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Financing in Ashbury Heights : Real Estate Advice

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Thu Dec 8, 2016
Sheryl Arndt answered:
Hello Kedypn, yes your property taxes will remain the same. You will need to gather some documentation to qualify the house and yourself. Do you want any cash out or are you looking to refinance the rate and term?

A CMA, comparable market analysis, can be run to determine a market value for a start if you want cash out. A complete appraisal is needed to fund a refinance with cash out.

Do you know your fico scores? Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and LTV. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Jumbo refinance is available from a minimum 540 fico score depending on the LTV.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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