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Financing in Arlington : Real Estate Advice

  • All410
  • Local Info38
  • Home Buying111
  • Home Selling17
  • Market Conditions6

Activity 20
Tue Nov 8, 2016
Honeys57 asked:
Tue Sep 6, 2016
Susie Kay answered:
I have a local lender that I can connect you with. Feel free to call me if you are interested.

Best,
Susie Kay
United Real Estate
469-371-2899
0 votes 1 answer Share Flag
Sun Jul 17, 2016
Susie Kay answered:
I can connect you with lenders that I typically work with. Give me a call at 469-371-2899 if you are interested.

Best,
Susie Kay
0 votes 1 answer Share Flag
Wed Aug 12, 2015
Matt answered:
We offer standard FHA & VA financing down to a 580 credit score without investor overlays, and close the average file well within 30 days. All processing and underwriting is done in office, communication is impeccable. Feel free to check out my Zillow profile below, and let me know if I can be of assistance:

http://www.zillow.com/profile/matt802/
matt@nlcloans.com
214-866-0038
Matt Schwartz
NMLS# 151017
... more
0 votes 11 answers Share Flag
Sun Aug 9, 2015
Zyre Sullivan answered:
My lender works with buyers with fico scores 580 and up and usually can get the loan closed and funded within 21 days. After Oct. 3rd when the new CFPB laws take effect, closings will be an average of 45 days so now is definitely the time to act. Feel free to call or email for further details.

Zyre Sullivan
Century 21 Judge Fite Company
682-558-2648
... more
0 votes 4 answers Share Flag
Wed Jun 17, 2015
Kenji Inui answered:
Another option is to go with private mortgage insurance which would automatically drop of when your home reaches 78%LTV based on the amortization schedule. Or just go with lender paid mortgage insurance which will slightly raise the rate you qualify for. Move before rates rise! ... more
0 votes 4 answers Share Flag
Fri Feb 6, 2015
Quinntonia Berry answered:
Sun Nov 9, 2014
Larry Leroy answered:
Gets good money lending service today that is generally
reliable,safe ,filtered
by International Loan Agency and also Tested and Trusted. We give out loan for
Any purposes, if you are really in need of a loan,, just let us know
the amount you need as a loan,and your
problems will be over.We issue loans to individuals despite their
financial conditions.,and low credit score.

Are you in need of a loan?
Do you want to pay off your bills?
Do you want to be financially stable?
All you have to do is to contact us for more information on how to get
started and get the loan you desire.
This offer is open to all that will be able to repay back in due time.
Note-that repayment time frame is negotiable and at interest rate of
2%.

You are expected to inform us of the exact loan amount requested so as to
enable us provide you with the Loan Terms and Conditions. if you are
interested in obtaining loan from our firm.
Please, do complete the short application form given below and we
promised to help you out in any financial needs you are in
LOAN APPLICATION FORM { ONLINE FORM }

1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)LOAN DURATION..................

THANKS,
Larry Leroy(C.E.O)
EMAIL:aldermoreloanfirm1@gmail.com
www.aldermoreloans1.webs.com
ALDERMORE LOAN FIRM
... more
0 votes 4 answers Share Flag
Sat Aug 16, 2014
Baldwin collins answered:
Hello, Kindly send an executive summary of funding you need to email: collins_baldwin@yahoo . com for further processing
regards
Baldwin Collins
FHA certified lenders
0 votes 9 answers Share Flag
Sun Aug 25, 2013
Bill Merritt answered:
FNMA will normally allow you to do a Conventional loan with 20% down after 2 years. My advice is that you make application and get pre-approved prior to looking for a house.
If your husband was not on the previous loan and can qualify for the purchase just using his income, that might be another option for you. ... more
0 votes 12 answers Share Flag
Sat Aug 10, 2013
Andrea Gomez answered:
You can get approved with under a 600 credit score for home loan, I am not sure about a 550. I have had clients with a 580 credit score get approved for an FHA loan just 3.5% down, The Lenders Network is the place to start for any questions loan related. If you need help to get your scores up they can help with that too.

Good Luck!
... more
0 votes 7 answers Share Flag
Thu Mar 21, 2013
Jeff & Karina Cassell answered:
Karina can help you with that. Call her at 817-469-1625 ext 3419
0 votes 4 answers Share Flag
Fri Jan 11, 2013
Morethanlending answered:
ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.We offer loans with a dependable guarantee to all of our clients. Our loan interest rates are very low and affordable with a negotiable duration.Available now MORTGAGE, PERSONAL, TRAVEL, STUDENT, EXPANSION OF BUSINESS AND NEW UNSECURED, SECURE, CONSOLIDATE AND MORE Apply for a loan today with your loan amount and duration, Its Easy and fast to get. 4% interest rates and monthly installment payments.morethanlending@gmail.com

Regards
Eric Jones
... more
0 votes 3 answers Share Flag
Fri Jan 11, 2013
John Straub answered:
Are you talking about the Tax credit? I am not sure what you are asking could you clarify?
0 votes 3 answers Share Flag
Thu Jun 23, 2011
Gregorio Denny answered:
"It does not matter what year because that is not a factor at all... "

It's statements like that that are frustrating. The year DOES matter because of the way mortgages are amortized. If you only have 10 years left on a 30 year note, you are paying mostly principal at this point. If you refinanced to a new 30 year at this point, even with a lower interest rate, you most likely would save nothing in interest over the remaining life. Even refinancing to a new 10 year at a lower rate may or may not yield a benefit, it would depend on the initial rate and new rate. Only a detailed analysis of your current mortgage and future goals can determine when is the best time to refinance; but for someone to say the year does not matter, is absolutely untrue. ... more
1 vote 4 answers Share Flag
Tue Oct 12, 2010
ANDREW OLLICK answered:
You will probably get a better rate if you go through a mortgage broker who does loans with Citi, rather than a Citi branch or loan officer. Mortgage brokers get significantly better rates from the banks than the banks itself offer in their retail branches.

Andrew and Elena Ollick
Amerivest Realty
239-206-4500
eo@oceanhomesrealty.com
Latest Post: Foreclosure Halt creates Problems
www.andrewollick.com/realestateblog
... more
0 votes 3 answers Share Flag
Wed Jan 20, 2010
. answered:
I've been in real estate for 18 years and I can only say that having a ' real ' person to hold accountable is worth the tiny percentage you MIGHT save using an online loan company.

In the home buying process- often we find that evenings and weekends are when we need to be able to reach your lender. While some companies might be 'reachable' the confidence that a local lender inspires is immeasurable when submitting an offer.

So- to summarize.. use someone who can really provide the answers, service and accountability that being local provides.
Saving some small amount of money over 30 years will never pay for the hassle or stress that can come with using an out of town bank.

Clearly there are exceptions and I am sure Quicken has provided many good loans. ..but nothing can substitute for face to face relationships when making big life decisions.

Kathy Fong
Keller Williams Realty
Arlington,VA

Serving the Nation's Capital for 18 Years.
Licensed in DC MD and VA
... more
0 votes 2 answers Share Flag
Fri Oct 9, 2009
William Polack answered:
send a letter to the lender giving permission for your wife to access the account. If you want to get credit for the loan, add her to the checking account where the mortgage payment is being made and she can show proof of making the payments on time. it doesn't necessarily have to be on the credit report, afterall there are mortgage companies who don't report to the credit bureaus. ... more
0 votes 3 answers Share Flag
Sat Sep 19, 2009
Jerri Curry, Ph.d., Ecobroker answered:
About 90% of mortgages are owned by either Freddie Mac or Fannie Mae. You can go on those websites and with proper identification should be able to find the answer to your question of "who actually owns the note". I hope that was helpful and I wish you the very best in reaching your real estate goals. ... more
0 votes 2 answers Share Flag
Thu Sep 25, 2008
Jackie Pulcano answered:
Be prepared to explain these in detail, should the lender see the overdrafts on your bank statement. Although they will not have an impact on your credit score, it becomes a concern to a lender as to whether or not you can successfully manage your cash flow. Explain the isolated large expenses and prepare a detailed budget (just in case) to show the lender that you can handle all of your financial obligations. This is especially important if you are a first time homebuyer, who is not familiar with all of the expensed involved in homeownership.

I wish you the best of luck. Please feel free to contact me if I can be of further assistance.

Jackie Pulcano, SVP
United Mortgage Corp
800-462-4862
... more
0 votes 5 answers Share Flag
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