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Babylon : Real Estate Advice

  • All39
  • Local Info0
  • Home Buying17
  • Home Selling5
  • Market Conditions0

Activity 52
Wed Oct 18, 2017
Pscottrnc asked:
If a property is listed as "foreclosure" but is no longer in foreclosure what needs to be done to correct it?
0 votes 0 Answers Share Flag
Wed Dec 28, 2016
Marina Papadatos asked:
I'm available Monday throughout Friday before 1pm and after 630pm. Also free every weekend. Please send me more photos
0 votes 0 Answers Share Flag
Sat Jun 4, 2016
Lindyfrontdesk asked:
My name is Marcey and I work for the agency that has this listing. Your information is incorrect on the website. I need to talk to someone immediately to fix this. Can you give me a number…
0 votes 0 Answers Share Flag
Mon Jan 25, 2016
My NC Homes Team answered:
It's the type of property your buying rather than your credit scores that will impact this. If you're going to live in part of it as your primary residence you can probably find a loan with as little as 10% down. If it's going to be pure investment you're probably going to need a minimum of 25% down. ... more
0 votes 1 answer Share Flag
Fri Feb 27, 2015
Nicholas Campasano answered:
Hey Kim,
Yes buyers can be represented in different ways. I will give you a very brief differentiation.

In the traditional fashion: buyer meets Realtor, Realtor shows buyer a few homes, makes an offer and so on. This scenario is fine and occurs everyday. What many people don't understand is that during this type of transaction I just described the Realtor represents the seller by law. What that means to the buyer is that the Realtor can only disclose what are called material defects (which Realtors must by law) and nothing more.

The second scenario is buyer agency.
New York State offers what is called Buyer Agency in which a buyer can sign a contract to work with a particular Realtor. The advantages of this are that the Realtor now works for the buyer. They are able to disclose certain things that they wouldn't have been able to if they didn't have a buyer agency contract.

That is the difference in its simplest form. There is certainly more that goes into it than that and I could go on for a while. If you would like me to explain this to you more in depth please feel free to contact me at anytime.

Sincerely,
Nicholas Campasano
C: 631-848-6515
E: NickCampasanoRealtor@gmail.com -or- NickC@Century21aa.com
... more
0 votes 1 answer Share Flag
Mon Feb 9, 2015
Nicholas Campasano answered:
Simply because homes haven't sold in that price range doesn't mean there aren't homes worth 1MM+. There are several homes listed in Babylon right now over $1,000,000 that are worthy of that price point. The best way to decide if any home is worth what the homeowners are asking is to contact a local realtor. If anyone has questions about anything in the Long Island market place I would be more than happy to help.

Nicholas Campasano
Century 21 AA
Cell: 631-848-6515
Email: NickC@Century21aa.com
... more
0 votes 3 answers Share Flag
Thu Feb 5, 2015
Nicholas Campasano answered:
There is metered parking right at the station as well as a few days lots in the area that are pretty reasonable.

This link may be of help to you...
http://en.parkopedia.com/parking/private/parking_for_commuters_by_babylon_train_station/n_carll_opp_lirr_w_side/babylon/

Nicholas Campasano
Licensed Real Estate Salesperson
Century 21 AA Realty
E: NickC@Century21aa.com
C: 631-848-6515
O: 631-226-5995 x206
... more
0 votes 6 answers Share Flag
Tue Feb 3, 2015
Nicholas Campasano answered:
Post "Sandy"
When by the water
1) Was there damage
2) How much is flood insurance
3) How did they repair

When not by the water
1) taxes
2) price
3) updated kitchen/bathrooms
0 votes 11 answers Share Flag
Tue Feb 3, 2015
Nicholas Campasano answered:
You can always call the towns tax assessor for accurate tax figures. If anyone needs help with this I would be more than happy to help.

Nicholas Campasano
Licensed Real Estate Salesperson
Century 21 AA Realty
E: NickC@Century21aa.com
C: 631-848-6515
O: 631-226-5995 x206
... more
0 votes 3 answers Share Flag
Tue Feb 3, 2015
Nicholas Campasano answered:
Here is a good link on MLSLI that will give statistics for any community on Long Island...
http://www.mlsli.com/pages/community-info
Hope it helps!

Nicholas Campasano
Licensed Real Estate Salesperson
Century 21 AA Realty
E: NickC@Century21aa.com
C: 631-848-6515
O: 631-226-5995 x206
... more
0 votes 9 answers Share Flag
Tue Dec 30, 2014
Nicholas Campasano answered:
Hello William,
I am also a little unclear by your question. However, if you are speaking about the bank requiring a year of homeowners to be paid upfront when purchasing I think I can help answer that. A lot of times when you are going for an FHA loan the bank will require that the homeowners be included in your monthly mortgage payment to ensure that it is being paid. That being said, when you are paying your monthly payment the insurance portion you are paying is put into an escrow account which will pay out the premium to the insurance company when it comes due. So, when you are first purchasing there is no escrow account yet set up; therefore, no way for them to pay the insurance company that years premium. Also, lending institutions like homeowners paid out to a certain date to make sure their asset is protected. I hope this is what you were referring to and that it can help. Best of luck! ... more
0 votes 3 answers Share Flag
Mon Sep 29, 2014
Susan Cottingham asked:
(I couldnt finish above) as a bedroom/living area. No door, 3 windows that are not up to code. Laundry room is also in basement in separate area. We would all share 1 bathroom. How about…
0 votes 0 Answers Share Flag
Thu Jul 10, 2014
Nicholas Campasano answered:
I understand this is an older thread, just thought I would add my two cents in case anyone new reads this.

Like many of the other members said, what is not good, that is a subjective term. That being said you should know that there are a number of products on the market that can help people with lower credit scores. Programs like FHA loans, SONYMA loans, SONYMA FHA+, SONYMA "Achieving the Dream" just to name a few. I would suggest contacting a mortgage broker to go through your financial history to determine where you stand. ... more
0 votes 6 answers Share Flag
Mon May 5, 2014
Chris Guercio answered:
It all depends on the particulars of a home (how recently renovated, etc.). I always tour a home first before giving my clients / customers an opinion re: asking price. As stated by some of the other agents, there are numerous variables that affect asking price. ... more
0 votes 10 answers Share Flag
Fri Apr 18, 2014
Anna M Brocco answered:
If your property is/was listed with a broker, ask him/her, or directly contact customer service http://www.trulia.com/help/ask/ Be aware that the property may appear on other sites as well, therefore you may wish to Google your address.... ... more
0 votes 1 answer Share Flag
Thu Mar 27, 2014
Anna M Brocco answered:
MLS does not show the property as available; for available area properties check http://www.mlsli.com the consumer version of MLS, or consider an agent of your own...
1 vote 1 answer Share Flag
Wed Mar 19, 2014
Jeff Mistretta answered:
It's common practice for a seller to provide their buyer with a treatment(with a 1 year guarantee) if termites are detected during the inspection. Termites are extremely common in NY. Most homes have had, have it will have termites in its lifetime.
With that being said, the inspection seems like it was done during a cold part of the year. A time when 'active' termites don't really exist. During this time of the year an inspector is more like a detective searching for signs that termites may exist there. Besides actual wood damage there are very few things to look for. You could Google signs of termites and see for yourself.
I'm sorry that this happened but it's good that you are aware and can maintain the home properly now.
I believe the inspector is being very generous with their offer. Keep in mind, it's only a visual inspection. If he didn't see anything at that time, then he didn't . Good luck
... more
0 votes 8 answers Share Flag
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