Ask about the well and septic system, how new, how deep and if any inspections have been done. Check on any encroachments on the property by utility companies. Check out www.usda.gov about assistance the government might be offering in the form of incentive loans for rural areas. Always check with a local lender to see if they have experience with your type of situation. If you are a first time home buyer or if you have not lived in a home you owned for more than 3 years, you may qualify for a New Mexico Finance Authority (MFA) First time home buyers grant of 3% of the purchase price to use towards your down payment.