 down payment). But also remember there are other expenses involved in purchasing a home besides the down payment - there is the inspection, appraisal, and other possible lender fees. If you would like more information or help with connecting to a lender that can assist you, let me know. ... more
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Fri Feb 6, 2015
Quinntonia Berry answered:
There are down payment assistance programs available to firs time home buyers in Texas. Your credit score will need to be at least 620 to use these programs. There are some lenders who can help if your credit score is at least 600. FHA and Conventional now offer a 3% down payment program and if you have a great Realtor (like me) they can negotiate closing costs for you. Your first step would be to speak with a lender to get an accurate account of what your credit scores look like and how to repair. ... more
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Tue Apr 1, 2014
Terri Vellios answered:
Wed Apr 3, 2013
Don Groff answered:
A conventional loan is one that is not secured by any government agency such as FHA or VA. Conventional loans do not have pre-payment penalties in just about all cases but you will want to make sure of that with your lender. Conventional loans also do not have pre-payment penalties in most cases either but again make sure by reading over your loan paperwork carefully so you fully understand the aspects of the loan.

Hope this helps.

_____________________________________________________
Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 | listings@dongroff.com
websites: www.AustinListed.com | www.360LendingGroup.com
... more
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