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10504 : Real Estate Advice

  • All3
  • Local Info0
  • Home Buying1
  • Home Selling0
  • Market Conditions0

Activity 3
Thu May 28, 2015
Michael Levy answered:
Hello Charles,
I'm sure I can help you find the right value for your home please contact me at 914-273-9688 if you have any questions.
Michael Levy
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Sat Oct 26, 2013
Delores Weaver answered:
Whatever you do....don't lose hope!!!. Here's why! Yes, there are lenders out there for you. However, you will need to search. Your credit scores are good and since you can meet income requirements you have met the requirements of a portfolio lender and private money lenders. Here's the catch....a portfolio lender usually will not sell 30 year fixed rate mortgages. They carry a 5/30 meaning amortized over 30 years but due in 5 or 7/30. Often times they will carry interest only loans too. Portfolio lenders do not sell their loans to investors like Fannie Mae and Freddie Mac. They write their own guidelines and believe me they are by no means as ridiculous as many of the conventional lenders are.

Unfortunately, the only one I can think of is 1st Portfolio Lending in Maryland (

A private money lender is another option available to you, however, I must warn you that interest rates, points, fees as well as LTV is significantly high. Rates can be at 6-10%, points and fess are about 2-4 points, and often times you will need a 30-35% down payment. As I said it is an option...not one that I would highly suggest, but it depends on your own personal circumstances....which only you would know.

Anyway, I hope this was of some help and hang in there, it does get better. Keep your hopes high.
Check out my website to get more tips at

Good luck. .
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Fri Apr 27, 2012
Charlie Wheeler answered:
Hi Donald,

You can currently add your open house on Trulia the same day, but you have to do it from your listings page - not on the property's details page. Once you're logged into Trulia, go to your listings page and click on the Open House 'None scheduled' link under the listing. This should allow you to schedule your open house the same day.


Charlie Wheeler
Account Manager | Trulia
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