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30907 : Real Estate Advice

  • All26
  • Local Info0
  • Home Buying10
  • Home Selling2
  • Market Conditions0

Activity 20
Mon Jan 11, 2016
Solomon Greene answered:

We've seen all kinds of crazy legal things in and out of real estate. The best source for an answer to this question would be an attorney who has reviewed the contract. Your questions seems to require a legal opinion and we real estate agents are not allowed to practice law. ... more
0 votes 1 answer Share Flag
Sun Nov 22, 2015
Jeri Patrick answered:
I would contact a local lender they can go over both loans with you and there advantages. Best of luck.
0 votes 6 answers Share Flag
Fri Oct 16, 2015
Scott Godzyk answered:
You should meet with a local and trusted loan officer who can pre qualifiy you at no cost and let you know given your income and debt.
0 votes 2 answers Share Flag
Thu Oct 15, 2015
Chinyere Stallworth answered:
Well the market certainly is on an upward trajectory. I'm a realtor in the area Chinyere Stallworth for Keller Williams Realtor Westside. Contact me today for more home buying information. You can also go straight to my website. and sign up to look for homes and prices right now for free. 3234120655. Hope this helps ... more
0 votes 1 answer Share Flag
Thu Oct 15, 2015
tulsaladylook asked:
Thu Oct 15, 2015
Amelia Robinette answered:
Most counties and states have first time homebuyer incentives available. Do some research - google your county programs, make sure you don't get pointed to lenders advertisements, go directly to your county or state resource. You should be able to find mortgage lenders on their sites that are familiar with their programs.

Most of these programs come with home-buyer seminars and education requirements. Take advantage of the classes they offer, you'll learn a lot and be in a great position to purchase.
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0 votes 1 answer Share Flag
Mon Jul 27, 2015
Drewid2000 asked:
doesn't. Why doesn't Trulia include information about what specific school a person would attend based on the address? Site is not very useful without it. Or maybe I'm missing…
0 votes 0 Answers Share Flag
Wed Apr 15, 2015
Jeri Patrick answered:
0 votes 13 answers Share Flag
Mon Oct 27, 2014
Jayrogers1306 answered:
Please find this both link :
0 votes 42 answers Share Flag
Wed Aug 27, 2014
Gilbert Iarocci answered:
Did you end up buying the home? I think if they home had what you wanted then it is ok to pay a little more. I have seen people buy a home and they spend a lot of money fixing it to their tastes. ( a lot of that money they will never get back). ... more
0 votes 15 answers Share Flag
Wed Aug 27, 2014
Gilbert Iarocci answered:
We're you able to find a home? While you have to be careful with any transaction , for many people a rent to own my be their only way to build up equity . To many things to think about in an email. If you are still looking let me know and I will see if anything fits your needs ... more
0 votes 3 answers Share Flag
Tue Jan 7, 2014
Brian O'Neill answered:
It's my understanding that FHA has suspended it's 90 day anti flipping guideline until December of 2014.
0 votes 5 answers Share Flag
Wed Aug 28, 2013
Lee Taylor answered:
I know that you are getting hyper-curious since something happened to you recently with some GA real
estate and things aren't making sense - I've saw your other question.

I just gave 3 thumbs up to the answers below - simply put, this indeed is about supply, and demand, locally - by zip, by ESD, by police beat, by street, etc...

My man Chartmaster Chuck summarized the Q2 2013 market in metro Atlanta as follows:

"Another market shift is occurring. During 4Q 2012 we saw confirmation of a change from a market driven down by Distressed Property sales, to one driven up by reduced supply. This caused a fundamental change in the psychology of the market from a “Buyer’s Market” to a “Seller’s Market” environment.

The results are that many of our usual market measurements have turned in the direction of market recovery. Significant positive changes occurred in the median sales price (+23.6%), median S/OLP percentage (+6.6 percentage points), median DOM (-27.1%), incidence of price reductions (-15 percentage points) and percentage of failed listings (-13.0 percentage points) during this quarter.

However, even as these improvements were taking place, the percentage of distressed property sales remained high (39.4%) and the number of Active listings continued to fall. These conditions should also be considered by sellers when setting listing prices. Continued distressed property sales maintain a dampening effect on seller flexibility by their use as comparables in property price evaluations.

With our uncertain economy, short term housing market improvements should still be viewed cautiously. A sharp increase in the number of Active listings or distressed property inventory, or a decrease in sales, could expose the fragile nature of this improvement. But for now at least, Sellers should find less pressure during contract negotiations and Buyers will see a more competitive market with fewer sellers willing to accept low-price offers."

And again, Angela - get out of judgment and into curiosity.

Atlanta is holding up pretty well...
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0 votes 4 answers Share Flag
Thu Aug 22, 2013
Brian Nguyen answered:
When applying for a loan, lenders like myself will need to look at several different things if you are trying to prequalify for a loan.

1) Proof of income for each person that will be on the mortgage which can be demonstrated through: one month of pay stubs, previous year's W-2 forms and tax returns, official documentation to demonstrate other forms of income (alimony, child support, etc.), and two year's tax returns if self-employed (all schedules, all pages)
2) Credit Report which they will pull
3) Employment History
4) Personal assets such as: Recent balances and statements for bank accounts, most recent account statement demonstrating market value of any investments (stocks, bonds or certificates of deposit), documentation showing interest in retirement funds, face amount and cash value of life insurance policies, value of significant pieces of personal property, debt information, the balances and account numbers of your current loans and debts, including car loans, credit card balances and any other loans you may have.

I would suggest talking to a lender and checking out what they can do for you. If you have any other questions or need a loan please contact me through the information on my profile page! Hope this helps and good luck!

Brian Nguyen
Sr. Mortgage Banker
NMLS # 659743
Phone: 949.667.2887
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0 votes 10 answers Share Flag
Thu Aug 22, 2013
Tonya Rodriguez answered:
You are doing a lot of hard work and paying a lot of money repairing your credit that you could be keeping in your pocket. Did you know that most items on your credit reports only require a dispute with the credit bureau that has the err or outdated info. If no response within 30 days from the creditor/company who reported the info it will be deleted? Credit repair agencies are doing for you what you could do for yourself for a lot less time and money. Did you also know that it could be one item or ten and you can report to all 3 bureaus ? I've seen my own scores improve by doing so. Keep in mind that credit reports vary from month to month so you may want to invest in credit monitoring like or even credit Karma. Or just go to your bank and they will help you. ... more
1 vote 2 answers Share Flag
Sun Jun 10, 2012
Martha Robertson answered:
Hi Mary Beth, I've consulted a general contractor I use often who says that you should budget a minimum of $75 per square foot in the Augusta, GA area for the sunroom alone if the project requires electrical work but no plumbing work (we're assuming you don't want to install a wet bar or sink). He couldn't offer a masonry estimate, so you'll have to contact a masonry contractor for an estimate for your brickwork. Depending on the finishes in your sunroom, the actual per square foot cost could go much higher. The most important thing to do is to contact at least 3 general contractors for estimates who are recommended to you by friends and neighbors and then do a very thorough analysis of each contractor's estimate taking into consideration what each would be offering in terms of quality of work and finish. Don't be afraid to ask LOTS of questions. ... more
0 votes 2 answers Share Flag
Tue Apr 13, 2010
Susan MacEwen answered:
VA required repairs are the ones that the VA appraiser will notate on his inspection report. These repairs usually concern items that affect the structure or safety of the home. I9;ve seen every thing from rippled carpet to broken/cracked windows written up.
What ever the VA appointed appraiser writes up to be repaired, they must be repaired prior to closing or the lender will not be able to release the funds. I would ask for those repairs to be completed a few days prior to the closing so that the VA appointed appraiser has time to verify that the items have been repaired. If these items do not get repaired, then the VA will not sign off on the loan.
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0 votes 1 answer Share Flag
Sat Jan 16, 2010
Michael Hammond answered:
Thanks for the update, Sky! We lost at least 2 deals last year because of that rule. Hope they keep or positively modify this moratorium.
0 votes 7 answers Share Flag
Sat Jan 31, 2009
Tyrone Caldwell answered:

You havn't provided enough info to properly address the question

First‐time homebuyers who purchase a principle residence on April 9, 2008 and before July 1, 2009 are
eligible. If you (and your spouse, if married) have not owned your principle residence for a 3‐year period
before your purchase, and you have never taken advantage of the DC first‐time homebuyer credit, you
qualify as a first‐time homebuyer. However there are some other conditions that you should be aware of:

•The full credit is available for single individuals whose adjusted gross income is less than $75,000.
• Purchases by non‐resident aliens and purchases financed by proceeds from a qualified mortgage
issue are not eligible.
• Any single family residence located in the United States that will be used as a principal residence
is eligible. This includes single‐family detached housing, condos or coops, townhouses, etc
• Home purchases between relatives and other gifts of residences are not eligible for the credit.
• For more specific questions about the tax implications of the credit, please consult a tax professional!

Tye Caldwell Sr.
Keller Williams Realty

Hope this is helpful!
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0 votes 6 answers Share Flag
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