Home Buying in Antelope : Real Estate Advice

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Orthms1, Home Buyer in Citrus Heights, CA
Orthms1 asked:
why is there houses that are listed for sale on here but their descriptions say that they are only for rent? 6871 Donerail Dr
listed for sale at 150000 however it says that it is not for sale and that the rent is 1200 a month.
0 votes Share Flag Sun May 15, 2016 Home Buying in Antelope
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
Potential first time home buyer with low credit scores and a past eviction. Will I qualify to buy a condo 100k or less?
Credit: Most lenders want a 640 credit score, however there are some lenders now doing FHA loans down to a 620 score with no bankruptcies in the last 2 years and no foreclosures in the ... more
0 votes Share Flag Wed Oct 28, 2015 Home Buying in 95843
Chad Gray, Real Estate Pro in Fort Lauderdale, FL
Chad Gray answered:
So how do you explain to a buyer, they need to write their offer higher than the home is worth?
Pearl,

This is a great question for the Agent2Agent section!

In my experience, providing clients with comparable sales helps them to better understand the real estate landscape an ... more
0 votes Share Flag Wed May 29, 2013 Home Buying in Antelope
Sue Archer R…, Real Estate Pro in Palm Harbor, FL
Sue Archer Reynolds answered:
With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select??
it has nothing to do with the type of loan to select.

It's dependent on following basic financial principles. For a balanced budget, your housing expense should run around 30% of yo ... more
0 votes Share Flag Tue May 28, 2013 Home Buying in 95843
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
If I were to apply for a First Time mortgage loan would I be able to have my father co-sign if need be?
The only type of loan that would allow for co-signor is FHA loans. They currently require 640 scores for both you and co-signor and 3.5% down payment

Joel Lobb (NMLS#57916)
Senior ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 95843
Robert Spino…, Real Estate Pro in Mill Valley, CA
Robert Spinosa answered:
Can i buy a house with zero down payment?
Nides4,

The loan programs available to the first-time buyer (with any amount of down payment) is a topic I am going to cover in a free webinar I'm hosting on Feb. 5. If you think th ... more
0 votes Share Flag Mon Jan 21, 2013 Home Buying in Antelope
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
My brother is willing to purchase an investment property for me and my husband to rent from him. Is it true?
I'll back Jeff Marr, the loan broker, over my fellow Realtors on this one.

If an investor is not putting 20% or more down he is not a conservative investor, he is a speculative inv ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in 95843
Bob Willett,  in Sacramento, CA
Bob Willett answered:
im trying to get pre qualified for a loan- help! I have $$ to put down my credit is rated poor - fair due to fraud & identity theft.
If the problems are due to identity theft you can fix it, but it will take some time. One of the things that drives me nuts sometimes is that it is no easier to remove mistakes and err ... more
0 votes Share Flag Mon May 7, 2012 Home Buying in Antelope
John Mathews, Real Estate Pro in Saint Louis, MO
John Mathews answered:
Should I even bother in applying for a Mortgage Loan?My scores are low at 619, 640, 698. My car is fairly new and paid off. I've been at my
Yes, you should, often there are lenders who work with lower scores...
0 votes Share Flag Mon Feb 27, 2012 Home Buying in 95843
Max Boyko, Real Estate Pro in Sacramento, CA
Max Boyko answered:
Can someone tell me if the homes for sale below 200000 in the Elverta, Antelope area are showing realistic?
I would say there are plenty of realistic options in that price range. I see this was asked in 2009, and can tell you home prices have decreased to even more reasonable prices over the ... more
0 votes Share Flag Sat Sep 3, 2011 Home Buying in Antelope
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Lease to buy option
Update to this thread: We listed the house for $350K sale or lease option. We had several lease option inquiries on the house. The eventual buyer used FHA financing to buy the house ... more
0 votes Share Flag Wed Jun 24, 2009 Home Buying in 95843
Phil,  in Guilford, CT
Phil answered:
Seeking advice on Short Sales
Yes, the agent is correct. The sellers should have no money to make repairs, and if they did it should be paid to the bank. The seller, agents and bank expect you to purchase the prop ... more
1 vote Share Flag Fri Apr 3, 2009 Home Buying in Antelope
C, Home Buyer in Sacramento, CA
C answered:
Offer Submitted in Turbulent Market
It's amazing how a couple of bad apples spoil it for everyone. Ignoring people is just plain and simple BAD customer service.
0 votes Share Flag Tue Mar 10, 2009 Home Buying in Antelope
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