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Home Buying in Baltimore County : Real Estate Advice

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  • Local Info2
  • Home Buying24
  • Home Selling7
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Activity 384
Tue May 16, 2017
Deana asked:
It is my first time buying my credit isn't bad but not good either is there any other way
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Fri Apr 14, 2017
Harold asked:
Wed Apr 5, 2017
Robmpreston asked:
If anyone knows anyone who can do this given my parameters let me know.

Been self employed for right around 13 months

average income over the last 12 months just off of bank statements…
0 votes 0 Answers Share Flag
Sun Apr 2, 2017
Malcolm Lawson answered:
Hi Mary,

My team and I would be happy to assist you in selling your North Port St. home! I am part of a family team of agents and sell homes with my Mother, Wife and Sister-Law. On all of our listings we take 30+ high quality images, Areal shots using a drone, Paid Facebook Ads as well as a video walkthrough.

Look forward to hearing from you.

-Malcolm
http://YourMarylandRealEstateAgent.com
... more
0 votes 7 answers Share Flag
Mon Mar 20, 2017
Jamie21224 answered:
As a buyer's agent the practice of asking a financial informarmation does seem it will impact the negotiating power of the buyer. That being said, it is not in my client's best interest to disclose this information to the listing agent. It goes against the fiduciary responsibility I have for my client making it an ethics violation. I had my buyer fill out the form. I am now going to explain in writing what the implications are and have my buyer sign off before I submit this info. ... more
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Wed Feb 22, 2017
Mrphomesolutions answered:
Travis is a baltimore based home inspector. He specializes in Home Inspections in Maryland. Where it's a radon inspection or an investor inspection Travis does it all.

Travis
4434131679 ... more
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Mon Jan 23, 2017
Ebbflow answered:
The seller will most likely still pay the commission because it is built in to the commission as a whole unless (with this buyer agent contract) the seller refuses. In this case the buyer is obligated. Most of the time, the seller pays.

It is important to know and remember that unless you have this kind of a contract with a buyer agent, this agent's fiduciary responsibility is with the seller. This is so even though the agent is showing you listings. This is the law.
As such, the agent is not permitted to share information with you that you made need or want to know to help you make an offer and negotiate because they represent the seller legally.

If you are uncomfortable with the length of time, you can reduce it or sign it as per each house so that you are only obliged to the individual listings the agent shows you on a house by house basis.

An agent should have a CBR (certified buyer representative) credentials. They represent you and have your best interest in mind, fiduciary and otherwise and can negotiate the best deal for you, not he seller.
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0 votes 22 answers Share Flag
Mon Jan 23, 2017
Maxsandra Edwards answered:
I know this is old but can someone let me know if someone has the money to pay the mortgage for the next 4 years in the bank will the lender be ok with that or is employment the only factor. A friend lost her job but has the money to pay the mortgage for the next 4 years and she is looking for a job still in the process of her purchase. Please advise. ... more
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Sat Jan 14, 2017
Jpowellcleaning answered:
0 votes 2 answers Share Flag
Sun Dec 25, 2016
Carolyn W. Heggie answered:
I would be happy to try and help you buy a house. There are some possibilities and many variables such as the area in which you would like to purchase. Give me a call 410-628-0011 or email me at:: carolynheggie@comcast.net and we will go over your options. ... more
0 votes 9 answers Share Flag
Wed Sep 21, 2016
Bill_cora answered:
Hi - coming back around on this question. I'm looking for a rancher in Baltimore County that is an assisted living with a minimum of 8-12 beds and is for rent. Must have a fire sprinkler system. Please let me know of any at bill_cora@yahoo.com. Thanks ... more
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Thu Sep 8, 2016
Smith.chaddavid asked:
Sun Aug 28, 2016
Marlene Paisley answered:
No. Most lenders I know have told me that both spouses have to credit qualify if their income is being used for a loan. Even if you had a "non-occupant co-borrower" their credit would be screened. I'm happy to provide a vendor list for your use to double check. Let me know if I can be if further assistance in your home search.

All Smiles,
Marlene Paisley, Broker JEMS Realty LLC
410-499-7279
... more
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Sun Aug 28, 2016
Marlene Paisley answered:
I've been licensed in Maryland since March 2009 and we've always collected "admin fees" ranging from $199 - $500 in some companies. I've also had several brokers before becoming a Broker/Owner myself. My fee is $350 on all sale side, unless I choose to waive it for someone. RESPA changed the way we collect this "admin fee" a few years ago and said we only could collect it, if it was connected to the performance of work related to the transaction. For this reason, companies started disclosing what's included in the admin fee. Additionally, we no longer call it "admin fee" some of us call it "additional compensation," and it's tied to deliverance of services such as document storage, contract prep and a host of other tasks related to helping consumers close a transaction. Tell me this, would you question the dentist fee? or the Doctor fees? These are all professionals providing a service that you don't ordinarily do yourself. As a Broker, I provide numerous services to aid in the sale of a home. Compensating me appropriately is only fair. This is the cost of full-time full service representation in home sales. All terms are negotiable; but you get what you pay for. I don't say that to say I'd do less work for less money. Remember, some of us do this full time and need to earn all we can to adequately support our families. Hope this helps. If I can ever discuss your housing needs, feel free to call me.

All Smiles,
Marlene Paisley, Broker JEMS Realty LLC
410-499-7279

check out http://6115Deerbrookrd.BestPricedHouse.com it's a listing I have in Catonsville. I'll pay you $1000 CASH at settlement of you send a buyer my way for this home. Thanks.
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0 votes 4 answers Share Flag
Sun Aug 28, 2016
Marlene Paisley answered:
Do you have an agency agreement with a Buyers Agent? If you waited too long for this home and aren't represented by an agent, may I help with your purchase? Let me know what you're trying to do and let's see if we'd be a better fit working together.

Thanks,
Marlene Paisley, Broker JEMS Realty LLC
410-499-7279
... more
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