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Home Buying in Atlanta : Real Estate Advice

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Activity 1,810
Sat Jan 21, 2017
answered:
Yes you get a loan now.I tell all my clients with lower scores to visit US Mortgage Lender. They have close many homes by getting clients approved even with scores under a 600 for FHA. They have a few lenders that can go down to a 580 for FHA, so If anyone can get you a loan they can..
http://www.fhamortgageprograms.com/
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0 votes 10 answers Share Flag
Fri Jan 20, 2017
answered:
GEORGIA STATED HOME LOANS- BASED ON BANK STATEMENTS

Borrower must be Self Employed
Personal or Business Statement Accepted
50% MAXIMUM DTI FOR BANKSTATMENTS
24 months to qualify / Mortgage Late Payments, Short Sales, BK = OK!!
Bank statement lenders minimum 580 FICO!



http://www.fhamortgageprograms.com/stated-ga-mortgage-lenders-primary-homes/
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0 votes 12 answers Share Flag
Wed Jan 11, 2017
answered:
I have a private entity that can help you obtain financing to buy a house. Here are the requirements:

Must have a job.
Must be able to refinance out after 3 years but before 5 years (this gives you time to re-qualify for FHA).
Minimum loan amount is $90,000 at a start rate of 9.5 and up.
Minimum loan amount is $60,000 at a start rate of 15%.

Credit is looked at and will dictate your rate. However, credit will not be the reason for being turned down. We don't care about foreclosures, bankruptcy, judgments, collections, lack of credit, too much credit etc.
No down payment required if the purchase price is less than 70% of the appraised value.
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0 votes 6 answers Share Flag
Wed Dec 21, 2016
Solomon Greene answered:
Hello

Welcome to Metro Atlanta. Suwanee is a wonderful place to work, live and play here in Metro Atlanta. Located mostly in Gwinnett County, the city offers several local family events, including fairs, free concerts, free movies, and more. Plans are also underway to add more living space to the already thriving Suwanee Town Center to accommodate even more people who want to live near a lot of the action.

But you asked about counties. You'll find a link to most of the Metro Atlanta Counties at the link below. One con can be the miserable traffic at times. If you're considering work in Suwanee, please think about Gwinnett, Forsyth, Fulton and Dekalb Counties.

Can't speak much about the taxes or restrictions, but you'll find culture for just about any lifestyle right here in Metro Atlanta.

Welcome
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0 votes 1 answer Share Flag
Mon Dec 12, 2016
Melissaramondo1 asked:
Schedule for settlement on Friday. We received a email from the sellers agent that their was a cloud on the title and the morg. payoff was not ordered
0 votes 0 Answers Share Flag
Fri Dec 9, 2016
Michael Salfer answered:
I just closed a deal and received the deed in 3 days. If you have a good lawyer it doesn't take very long. Most of the time it can take 7 to 30 days. Our company averages 10 business days. We have systems in place to help home owners in need. ... more
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Fri Dec 9, 2016
Normajean30518 answered:
What type of loans are available for self employed people? I have used the no docs in the past.
0 votes 31 answers Share Flag
Mon Dec 5, 2016
Christopher Gately answered:
VA Buyer? If you qualify you may be able to buy with no money down. Most members of the military, veterans, reservists and National Guard members are eligible to apply for a VA loan. Spouses of military members who died while on active duty or as a result of a service-connected disability may also apply.

http://www.bankrate.com/finance/mortgages/getting-va-loan.aspx
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0 votes 57 answers Share Flag
Thu Nov 10, 2016
Avbruu answered:
You may lookup FHA approved condos in your area here:

http://fha-approved.condos
0 votes 24 answers Share Flag
Wed Nov 2, 2016
Gemologist1997 answered:
Write & bombard your legislators with calls & letters , contact the IRS, FBI fraud division(s) until we get laws changed. HOA Boards have a fiduciary duty to owners to improve property values and fund your properties Reserves....separate from the Operating Fund. Atlanta's Management companies are in cahoots with all Boards because these companies operate at their direction of the Boards. To add to this mess, no attorney will sue an Association on behalf of any homeowner because lawyers represent the Board as a corporation, using the owners funds....paid for by the homeowner! It's a rigged system & HOAs are no more than mini-Madoffs....which the FBI should investigate. A Reserve Fund over $1.5 MILLION short...that is my nightmare! Thanks for listening! "Hellsdale" Condos / Smyrna, GA - Gemologist1997@gmail.com ... more
0 votes 6 answers Share Flag
Wed Oct 19, 2016
Solomon Greene answered:
I know of no local programs that allow GA Dream to be combined with other programs at this time. But 30306 is in Dekalb County. You may be eligible for a grant for the down payment. If you're not working with an agent, I'd appreciate the opportunity to speak with you about that.

Solomon Greene
678-775-2677
... more
0 votes 1 answer Share Flag
Tue Oct 11, 2016
Solomon Greene answered:
Hi JordanJ

Do you have a copy of the GAR 2016 Buyer Brokerage Agreement that you signed? If so, will you please read the second sentence of paragraph 1 and comprehend for yourself what it does (and does not) mean? It really is in appropriate for anyone other than the buyer's agent or a licensed attorney to answer this question, here or at the other site where it was asked.

Solomon Greene
678-775-2677
... more
0 votes 1 answer Share Flag
Sat Oct 8, 2016
Scott Godzyk answered:
With VA or FHA perhaps, however you should meet with a local and trusted loan officer who can pre qualify you and see what is available based on your credit
0 votes 2 answers Share Flag
Thu Oct 6, 2016
USMortgageRanger answered:
Hi Jewell,

You can sell your home and whatever profit that you net you can use it for the down payment on the next home. But before you call an Agent you should first talk with a Lender to determine how much home you can qualify for.I would be delighted to assist you in making your dream a reality, by providing you with a no obligation FREE consultation should you reach out to me via my profile information. ... more
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Thu Oct 6, 2016
cbrb2325 asked:
Thu Oct 6, 2016
Paul answered:
Yes absolutely, but good news is that Inbedroxk.com can help you learn about, understand and navigate ALL the real costs of homeownership, including mortgage financing, so you can make educated section as to financial worthiness of your home purchase. Inbedrock.com will help you analyze purchase price, downpayment $ amount, closing costs like title fees, mortgage financing, RE Taxes + Homeowner Insurance. It's simple + easy-to-use and very educational. An invaluable tool for all homebuyers- houses, condo/co-ops, investment properties. Make sure you can calculate whether is better to Buy or Rent with Inbedrock.com ... more
0 votes 2 answers Share Flag
Wed Oct 5, 2016
Solomon Greene answered:
Hello,

Multiple MORTGAGE lenders can pull your credit within a twenty one day period (I've also heard thirty days, but please stick with twenty one to be safe) without worry that it might lower your credit score. So you may want to find something within that time frame.

Solomon Greene
678-775-2677
... more
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