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Home Buying in Apollo Beach : Real Estate Advice

  • All73
  • Local Info7
  • Home Buying24
  • Home Selling0
  • Market Conditions3

Activity 28
Sat May 9, 2015
Robert Williams answered:
Good Afternoon Thomas, I hope you are well. There doesn't appear to be any rent to own waterfront homes in Apollo Beach having looked through the MLS. However I would be more than happy to contact the listings and see if that is a potential option.
If you would like to discuss your requirements with me, then I can start searching for you.

Many Thanks, Rob Williams - Exit Realty Excel
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0 votes 1 answer Share Flag
Mon Oct 13, 2014
Mike Lintro answered:
Large master suites belong in every home. I rented a home for 2 years that had a master suit with only a half bathroom. Needless to say, I enjoyed my living more so when I was on vacation. ... more
0 votes 2 answers Share Flag
Thu Jul 24, 2014
Victoria Ginty answered:
The elevations have changed across the local map by appx 2 feet. New mapping appx a year ago.
That area is the highest in Apollo Beach.
0 votes 3 answers Share Flag
Fri Jan 17, 2014
Bago answered:
Tue Dec 10, 2013
Linda Grey answered:
Just about any contractor who works in the area provided the lot is buildable.
0 votes 2 answers Share Flag
Mon Dec 9, 2013
Alma Kee answered:

Did you buy this house? I see you posted this back in 2010.

All the best,
0 votes 10 answers Share Flag
Thu Sep 5, 2013
Mark Fagoh answered:
FYI Hope you Enjoy,,
September 2013
Buyin' or Sellin'....Call Bonnie Helen! (Fagoh)
(813) 390-7606

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Improve Your Chances of Obtaining a Home Mortgage

Securing financing to purchase a new home is one of the most important, exciting, and nerve-wracking financial steps most people will ever take.
During the housing boom, mortgage requirements were relaxed to unsustainable levels, and it seemed just about anyone could approach a lender and walk away with financing. But in an effort to recover from a record increase in foreclosures and loan defaults, lenders have become more stringent; loan applicants must now meet more demanding requirements to obtain a

Mortgage Rates
U.S. averages as of August 29, 2013:

30 yr. fixed: 4.51%
15 yr. fixed: 3.59%
1 yr. adj: 2.64%

Does this mean that you won't be able to get the financing you need? In a word, no. Here are a few tips to follow for a smoother path to home ownership.

It is the Best time in History to buy waterfront properties in Florida

Let me show you.

Pricing Your Home to Sell

How much your home is worth to you and how much it is considered to be worth in the real estate market can be two very different numbers. If you're planning to put your home up for sale, one of the most important factors in making a quick sale is pricing the property correctly.
Your real estate agent can be your guide in making this all-important decision, but there are a few important guidelines for you to remember so that you understand how to put a price tag on your home without letting sentiment get in the way of sense.
It's obvious that pricing your home too high for its value or your neighborhood can mean it might end up sitting on the market. Pricing it too low means that you're losing potential revenue and leaving money on the table. By pricing your home "just right," you will not only ensure that it will appraise for approximately the same value (increasing the likelihood that your buyer will secure financing), but you will likely see an offer or two – and if you're lucky, multiple offers.
So, what is the best way to determine how you should price your home? It's best to look at recent, comparable sales, or "comps" in your neighborhood or surrounding area. Your real estate agent should be able to pull

How Much Home Do You Need?

Your lender may be willing to loan you a mint, but do you really need that much house?
Even comparison shopping with a site like LendingTree might not be enough to put you in the right mortgage. Likewise, a good real estate agent won't just ask you to determine the house you want based on the loan you can get, because you might not be able to carry the mortgage.
Home much home you really need isn't simply based on your borrowing health, according to Hans Brings, vice president and broker with Coldwell Banker in Waltham, MA. We emailed Brings to pick his brain about what else you need to consider.
"Have you stopped to think about what you need?" asked Brings, emphasizing the "need." Brings says your wants should be flexible, negotiable points.
Your home owning needs are what truly matters. Brings says you'll also have to be flexible with your needs, not so much either-or, but more-or-less.
Family size
First consider the size of your family and your family's life style. If you are a backyard family, you can't buy most condos. If you live small, a big house won't cut it. You may need an extra room for an office, study, artwork or sleeping-over space for relatives who never go home.

Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
Bonnie Fagoh
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0 votes 7 answers Share Flag
Thu Aug 1, 2013
Ron Thomas answered:
Wed Apr 10, 2013
Tracy Hoyt answered:
Shawn and Britany,

Just wanted to touch base with you since you should be headed down to FL soon. Hope your trip is a fun and exciting as planned. Please feel free to contact me if you have any quesitons on the Apollo Beach, Valrico, Fishhawk or Brandon area. I understand you grew up here in Brandon and are thinking to relocate back to the area.

Please review my profile on Trulia and send me a message. Or give me a call directly at 813-352-6219. My businees partner Terry Conrad and I would be more than happy to answer your questions, show you homes or represent you if you need help. Remember, even with a new home you should get representation.

No pressure, just help.

Tracy Hoyt
Prudential Tropical Realty
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0 votes 5 answers Share Flag
Sun Mar 17, 2013
Lisa Reeves answered:
Foreclosures and short sales are both considered to be distressed sales. To buy both you will want to have either strong real estate knowledge and previous homeownership experience or a good real estate team to help you. Both can be great for you to get a home at a great price - but they also can have many hidden issues.

Short sales - are homes that are being sold because the homeowner is currently having issues and had a previous issue that they cannot recover from. The homeowner and buyer agree to a contrac price and the homeowners lender approves the price based upon market comparables and any deferred maintenance on the property.

Foreclosure properties or REO's are the ones that the bank has already gotten through court action from homeowners. The bank then markets the property to sell to recoup their loss.

Both properties have to be marketed through local real estate agents. Ask a local realtor to set-up a search for properties like this for you to see in the areas that you have picked. Good-luck.
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1 vote 4 answers Share Flag
Sat Jan 26, 2013
Lesley Fisher answered:
The Homeowners Association is $235 a month.
0 votes 3 answers Share Flag
Thu Apr 19, 2012
Wanda Johnson answered:
Hello there,

We have many active/available primary and/or investment properties in our beautiful Apollo Beach area. I would be happy to assist you with your property search and the purchase of your new property with the addresses you have on hand. You are welcome to call me @ 813 900-7237, text me or email me at I can also add you to my listing book account so you can view the properties just like an agent utilizing MLS. You can also view listing on my website.

Please contact me and I will help you gather the information.

Thank you for your interest in our area,

Wanda Johnson, Realtor
Century 21 Beggins Enterprises
Apollo Beach, Fla
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0 votes 6 answers Share Flag
Mon Apr 16, 2012
Alma Kee answered:
Looks like Deutsche Bank is the trustee for the investment pool that owns the mortgage on this property.

It shows Deutsche Bank filed a preliminary foreclosure back in Oct. 2008 but the lawsuit was filed by the well known fraudulent robosigning law firm of David J. Stern.

So at this point if you're looking at a RealtyTrac pre-foreclosure listing then it may be as long as two years before the lender may actually foreclose and take ownership.

In the meantime the Sellers may get a loan modification and keep the property or do a pre-foreclosure, short sale. If the Sellers decides to do a short sale, they must hire a Realtor to list it on the MLS and their Realtor will supply the listing details etc to the "servicer" for Deutsche Bank. Then the servicer will hire do at least one appraisal to determine the current "as is" market value. If the offer received is in a reasonable range of full market value it the "as is" condition and the seller has a genuine hardship they may allow a Short Sale. Right now the property appraiser's value (normally runs about 80% of current market value) is $130k so it's unlikely you could below it below that amount--unless there are serious defects.

If you're not yet working with a Realtor and want to see properties that are actually available for you to buy, you're welcome to sign up for a free ListingBook account on my website:

It can alert you of genuine bargains, post foreclosure, bank owned listings. You need to make your offer the first day on most REOs or you may miss out.

Hope this helps.

All the best,
Alma Rose Kee, PA
Future Home Realty

So while you're waiting to see if thie one
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0 votes 3 answers Share Flag
Sat Oct 15, 2011
Dan Mitchell answered:
You will usually pay more the further south you go. Also, you will pay less for property on the intercoastal waterways and on the many bays in the state. There are lots of places around Tampa and up in the panhandle is Destin which has gulf and bay views and access. Destin has beautiful beaches and the area is very nice. I know an agent in that area if you want to check it out. Good luck.

Dan Mitchell
Keller Williams
713 208 3202
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1 vote 22 answers Share Flag
Mon Jul 18, 2011
Alma Kee answered:
Hi Rebecca,

Yes, I can suggest Dunedin and Palm Harbor. These areas are next to Honeymoon Island and Caladesi Island. Caladesi has acclaim as being named one of the best beaches in the US.

The homes are older but they do have the advantage of not being restrictive as far as rentals.

We also have Condotels in Clearwater Beach (another great beach close to Tampa) and there is actually an onsite management that will rent the condos on a daily or weekly basis for you.

So depending on your price range, there are quite a few opportunties to get a great deal on a vacation home that can pay for itself in rental income.

If you would like to browse, you're welcome to sign up for a free ListingBook account on my website:

All the best,
Alma Rose Kee, PA
Future Home Realty, Inc.
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0 votes 3 answers Share Flag
Wed Apr 13, 2011
Bill Eckler answered:

You have been provided with accurate information. I would like to add that this may also depend largely upon the type of home you are seeking: condo, villa, townhome, single family etc. There are many desirable and affordable location in the Sarasota area.

Keep in mind that a rule of thumb is, west of route 41 and closer to the beaches, you can expect higher prices.

With additional information, we may be able to provide you with some options and samples.

Best regards,

Bill Eckler

Michael Saunders & Company
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0 votes 3 answers Share Flag
Sun Aug 8, 2010
Carol Garvin answered:
Hi Sue,

Since you are retired, there are many options available to you, I would be happy to help you , I have experience from Apollo Beach south to Venice and all the spots in between.

Please check out our website and when you are ready to speak to a realtor, please remember me.

Remember::::::Experience is not expensive.....It's Priceless!
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Sat May 1, 2010
Vickie Bruni answered:
I could not find 7602 Clair Wood Ct. but I did find 7603 Clair Wood Ct. That property is undercontract.
0 votes 2 answers Share Flag
Mon Jan 25, 2010
Andy Tolbert answered:
Just a correction, 203b is a regular FHA loan, 203k is the rehab loan!
0 votes 9 answers Share Flag
Mon Sep 28, 2009
Phil Fowler answered:
You are aware that there are CDD fees in Mira Bay? Your taxes will be higher on waterfront property too.

Hope this helps.

Phil Fowler
Keller Williams Realty
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