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Baldwin Park : Real Estate Advice

  • All46
  • Local Info3
  • Home Buying11
  • Home Selling1
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Activity 36
Tue May 24, 2016
Clashcityray asked:
Thu Jul 16, 2015
Sheryl Arndt answered:
Hello Minerva, no and you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service. You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as the web reference link with many pages to study...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking thumbs up or Best Answer!
... more
0 votes 1 answer Share Flag
Thu Jul 16, 2015
Sheryl Arndt answered:
Hello Thommas, yes there are but only 2bd 1ba apartments from $1,200 in that price range or 3bd 1.5ba apartment @1,550 in Baldwin Park.

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service. You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as the web reference link with many pages to study...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking thumbs up or Best Answer!
... more
0 votes 3 answers Share Flag
Sat Jun 13, 2015
answered:
There are several things that may work for you

Yes Walter is correct you do have a $250,000 exception.

You could carry back a note and defer the taxes.

I do have lawyers that I work with.

There are other questions that need to be asked though, are you buying another house?

Are you selling it to a family member.

Give me a call for a free consultation

714-421-1037
... more
0 votes 2 answers Share Flag
Thu Aug 21, 2014
Christopher Pagli answered:
You can visit www.CrimeReports.com and www.SpotCrime.com for in-depth stats.

Chris
0 votes 2 answers Share Flag
Tue Feb 4, 2014
Ted Greene answered:
Ana,
Your question was over 2 years ago and a lot has changed since then. If you sold your house in 2013 through a short sale then you should not receive a 1099C and will not owe income taxes on the debt forgiveness. I would assume the banks will not get this right so if you do in fact receive a 1099C then you should contact a good tax preparer and explain your situation and make sure they know the current law. Please contact me if you aren't sure.

The good news is that the IRS and the Franchise Tax Board have both agreed that any debt forgiven through a short sale is non-taxable in California. It's a little complicated to explain here but if you want more information regarding this you can contact me. Please know that a FORECLOSURE is not treated the same and there could be income tax and debt still owed (on a second mortgage for example).. so it's very important to be sucessful on a short sale and NOT let the house go through foreclosure.

I am a licensed California attorney and I specialize in this area. I'm also a real estate Broker and if I help you with your short sale it costs nothing and you get an attorney on your side. We make the banks and the buyers pay all fees and costs.

Please contact me at 916.442.6400 to discuss.
Ted A. Greene
Law Offices of Ted A. Greene, Inc.
www.TedGreeneLaw.com
tgreene@tedgreenelaw.com
... more
0 votes 7 answers Share Flag
Sat Jan 4, 2014
Shannon Chang answered:
Fri Nov 22, 2013
Javier Salas answered:
1815 oak view lane AR13232574
0 votes 3 answers Share Flag
Thu Jun 20, 2013
carreonx6 answered:
Need help. Mother's tenant is being evicted (refusal to resign rental agreement and stopped paying rent stating home is inhabitable; though items on her list have been fixed) This is now going to court. The tenant requested a jury trial and wants 2 years of free rent and named other requests on court document that I won't bore you with.

Question:
1. Does the tenant have the right to request a jury trial b4 seeing a judge without any objections from our side?
2. I can't get straight answer regarding whether or not the City of Baldwin Park is under the Los Angeles Rent Stabilization Ordinance. Their housing department didn't know and couldn't answer me. Does any one here know? If so, in the 20 years+ my mother has owned the property she has never been asked, paid for, or recieved documentation that the city was under this ordinance.
3. We have licence contractor to inspect the home, signed documents from exterminators that were sent to her home 3x this year, and one neighbor whose willing to provide only a written statement on my mother's behalf. Still this is a scary situation for her, she is in her 60s and depends on the income of the property. Please advise, the lawyer is not that helpful with providing her information. Dennis Block is who she is using.
... more
0 votes 7 answers Share Flag
Fri May 24, 2013
Hank Chou answered:
Hi,

This property listing has been withdrawn. If you would like to view other properties in the area, feel free to contact me.

Hank Chou
Realtor ® | NRDS ID# 214008685
PH: 626-319-6137 | DRE# 01931710
Real Estate Heaven
HankC@rehcorp.com
... more
0 votes 1 answer Share Flag
Mon Jan 28, 2013
Jawad Fawaz answered:
Hello:

The property that you are currently acquiring about 2207 Scott Ave. is not for sale. The 3223 Cosbey Ave. property is currently pending sale.

Please let me help you find current active "for sale" properties that meets your requirements.

Thank you.

Jawad Fawaz
RDR Real Estate
818-441-4618
... more
0 votes 3 answers Share Flag
Fri Jul 13, 2012
kenlong0708 asked:
This question was asked from http://www.trulia.com/homes/California/Baldwin_Park/sold/710771-3431-Barnes-Ave-Baldwin-Park-CA-91706
0 votes 0 Answers Share Flag
Sat Jun 16, 2012
Simon W Guillen answered:
THE COMMUNITTY CENTER IS ONE OF THE FEW THAT OFFER MANY ACTIVITIES FOR THEIR RESIDENTS AND NEIGHBORS.
SUMMER TIME IS FULL OF THEM.
SIMON GUILLEN
REALTOR
626-278-4445
0 votes 5 answers Share Flag
Fri Jun 15, 2012
Walter 'Skip' Kersten answered:
Thu Apr 19, 2012
Sara Mehrpouyan answered:
Feel free to visit my website at www.getlosangeleshomevalue.com for an estimated fair market value of your property.

Thank you,
Sara Mehrpouyan
Rodeo Realty
Direct 818-903-2040
Dre License #01712757 ... more
0 votes 5 answers Share Flag
Thu Oct 13, 2011
Marie Souza Team answered:
Ana - You need a local, experienced Short Sale/Foreclosure RE Agent to help you ASAP. You have 2 options, do a short sale or go to foreclosure. Once you have the details of the potions, including the ramifications/consequences, you can make an informed decision.
Best of luck,
The Marie Souza Team – Top Selling on Cape Cod
Cape Cod Real Estate Services
508-790-2000
info@mariesouzateam.com
... more
0 votes 13 answers Share Flag
Wed Jul 27, 2011
David Burnham answered:
You are getting at two things. One is to pay early for interest the other is to pay early for taxes at the end of the year. it is possible that this varies from bank to bank, but here are my experiences.

Paying two weeks early doesn't really help you because the bank posts assuming that you are paying your cycle. I am not sure the best way to explain this, but the principle reduction is assumed to occur on the the 1st of the month whether you pay 2 weeks early or 2 weeks late (on the 15th).

The other question about paying your January 1st bill on December 31st (or earlier) can help taxes because the bank will report that you paid your interest on the day your payment posts. So if you paid all your January 2011 statement on January 5th, 2011, and all your other statements on time, then make your January 2012 payment on December 28th, 2011, the bank will essentially report that you paid 13 months worth of interest in 2011, so you will get an added tax benefit. Of course if you do not pay the January 2013 payment early, then your 2012 taxes will only have 11 months of interest.
... more
0 votes 2 answers Share Flag
Fri Jun 10, 2011
Gerard Carney answered:
The agent you have now started the process of this sale, and they will be expecting compensation for doing so, they are the Buyers agent of record for this sale, any other agent that tries to represent your offer now, will not get compensation! Its a quirk but it is how it goes. Go over the escrow thing again, you go present tense, pass tense and then future tense on this matter, sit, think and then explain what you have done with escrow? ... more
0 votes 2 answers Share Flag
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