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22201 : Real Estate Advice

  • All66
  • Local Info4
  • Home Buying41
  • Home Selling2
  • Market Conditions0

Activity 59
Mon May 15, 2017
Artisanlovell answered:
224-534-5012 Is the number I was contacted with today May 15, 2017 ..it must be a working number. I received a voicemail message from a Derrick Miller from Fleetwood Partners today asking for me to sign up. HA! I would never again sign up with some company that offers a 100% guarantee.. and wants money up front. There was some other company I did that with about 5 years ago.. the key question is to ask how many REO's have they had in your market area within the past 6 months. They usually are not ready to answer that... Ha, ha, ha. Good luck all. ... more
0 votes 84 answers Share Flag
Mon May 8, 2017
Dayiscore87 answered:
Hello
I have a question: who is in charge of putting the names in the property the realtor or broker? My boyfriend is buying a home for the two, but I want to put in the papers of the House, but not on the loan. ... more
0 votes 16 answers Share Flag
Mon Jan 2, 2017
Mburky asked:
I am searching for an apt in DC with rent < $2.5K, 2 bedrooms and 900 sq. ft. Nearly all of the results are for listings with a) studios with rent < $2.5K OR b) a 2 bedroom apt whose…
0 votes 0 Answers Share Flag
Fri Sep 23, 2016
You asked:
(1) I'll put in search parameters, and then hit the pull-down menu to arrange price from high to low, and nothing will happen, the page just sits there. Doesn't arrange from high…
0 votes 0 Answers Share Flag
Thu Sep 22, 2016
Sheila Landers answered:
How much does it cost to have my name put on a deed to a house that my Dad left me?
0 votes 7 answers Share Flag
Fri Aug 7, 2015
gigi otar answered:
Hello Abena!

As a realtor working this particular zip code, I can tell you that rent-to-own options only happen in slow, sluggish markets where sellers can't find buyers.
22201 is hardly that zip code.
I am sure that if you were to speak with a good loan officer, they would be able to direct you to loan programs that would not only match the amount you would be paying for a rental/monthly but also assist you with possible down payment assistance depending on your price range. The zip code you are looking under is THE most expensive and sought after zip code right now where a one bedroom at the minimum costs $400K.

I hope this helps you!

Gigi
... more
0 votes 1 answer Share Flag
Mon Jul 13, 2015
Anna M Brocco answered:
It may/may not--Really depends in your sons' overall financials, timing, etc., therefore discuss with your loan officer....
0 votes 1 answer Share Flag
Mon Jun 8, 2015
Pvarnell99 answered:
you should be able to put her on the deed and not on the loan
0 votes 20 answers Share Flag
Sat Apr 11, 2015
Kelly Putz answered:
Hi Liz,

It looks like you probably have already closed on this, but for anyone else considering doing this - DON'T. If the loan is in your name only, there is no reason for anyone else's name to be on the deed, especially if you are not married. If you are married and the loan is only in your name, there are other legal reasons to not have your spouse on it, but consult with an attorney (or CPA for tax purposes). If this other person is putting up part of the down payment and you REALLY want them to be a part of the transaction, then have the settlement company record a 2nd lien on the property AFTER the settlement, with your friend as the lien holder for the amount they put in. That way they "feel" they are part owner of the house.

If you should break up, they can't claim ownership but you have to pay them back for what is recorded on the lien, because they can prevent you from selling while that lien creates what is called a "cloud on the title". Be sure that you have the payoff of the lien recorded with the county so you'll have clear title whenever you go to sell the home.
... more
0 votes 6 answers Share Flag
Thu Oct 2, 2014
Lorena Dennehy answered:
Hello,

You would most likely need to refinance the home to "add" your sons name to the mortgage. If you are looking to transfer the mortgage loan to or from your son, that is a bit more complex but could be achieved as well.

If you could reach out to me I would love to help with this.

Very Best,

Zac Dennehy, XCO
Senior Loan Officer
MVB Mortgage
11325 Random Hills Rd, Suite 100
Fairfax, VA 22030
703.656.6995
www.zacdennehy.com
... more
0 votes 2 answers Share Flag
Mon Aug 18, 2014
Lorena Dennehy answered:
Hello Paul,

I am a Senior Loan Officer for a local lender in Fairfax, VA. There are many factors that go into a pre-approval, but I would be happy to take a look for you. At this point, the best thing you can do is get free advice on how to build your credit score. I can provide that via a "credit analyzer". This is free of charge to you and will help you get on the right track. Feel free to reach out to me when it is convenient for you.

Very Best,

Zac Dennehy, NMLS #1045494
Senior Loan Officer
MVB Mortgage, NMLS #181319
11325 Random Hills Rd, Suite 100
Fairfax, VA 22030
... more
0 votes 5 answers Share Flag
Fri Jul 25, 2014
My NC Homes Team answered:
This is absolutely a legal question. If you won property and have children you need a will. Sit down with an attorney and start discussing it.
0 votes 2 answers Share Flag
Fri Jul 25, 2014
Anna M Brocco answered:
Why are you here, you really should be consulting with an attorney and not relying on online information....
0 votes 1 answer Share Flag
Thu Jul 24, 2014
Debra (Debbie) Rose answered:
0 votes 1 answer Share Flag
Fri Jul 18, 2014
Matt Leighton answered:
What are you putting down and what is your credit score?

We need more information to determine loan amount and interest rate.
0 votes 3 answers Share Flag
Fri Jul 18, 2014
Matt Leighton answered:
Most 2 bedrooms in Arlington will start around $1600.

You may be able to find a few for less. Be sure to check out Dominion Towers and Park @ Arlington Ridge.

But in Arlington, $1100 for 2 bedrooms just do not exist.

Good luck!
... more
0 votes 5 answers Share Flag
Fri Jul 18, 2014
Matt Leighton answered:
Keep the 4th bedroom. Makes your property unique and adds something that others don't have but still value
0 votes 6 answers Share Flag
Fri Jul 18, 2014
Matt Leighton answered:
Be sure to look at condos too. Sometimes you get a better deal by working directly with the landlord as opposed to a large management company.
0 votes 3 answers Share Flag
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