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30306 : Real Estate Advice

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  • Local Info2
  • Home Buying12
  • Home Selling6
  • Market Conditions1

Activity 27
Wed Jan 11, 2017
Thomas Martin answered:
FHA requires 3.5% down and a minimum of a 580 credit score with some lenders. The Conventional loan program requires 3% down and a 620 credit score. An FHA mortgage loan officer will be able to help you decide on the best option for you.

http://www.fhamortgageprograms.com/georgia-fha-mortgage-lenders/
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0 votes 21 answers Share Flag
Wed Oct 19, 2016
Solomon Greene answered:
I know of no local programs that allow GA Dream to be combined with other programs at this time. But 30306 is in Dekalb County. You may be eligible for a grant for the down payment. If you're not working with an agent, I'd appreciate the opportunity to speak with you about that.

Solomon Greene
678-775-2677
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0 votes 1 answer Share Flag
Thu Oct 29, 2015
Amelia Robinette answered:
Do you really think a brand new agent will do better selling your house than an agent who is an expert in the neighborhood and has decades of experience? This is too much money to be a guinea pig.

In my many years of experience, I've found that the information covered in the licensing class isn't that valuable when structuring deals, negotiations, understanding the entire end to end process and serving clients. The actual practice of real estate doesn't really resemble the course. Taking the licensing course won't help you much.

You'll save and make a lot more money as a seller hiring someone with experience. You could even approach them to mentor/teach you the process while you're working with them. I'd be totally open to an arrangement like that.

There are a TON more fees involved in accessing the information you need to sell and buy a house. Depends on your area MLS, but I pay over $2k for access, add ons, sentrilock boxes, quarterly fees, etc.

On top of all that - you'll pay at least 25% and up to 50% of the fee to your broker.

Now that I'm thinking of all the costs, you'll probably lose money with this plan.
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0 votes 2 answers Share Flag
Mon Oct 26, 2015
thinz answered:
Yes, I've found broker open houses to be very effective for gaining exposure and buzz around a property - especially for a short sale property. It gives the listing agent a chance to speak to the various issues and convey good information about any insights they received from the lender on what value they've placed on the property. I also recommend doing broker open houses when there has been a drastic price reduction. Tom Hinz www.shortsaletosell.com ... more
0 votes 9 answers Share Flag
Fri Jun 26, 2015
Josh Barnett answered:
Ask them for help with the FSBO prior to anything. They can help you with FSBOs also and you really need it.
0 votes 13 answers Share Flag
Wed Mar 4, 2015
Kevin White answered:
It is simple in my opinion:

An Intown Atlanta Agent/Brokerage

Innovation- Many agents use the standard I list your home, do open houses, do brochures, do flyers, email blasts, etc. But what do they differently that makes them stand out? How do they think outside of the "real estate agent" box? Make sure they see your home as unique and individual and provide ideas and marketing strategies therein. Everyone has a binder or a power point that looks pretty but what can that agent or team do specifically.

Track record of team and/or individual agent success

Most importantly, you should be able to have a very communicative relationship where you can always express yourself to the agent and understand the agent can and will express themselves to you.

Save the "friendship" until the home is closed. Agents and Clients are friendly with each other but need to remain aware that this is a legal transaction and should be handled accordingly.

Thanks!
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0 votes 19 answers Share Flag
Wed Mar 4, 2015
Kevin White answered:
Hello there,

If the cabinets are newer or still are on-trend and the Corian is the only item "dating" the kitchen then I recommend replacement. A nice finish and light color is Santa Cecelia or Gold Santa Cecelia granite. Stay away from Uba Tuba (black/dark green hew) and Baltic Brown which were over-used because of their affordable bulk price points in the beginning of the granite trend. Those colors can potentially "date" your kitchen even though it is indeed brand new granite. NOTE- If the cabinets also need replacement because of condition or really off current trends/materials then simply leave the Corian but price the home accordingly to include those potential kitchen upgrades if comparable homes offer updated kitchens. Thanks! ... more
0 votes 6 answers Share Flag
Thu Mar 27, 2014
THE Condo Mart answered:
Thu Mar 27, 2014
THE Condo Mart answered:
Thu Oct 11, 2012
William Polack answered:
Every county collects taxes at different times. So here's how to calculate property tax escrow. There are 12 months in a year. So, you have to pay for 12 months. The seller will then credit you back from Jan 1 to the day before you close. You will pay property taxes from the day of close to the end of the year. If you escrow, you'll need an extra 3 or 4 months, depending on the lender. So, look to pay for 4 months with escrow, 2 without.
If the seller already paid taxes for the year, the table flops. You'll owe the seller taxes from the date of close to Dec 31. Either way, you'll pay the same thing, perhaps just to different people., depending on who paid what.
Also, be aware of city and county taxes, if applicable.
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0 votes 4 answers Share Flag
Fri Mar 30, 2012
David Herren answered:
Generally you can use a property for all less intensive uses in a category. Just because it is zone multifamily it does not mean you cannot have single family. This very general advise so you really need need to do some legwork t city hall to verify what I have said. ... more
0 votes 4 answers Share Flag
Sun Mar 27, 2011
NA answered:
Renting is far easier than buying a home and you seem to have gotten through that. Assuming you have the money then renting is a pretty pain free process. You can look for places by yourself or you can have a Realtor work with you to find the a great place for you, do all the negotiating and make sure you sign a contract that is fair to you. It all depends on how much time and effort you are looking to put into it. ... more
0 votes 8 answers Share Flag
Sat May 8, 2010
Solomon Greene answered:
Pthalo,

There's a lot of money available in down payment assistance to help home buyers buy property in the City of Atlanta and that includes foreclosures. I invite you to review the Atlanta Down Payment Assistance blog at the link below for information on how the funds may be used to buy foreclosed condos.

Any active agent who can fog a mirror has probably closed on a short sale or foreclosure transaction since they dominate the metro Atlanta market. I'd like the opportunity to share how others have used interest and monthly payment free second mortgages of up to $50K to buy these types of properties and are enjoying very low monthly payments during their term of ownership. Some or a portion of these second mortgages are forgivable after only five years! Please call me today for more information.

Solomon Greene
REALTOR® / HUD-Certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners
(678) 775-2677
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0 votes 11 answers Share Flag
Wed Feb 17, 2010
Stephanie McCarty answered:
without a doubt. Quartz is a great option also. It is a natural stone product and virtually maintenance free, unlike granite that has to be sealed etc. Wow, a listing in Morningside. . .good luck for a fast sale. ... more
0 votes 20 answers Share Flag
Sun Feb 14, 2010
Hank Miller answered:
I clearly need to get into the grove with the ATL sayings....."check before you wreck" - I know Lee is a huge Nascar guy (are you still driving that Monte decked out like Junior's car?) but I hadn't heard that one - I wrote it down.

Debbie - I wouldn't presume to know all of the ins and outs of what agents legally can and can't do every step of the way - I don't get in that water where I need to consider my actions so it's not been a concern to me. Strategically, this industry is a mess, that's my point. The lack of serious self regulation in terms of agent standards, conduct, performance, advertising (show me an agent or company that's not #1).....conduct at the ground level is dictated from above. There's a reason we're held in such low regard by the public.

Lee - I hope your driver wins today, if I'm down your way I swing by with a case and bucket of wings and a Danika hat for you!

Hank
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0 votes 26 answers Share Flag
Tue Feb 2, 2010
Don Tepper answered:
It's easier--much easier--to say what's not particularly helpful.

A while back, Act! was highly recommended to me. I bought it and think it's terrible. It's buggy, and doesn't conform to my way of working. Other people seem to love it.

For e-mails and similar, I like Constant Contact. However, you can't really have multiple lists--just one big list with sub-categories. So I'm looking at an autoresponder like GetResponse.

As for local (not online) software, I make do with Excel as a sort of database. I actually have an old DOS program, File Express, that's pretty nifty as a database. I'd like something with a few more bells and whistles but, as I said, I tried Act! and couldn't believe how bad it was.

For an online mailing service, I really like Click2Mail. It's cheap and easy to use. The mail merge function works great. I upload my database (from Excel), upload a document from Word, do a mail merge, and send it off. It's a bit slow when you're going from screen to screen, but that's life.

Notice that all these are just different ways to stay in touch with clients and customers, similar to what Scott was pointing out. It's the actual marketing and staying in touch that's important. I wouldn't mind something slicker than Word, Excel, and File Express (if I could find something that actually worked), but those are just fine.

So, no "magic bullet" at least in my arsenal.

Hope that helps.
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0 votes 4 answers Share Flag
Tue Feb 2, 2010
Dianne Hicks answered:
For me personally.... VIEW is number 1, then lot size... I loved my 1/2 acre in San Diego so 1 think 1 acre would be nice #3 would be nice Kitchen(has to have at least the potential for a nice kitchen). Yes, I can remodel if it has #1 ... more
0 votes 6 answers Share Flag
Sat Nov 21, 2009
Zac Pasmanick answered:
Hank
Your best bet is going to be a short sale or an extremely motivated seller. I am a Certified Distressed Property Expert, and have lived in Morningside since second grade. I have sold more real estate in the last 30 years in Mornignside and Virginia Highland then any other Realtor. I have no doubt I can find you your dream home.
Zac Pasmanick
the zac team@RE/MAX Greater Atlanta
1057 Ponce de Leon Ave, 30306
404 564 7272
... more
0 votes 11 answers Share Flag
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