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Baton Rouge : Real Estate Advice

  • All258
  • Local Info21
  • Home Buying97
  • Home Selling20
  • Market Conditions8

Activity 345
Fri Aug 18, 2017
Michael asked:
I purchased my current home (House A) for $240,000 in February 2016 with a 20% downpayment. I have gained $30,000 in equity since then due to appreciation of the area. So I'm all in to this…
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Wed Aug 9, 2017
Anetabear answered:
We bought our home in 1995 in Magnolia Woods subdivision. I would do it again in a heartbeat. I am not a realtor so I don't have anything to sell you. We have fantastic neighbors (couples and singles with and without children) that live all around us. Our community is unique in that no two homes are alike, and everyone comes from various walks of life with varying careers and interests. There are many retirees in this area as well. Lots of foot traffic in the way of walkers/joggers and children and pets being cared for We are happy and secure here. Great neighborhood watch program. We keep a close eye on each other and are there to help when needed. Convenient to just about everywhere. High and dry for the most part in light of last year's catastrophes in outlying areas around Baton Rouge. It would be great to have you counted in our numbers when your stint is up in Lafayette. I used to manage a retail store there in the 80's, so I know what you are walking away from. You would be welcomed with open arms around this place. Good Luck! ... more
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Tue Jul 11, 2017
Kathy Burgreen answered:
No. You can buy a home in your name only and have the mortgage loan (if needed) in your name only. Lenders will verify YOUR employment, income, savings (yours only), credit history and credit score, debt to income ratio and tax returns (joint returns OK).

The HUGE issue is whether your income, savings and credit is sufficient enough to buy a home or do you need your spouse's income, savings and/or credit to buy a home. If you have a good income, have 3.5% for a down payment in cash savings, have a credit score of 620 or higher and have additional cash to pay for closing costs, you will be fine. You can afford to buy on your own. However, if you need your spouse's income, savings or credit to qualify - well, then you cannot buy a home or you will need to buy a different type of home like a mobile home, etc.
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Sat Apr 29, 2017
Josephbatiste answered:
Check out my listing, I rent individual rooms. 4518 Y A Tittle Ave Baton Rouge, La 73505
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Mon Apr 3, 2017
Cingold asked:
The property address is 1332 Crossbow Drive - BR, LA
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Wed Dec 28, 2016
Becky asked:
Thu Dec 8, 2016
Swesterhaus asked:
2076 Michel Delving Rd. Baton Rouge 70810. I will have to remove listing today if I can't get the image removed. It is from 8 years ago and was taken during renovation from hurricane…
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Thu Dec 8, 2016
Maricris A answered:
Hello,

We didn't get enough information about your problem to resolve the issue. Please provide us with complete property address and we will be happy to assist you.

Regards,

Maricris
Consumer Care Advocate
... more
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Thu Oct 13, 2016
Scott Godzyk answered:
You get what you pay for. FSBO ads do not come with the same level of information as agent profiles.
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Sat Oct 1, 2016
kdc asked:
,The bank had it listed for $1118,000 3 bedrooms 2 bathrooms that doesn't need any updating.
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Sat Oct 1, 2016
kdc asked:
The home needs a new roof and the paint needs to be updated. the house was built in 1990 3 bedrooms 2 bath 1500 sq ft. They put in new appliances not to long ago and has been on the market…
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Tue Sep 27, 2016
answered:
Hi Fertilia,

USDA is just like FHA in the sense that you will pay an upfront mortgage insurance premium as well as monthly. The good news is both are going down starting in October 2016!

Technically, USDA & FHA do not have PMI because PMI stands for Private Mortgage Insurance which is paid to a private, 3rd party insurance company. USDA & FHA have mortgage insurance which is the exact same thing. The difference is where that money goes.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
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Thu Sep 1, 2016
Damonkathy2 asked:
my house has been gutted because of recent flash flood and insurance sent me check to start rebuilding, I need someone locally in baton rouge to endorse check so the check can be deposited
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