Jamie, speaking from a home owner that lives in the area, your home is overpriced at $135. There are a lot of nice homes in the area that are much bigger and selling for less. For example, I live in the village of hammond in a new building development by the high school. My home is 3 bedrooms and 2 full baths and I couldn't even hope to get $135 right now. Thankfully, we didn't buy our home at the top of the market so we have equity right now. I think you would be smart to refinance at the super low rates right now and rent the property for a few years until the market improves. We have also outgrown our home and looking to buy a larger one. We will be renting our old home instead of trying to sell in the current market. Good luck with whatever you decide.