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Home Buying in Barstow : Real Estate Advice

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  • Local Info1
  • Home Buying9
  • Home Selling1
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Activity 12
Thu Jun 8, 2017
Eric W Vander Werff answered:
You can get a 2nd home with as little as 10% down. You will be asked to provide tax returns, verification of income, verification of assets, credit report, and other items. Feel free to reach out directly if you'd like to look at your specific situation. You can read my reviews on my zillow profile. Best of success! ... more
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Thu Mar 16, 2017
answered:
Hello D.L., yes do you have down payment and closing cost or do you need down payment and closing cost assistance? The purchase in Barstow start from 55k for 2bd 1ba single family home.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Mon Mar 3, 2014
answered:
You should talk to a real estate attorney. I am sure neither of these parties will willingly pay for the damages so you will need a little legal muscle. Email me if you have any further questions.

Alex Greer
Loan Officer
NMLS #1056079

http://www.TheMortgageOutlet.com
408-352-5147
AGreer@TheMortgageOutlet.com
... more
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Sat Jan 18, 2014
answered:
Yes. There is a limit depending on the city.

Alex Greer
Loan Officer
NMLS #1056079
http://www.TheMortgageOutlet.com

408-352-5147
AGreer@TheMortgageOutlet.com
0 votes 1 answer Share Flag
Mon Oct 21, 2013
Callie Daniels answered:
Oh, distribution center. We are having a Super Walmart built and the distribution center will be built in Lenwood. So I am told.
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Wed Oct 31, 2012
foxy60 answered:
if i find something i like of course
0 votes 8 answers Share Flag
Tue Jul 3, 2012
John Arendsen answered:
First of all if it's a 1984 "MANUFACTURED HOME", it's not a "MOBILE HOME". They quit making "TRAILERS" in June of 1976. Yes, you may move your "MANUFACTURED HOME" onto your parents 5 acre parcel if it is code compliant. To determine that you will have to check with your local building department.

There shouldn't be a problem unless there are pre existing CC&R's that prohibit MH's. That stated. Should you ever attempt to apply for an FHA guaranteed forward or reverse mortgage you'll be out of luck inasmuch as FHA will not fund a home that's been moved from its original situs. Hope this helps.
... more
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Sun May 27, 2012
kengee143 answered:
Thu Dec 10, 2009
Luke Allison answered:
Never say never. We do not have a minimum credit requirement in place to qualify for an FHA loan. However, every person is different and I would have to break down your specific scenario and run it for credit approval. If you have any questions, you are welcome to contact me.

Luke Allison
Bank of America Home Loans
828-777-8828
luke.allison@bankofamerica.com
... more
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Sun Mar 15, 2009
Claudia Rothwell answered:
Hi Denise,

You're in Barstow, he's in Denver... are you perhaps miltiary personnel stationed at Ft. Irwin? Is your husband also military? I'd love to help you find something out here in Barstow/Victorville or refer you to a Century 21 agent in Denver who is also an Accredited Buyer Representative.

Regards,

Claudia Morales, ABR®
REALTOR® DRE# 01747984
Accredited Buyer Representative
Multi-Million Dollar Producer
2008 CENTURY 21 Quality Service Producer
Century 21 Fairway Realty
14281 Seventh Street
Victorville, CA 92395
(760) 662-9388 cell
(800) 736-0075 toll free http://www.claudiamorales.net
c21morales@gmail.net
... more
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Tue Jan 1, 2008
Linda Ramirez answered:
I am a real estate agent in Barstow. I currently sell new homes at Shadow Ridge. But I have resold homes here and the general rule, that relates as much to time of year as anything else, has been 3 to 6 months. We have seen homes that are well priced and in good condition sold in as little as a week-but often it takes more time to get the word out and increase the showing activity. There is a premium for newer homes since so many homes are pre or post war (that would be wwII the big one!!) Several new home communities in town are seeing increased sales-spring is here-yay--and we have had great sales too. The best time to start a sale is now and it really is a great time to buy!! ... more
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