When buying a home in the Texas coastal areas TWIA or Texas Windstorm Insurance Association will handle the windstorm insurance. I'm assuming you used cash to purchase since I doubt any lender will allow a sale without windstorm insurance. If you go to sell it and the buyer is trying to get a loan and they cant get windstorm insurance they can't buy. I would contact TWIA and see what you need to do to get a windstorm certificate which will allow it to be insured. Windstorm insure-ability is usually handled by the insurance company not the real estate agent. I just happen to know a good deal about it having done a lot of coastal deals. Anything you do to the exterior needs to have a windstorm certificate roof, windows, garage door, etc. If the windows are original you may be grandfathered.... more
The only way to determine the elevation is to order a new certificate from a surveyor. With the new FEMA forms and changes in flood determination even if there is an exixsting elevation certificate a new one may be required.... more
New construction houses here in Corpus Christi are ranging from about $89-104sqft and then you would need to add the price of the lot on top of that. If you need help locating a builder in the area. I am happy to help you get connected.
Feel free to call me on my cell: 361-425-4451... more
Contact any Texas licensed inspector & ask. Each have their own criteria & set their own prices so some may or may not. It's important to obtain inspections from those with appropriate licensure by the Texas Real Estate Commission. Hope this helps.... more
This is really a HOA question and depending on the type, style, etc. it may be allowed. Call Tom Callan, president at 361-729-7077 or email him at email@example.com for a definitive answer.... more
This forum isn't structured to reach buyers. Besides, there are as many reasons to buy or not buy as there are buyers. Getting a convenience sampling won't get you very far and doesn't replace actual experience.... more
It's not really the seller assisting with closing costs. Although it may appear that way the seller is just looking at the bottom line. They do not care if some funds are going to towards a buyer's closing costs.... they only care about the bottom line. Granted if multiple offers are being considered a buyer who is asking for less or no seller concessions would b preferred to one who is asking for all or most of their closing costs regardless if the net to the seller is the same. This is because the other buyer not asking for those costs will appear to be a stronger buyer.
So the question is not really should they assist with the buyer's closing costs. It actually comes down to the bottom line and if you can agree on that number you have a deal.
REALTORÂ® | Mortgage Broker
Keller Williams Realty | 360 Lending Group
As Don mentioned there are many purchase programs available to include FHA (3.5% down payment), Conventional (as little as 3% down payment with a 660 score minimum and MI). In addition - USDA financing allows up to 103.5% financing in qualified areas for qualified moderate-income families allowing the borrower to finance the closing cost. In addition - NO monthly MI, unlimited seller contributions and unrestricted gift funds. Also - VA financing up to 100% with NO MI. If you have any questions, please do not hesitate to call our offices at 713.528.0333 or visit our web site at www.fairway-homeloans.com.... more
Trulia is such a great resource to locate property & learn more about the area. Looks like you've gotten your question answered about 919 Ibis by some of the TOP PRODUCERS of Aransas County!
For a 'hodge podge' of real estate topics from financing to decorating, view my blog...right HERE on Trulia! If you're a FACEBOOK user, check out the Lynn Johnson Realty, Inc., Broker page for the 'latest & greatest' neeeewwwwsss....it's not ALL real estate...we've got some community info there too! Betcha you'lll "LIKE" us!
Good Luck with the Ibis property & don't hesitate to call or email with any additional questions.
Lynn Johnson, ABR, CRS, REALTOR... more
Goose Island has many nice homes and so does Key Allegro Island. It would be a matter of personal taste and choice as to what a person would prefer. We do not have many foreclosures at this time in the area but most of the banks that take over foreclosures tend to price at going market value. Feel free to contact me direct at dee@theYteam.com and I will be happy to help you with your search for a home in Rockport and the Coastal Bend area. Dee Ytreeide, Broker Associate, Coldwell Banker, The Ron Brown Co, 1821 Broadway overlooking Little Bay, Rockport, TX 78382.... more