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Atlanta : Real Estate Advice

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  • Home Buying1K
  • Home Selling143
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Activity 4,054
A few hours ago
Javier.meza.876 answered:
This is a new question, One layer of stucco was applied over the first one, this second layer already peeled forming an approximate 3 feet circumference/elliptical shape at the center of the wall, my question is if this condition causes a health issue? ... more
0 votes 18 answers Share Flag
Yesterday at 9:01am
Kathy Burgreen answered:
As a retired realtor, the ONLY thing to get realtors to bring buyers to your FSBO is to PAY THEM MONEY!! Realtors will be thrilled to bring buyers provided you offer at least 3% commission fee. Realtors don't work for free. They are only interested in closing a sale that guarantees them a commission check.

When selling by owner, I know that realtors pay monthly advertising fees to real estate websites like Zillow, Trulia, etc. and in return these websites give permission to realtors to have their faces and contact information on ALL For Sale By Owner listings as well as brokerage listings. Briefly, the realtors who appear on your listing PAID for your listing. You posted it for free. I know since I was one of those "Premier Agents" who paid monthly fees to Zillow.

You need to know that when buyers fill out and submit the "Contact Form" on your listing, the buyers information is sent to one of those agents who advertise on your listing. Zillow and Trulia have a default check mark next to one of the agents and it's up to the buyer to uncheck that mark and put a check mark next to "Owner". Realtors know that very few buyers will fix the check mark so they rely on buyers leads coming directly to them. Unfortunately, this means you don't get those leads even though it's your listing.

You also need to know that when realtors talk to your buyers about your listing, since your home is NOT listed in your local MLS system, realtors can tell your buyers that your home is NOT for sale. Realtors check their MLS system - very few ever check Zillow or Trulia for listings. So if a home is not listed in the MLS - it's not for sale. Realtors will be happy to tell your buyers that they have homes for sale in your neighborhood but these homes are listed in the MLS and these are the homes realtors will show buyers.

What can you do? You can Google for "flat fee broker" in your area and research about paying a flat fee to have your home listed in the MLS. You will be required to pay a buyers broker a commission BUT the benefit to you is realtors will see your home IS FOR SALE and they will show your home to buyers. You save about 3% in commission fees by not listing with a full service brokerage.
... more
0 votes 2 answers Share Flag
Fri Sep 22, 2017
Tynia Wooten answered:
Hello I have a housing choice voucher for city of Atlanta and seeking a four Bedroom
0 votes 40 answers Share Flag
Mon Sep 18, 2017
connoranne answered:
i was on the same boat as you about 3 months ago, my husband has perfect credit and i was holding him back from our dream home because my credit needed to be fixed. my mortgage rep was very helpful and told me about a company called Select Us i had nothing to lose so i figured id call them.... best phone call ive ever made! they had helped me settle mt leave and also they got a few other negative things off my credit to really help me. ... more
1 vote 13 answers Share Flag
Mon Sep 18, 2017
Nina.perea answered:
To answer your question above about how difficult it would be to finance the home in need of major renovation like you describe, I would recommend using a conventional FNMA home style renovation loan where the cost of renovation and the purchase price are included in the financing with a low down payment. See my Zillow profile and contact me for more info. Nina ... more
0 votes 6 answers Share Flag
Mon Sep 18, 2017
Nina.perea answered:
I have a portfolio program for buyers that do not have US credit, Foreign National and Work Visa loans. Rates are great! I am located in Atlanta. See my Zillow profile and contact me for more info.
Nina
... more
0 votes 11 answers Share Flag
Mon Sep 18, 2017
Nina.perea answered:
In this scenario, I would recommend a conventional FNMA Home-style renovation loan. I specialize in these types of loans. Please see my Zillow profile and contact me for more info.
Nina ... more
0 votes 4 answers Share Flag
Sat Sep 16, 2017
Sanserve answered:
Americas Home Place built the guest house on my property some years ago. Since it passed inspection, I had no way of knowing that the front porch had been built incorrectly.

About five years ago, my termite management contractor alerted me to the fact that the crawl space insulation had come down and that it probably had been that way for some time.

AHP responded quickly to the problem and "fixed it" without much ado.

Now I'm in the process of selling my home, and the guest house... the buyers inspection service alerted me to the fact that the insulation was still not hung over most of the crawl space, AND that the front porch of the cottage was not anchored properly.

My repair service confirmed that the porch had been built incorrectly and that the crawl space insulation had never been hung
properly.

So I contacted AHP and asked them to take a look at the two problems... I offered to take care of the insulation fix if they would simply add some supports under the porch to make my buyer confident that it would not collapse.

The AHP rep (Joshua Proctor) made an appointment to look art the problems but never showed up; he ignored my emails as well. Eventually, I got an email saying that everything was out of warranty and that I was sh.. out of luck.

But the failed insulation "fix" was done (purportedly) before the warranty had expired AND the porch support system could only have passed inspection if... well you know how inspectors are sometimes encouraged to look away.

AHP builds homes like my guest house for mostly low to moderate income people. If they throw "out of warranty" verbiage their way, they are likely to give up quickly. I'm not likely to go away that easily.
... more
0 votes 13 answers Share Flag
Fri Sep 15, 2017
Nina.perea answered:
I have a program for Foreign National, Work Visa and non US credit. Contact me for more details. I am located in Atlanta GA. See my Zillow lender profile.
0 votes 1 answer Share Flag
Tue Sep 12, 2017
Mzsherri86 answered:
What do I need to register as a landlord for section 8
0 votes 4 answers Share Flag
Mon Sep 11, 2017
Doreen Roberson answered:
I would like to apply for a home equity loan to rehab my house but I have poor credit. What kind of help can I get?1
0 votes 12 answers Share Flag
Mon Sep 11, 2017
Darlene.marsjanik asked:
Wondering why the home resale values are so low in Savannah Lakes Village. This community appears to have everything that we are looking for
0 votes 0 Answers Share Flag
Mon Sep 11, 2017
DK asked:
I have credit issues Almost 8 yo bankruptcy and credit scores not that hot around 650 ish. What are my options to getting a HEL or HELOC. I am in PA
0 votes 0 Answers Share Flag
Sun Sep 10, 2017
Rae Scherer asked:
Sat Sep 9, 2017
Mike10inblk answered:
email me abcd2k10 @ Hotmail .com
I may be able to help
wont let me put it together
0 votes 17 answers Share Flag
Sat Sep 9, 2017
Ann Keen asked:
Selling rental property in Georgia, closing keeps getting delayed. Selling agent was told latest delay is because lender needs buyer to sign a NOD form. What is this? Property being sold…
0 votes 0 Answers Share Flag
Tue Sep 5, 2017
Kathy Burgreen answered:
The seller should have a copy of the HOA rules. Typically, you need to be under contract with the seller before you can get a copy of the HOA rules. If you do not have a signed contract, most HOA's do not want their rules given to people who don't live there.

Since I'm a former realtor and I live in an HOA community, typically most HOA's have the following rules"

No loud noise at night (typically after 10 or 11:00 PM)
Renovations to your home typically requires permission from the HOA and you may need to follow their guidelines.
Dogs must be leashed
Outdoor space typically must be uniform. It would look odd if one homeowner does one thing and a nearby neighbor has a different outdoor yard. You do want the complex to look even and uniform - not some weird ideas.
Additional rules will differ from one community to another depending on amenities, layout, etc.
... more
0 votes 1 answer Share Flag
Tue Sep 5, 2017
Kathy Burgreen answered:
You will need to do your own research. Realtors are prohibited from giving opinions on areas to live, quality of local schools, demographics, etc. because it violates Fair Housing laws. There are several websites that residents can post their opinions about what it's like to live there and don't forget the Census Bureau's website. ... more
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