I have worked with clients that were in your same situation. I would advise that you start working on improving your credit score as that can take a few months. I have a lender that will coach you through the process and finance you when you are ready. Let me know if I can be of any assistance.
Keller Williams Classic Realty Northwest
7365 Kirkwood Ave N Suite 200
Maple Grove, IL 55369
jeffnobleza at kw.com... more
To post a for sale by owner property on Trulia, you will be redirected to Zillow. Once you are done posting your property on Zillow, the listing will appear on Trulia after 24 hours. Please let me know if you have any additional questions.
For future reference, you can feel free to contact us about this type of inquiry through our contact form here:
Yes you can qualify based on the past 24 months as long as you are in the same field of employment. The first part of home buying is getting APPROVED by a Lender who has done their due diligence as to your ability to repay the loan and not cause you financial harm. We here at The Federal Savings Bank would like to introduce you to our H.E.LP.P Home Loan Purchase Program where we underwrite and approve your credit income and assets without a specific property. We will then issue a letter of commitment to lend based on the selected property meeting the underwriting guidelines. This letter lets sellers and Agents know you are serious qualified buyer and they will be more enthusiastic to work with you.
We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.
I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.
The Federal Savings Bank
Trulia doesn't allow FSBO. It's understandable to think you can get a better return on the sale of your home with FSBO. Did you know that the research is pretty clear that home owners who use an experienced real estate agent sell their home faster and for higher prices (usually more than the agent's commission.) Licensed REALTORS have access to marketing channels that FSBO do not. We have a comprehensive online marketing program that is second to none in the Apple Valley area. We also have very strong negotiating skills, and will work on your behalf to get you the best terms and price. This is especially important when you need to negotiate repairs after an inspection or other contingency clauses or financing problems that may arise with the buyer. We've seen it all and can use that experience to make selling your home as easy as possible for you.
We are very experienced in marketing and selling homes in Apple Valley and would be delighted to talk with you about your options, our marketing program, and provide you with a market analysis.
We'd love to hear from you!
John and Becky Durham
Durham Executive Group
RE/MAX Results & RE/MAX Support Services
Hi August- I see everyone else has voted to keep the 3rd bedroom. I agree. People tend to look for at least three bedrooms even if they don't need them. If you can list your home as a 3 bedroom, it will increase the visibility of the listing immensely. Home buyers will see more possibilities with a guest room, a craft room, or an office. Good luck on the renovation!!... more
Let me know if you'd like a second opinion on qualifying for a mortgage. Feel free to submit an application online at www.jaydacey.com/application or give me a call and we can take a look at what your options are.
Jay Dacey, NMLS #375033
Metropolitan Financial Mortgage Company
NMLS # 3068
888.266.0797 (F)... more
In short the answer is no according to the contract you signed with the listing agent and broker. However, you could meet with your realtor and their broker and discuss the situation. A Realtor's job isn't over once the contract is signed. He or she should be available to answer questions and follow up on any situations through closing. When is the appraisal? Did the property appraise at the purchase price? When is the lender issuing the commitment letter if it's in the contract? Are there any delays to the commitment letter and why? Following up with the title company to schedule the closing date and time? Final walkthrough? etc, Listing a home for sale and helping a buyer purchase a home doesn't end with the signed contract. It's building a relationship with those clients for future business and in order to get future business from those clients, a Realtor should follow up with those clients on a timely basis, no matter what the question.... more
Do not hesitate to seek the services of a professional home stager. If staging a home is not common in your area, that is even more reason to hire a professional. They can make your home stand out for all the right reasons! http://www.bradlachersellshomes.com/... more
It's very basic but the ways they are accomplished vary. They are similar to a standard listing up front but when the contract is agreed between buyer and seller, this is when the real work begins. The seller should work with a seasoned short sale professional to negotiate on their behalf with the lender. If the lender deems the seller is in a hardship situation they may approve the sale and receiving less than the current mortgage balance. It's best to have a discussion specific to your situation with a Realtor, attorney, and even your accountant before moving forward with a short sale because state laws vary and change, you need to know what consequence there may be when you sell your property in a short sale.
You answered your own question when you said that you feel uncomfortable. If you're still hesitant you should understand the pros and cons of dual agency. Every situation is different as are every Realtor and buyer. The cost to you should generally be the same as buyer whether you go with the sellers agent or find your own.... more
You're question is quite old but for anybody else considering a short sale, there are no rules! Well, the banks do have guidelines and requirements for accepting short sales but there are several pieces of the puzzle and they vary with every bank, individual working at the bank, and every seller situation. Make sure you hire somebody who doesn't do a few here and there but who has a strong history with getting short sales done- period. We use attorneys and full time negotiators to get the results for our sellers.