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Home Buying in Austin : Real Estate Advice

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  • Local Info181
  • Home Buying759
  • Home Selling116
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Activity 949
Alysse Musgr…, Real Estate Pro in Coppell, TX
Yesterday at 6:14pm
Alysse Musgrave answered:
Although you may be able to get a loan with a 600 credit score, it's better to wait. Interest rates and the cost of financing are based on the lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Wait until your scores are around 640 before you try to buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 2 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Sat Dec 17, 2016
Susie Kay answered:
You'll need to talk to your agent and ask your agent for an update.
0 votes 1 answer Share Flag
hotgmama87, Home Buyer in Round Rock, TX
Thu Dec 15, 2016
hotgmama87 asked:
Very annoying! I do not want to know about rentals.
0 votes 0 Answers Share Flag
Luckylukeegy, Home Buyer in Austin, TX
Wed Dec 7, 2016
Luckylukeegy asked:
If my offer to buy a house was accepted and during the inspection period I asked my agent to withdrew the offer. how to get confirmation seller receiv
0 votes 0 Answers Share Flag
 UpNest, Real Estate Pro in San Francisco, CA
Fri Dec 2, 2016
UpNest answered:
Austin is one of the top places to buy investment properties. Have you tried UpNest.com? You can search and compare commission rates in the local Austin, TX area. The platform has several realtor to choose from so you can find a realtor that fits your individual needs. Hope this helps! ... more
0 votes 24 answers Share Flag
Alysse Musgr…, Real Estate Pro in Coppell, TX
Tue Nov 22, 2016
Alysse Musgrave answered:
Are you referring to a single family home or a mobile home? When you buy a single family home, you are buying the house, land and sometimes the mineral rights. In a mobile home purchase, the land usually does not convey.

Buying a Home? Don't let them make a monkey out of you! Follow the link below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Broker
http://HelpUBuyAmerica.com
... more
0 votes 2 answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Tue Nov 15, 2016
Susie Kay answered:
Phillipbespi…, Home Buyer in New York, NY
Thu Nov 10, 2016
Phillipbespinoza asked:
I sold my house 10 months,ago. I researched and read that if you have not owned a house in 2 years you qualify as 1st time home buyer. My question is whether that is true.
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Chris Sayson, Home Owner in Austin, TX
Sat Oct 8, 2016
Chris Sayson answered:
How many sqft, stories, bedrooms, bathrooms? How plain or luxurious would you like the finish out?

csayson at onoma-group com
0 votes 3 answers Share Flag
Paul, Both Buyer and Seller in 11968
Thu Oct 6, 2016
Paul answered:
Yes absolutely, but good news is that Inbedroxk.com can help you learn about, understand and navigate ALL the real costs of homeownership, including mortgage financing, so you can make educated section as to financial worthiness of your home purchase. Inbedrock.com will help you analyze purchase price, downpayment $ amount, closing costs like title fees, mortgage financing, RE Taxes + Homeowner Insurance. It's simple + easy-to-use and very educational. An invaluable tool for all homebuyers- houses, condo/co-ops, investment properties. Make sure you can calculate whether is better to Buy or Rent with Inbedrock.com ... more
0 votes 3 answers Share Flag
Valhamby87, Home Buyer in New York, NY
Sat Oct 1, 2016
Valhamby87 asked:
The house we are trying to purchase it did not pass inspection. There were quite a bit of problems with Plumbing, foundation, attic, ac and termits. Im thinking they will fix but im not…
0 votes 0 Answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Wed Sep 28, 2016
Susie Kay answered:
If you don't pay the option fee you (buyers) do not have the unrestricted right to terminate. Unrestricted right to terminate means you can terminate for any reasons, changing your mind, cold feet, etc. The 7 days termination after seller's disclosure notice gives you another exit clause. The option isn't always there, for example, if the seller has provided the seller's disclosure from the beginning. Also the option period is not always 7 days, it's a negotiated time frame and can be shorter or longer than 7 days.

I hope this helps! I see that you are in Richardson, I'd be happy to assist you in in selling (or purchasing) a property in the Dallas area.

Best,
Susie Kay
United Real Estate Dallas
... more
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Deven Siggins, Real Estate Pro in Los Gatos, CA
Mon Sep 12, 2016
Deven Siggins answered:
According to CAR Form Res. Purchase Agreement
14 B 3
Buyer shall Deliver to Seller a removal of the applicable contingency or cancellation (C.A.R. Form CR or CC) of this Agreement. However, if any report, disclosure or information for which Seller is responsible is not Delivered within the time specified in paragraph 14A, then Buyer has 5 (or )Days After Delivery of any such items, or the time specified in paragraph 14B(1), whichever is later, to Deliver to Seller a removal of the applicable contingency or cancellation of this Agreement.

So the way it reads to me is - You must give your request for repairs before the inspection contingency period is over. Normally 17 days. After that you get a little break. Once the seller responds to your request you have 5 days to remove contingency or cancel.
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0 votes 19 answers Share Flag
John Burke, Real Estate Pro in Austin, TX
Thu Sep 1, 2016
John Burke answered:
Hi Sly,

If you can go a little south of 78748 down to Buda, TX you may not need a down payment if you qualify for the No Money Down USDA mortgage!

One of the best things about the USDA program is the monthly mortgage insurance is substantially cheaper than FHA or conventional options.

For example: On an FHA loan of $150,000, the MMI (monthly mortgage insurance) would add $106.25 to your monthly payment but on a USDA mortgage it would only add $43.75 & it's going down starting in October 2016!

The other nice thing is USDA will actually allow you to roll in your closing costs as long as the appraised value supports it.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
... more
0 votes 2 answers Share Flag
Manoj.gunwani, Home Buyer in Austin, TX
Wed Aug 31, 2016
Manoj.gunwani asked:
The Great Hills neighbourhood of Austin is wooded with many cedar and oak trees. Most houses come with with backyards that have at least a couple of these trees and some are entirely wooded.…
0 votes 0 Answers Share Flag
Brenda Reiss, Home Buyer in Cedar Park, TX
Mon Aug 29, 2016
Brenda Reiss asked:
I am a Realtor/Broker in Austin and have a client interested.

Brenda Reiss
Zip Realty, Austin
Brendasellstexas@gmail.com
0 votes 0 Answers Share Flag
Susie Kay, Real Estate Pro in Dallas, TX
Sat Aug 27, 2016
Susie Kay answered:
Shannon,

I would suggest that you work with a local realtor. She/he can email you properties in your search criteria and in the schools that you want.
0 votes 3 answers Share Flag
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