Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Antelope : Real Estate Advice

  • All43
  • Local Info5
  • Home Buying11
  • Home Selling0
  • Market Conditions1

Activity 35
Thu Mar 23, 2017
Sheryl Arndt answered:
Hello Kathy, I am not sure why no one is calling you back but these are so you might call and let us know if you contacted them and had any luck...

Here are all 12 of the listings in the mls for rentals in Antelope. The inventory is quite low so you should also check with local rental management companies for their inventory as well. Most agents don't do rentals so you will have to call and go direct.

http://www.realtor.com/apartments/Antelope_CA/affordable

You should check if you could qualify to buy with minimum out of pocket expenses and pay less than rent with down payment and closing cost programs.

The purchase in Antelope start from 146k for 2bd 2ba condo and up and from 180k for 3bd 2ba single family home. How much are you paying in rent and what is the maximum payment you are looking to achieve? If you can buy with less out of pocket than first, last and security and pay less than rent, would you buy?

You should study RENT vs BUY options as you may qualify to buy and pay less than rent in many local cities. You may qualify to buy with minimum out of pocket expenses, less than first, last and security with down payment and closing cost assistance programs.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

If you decide you want to buy you will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Both rentals and purchase can be emailed to you to study and compare to consider...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Sun Jan 29, 2017
Sheryl Arndt answered:
There may be scams within the rental listings so beware. The purchase in Antelope start from 207k for 3bd 1ba single family homes. You may qualify to buy with minimum out of pocket expenses and pay less than rent with down payment and closing costs assistance programs.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Wed Oct 28, 2015
Joel Lobb answered:
Credit: Most lenders want a 640 credit score, however there are some lenders now doing FHA loans down to a 620 score with no bankruptcies in the last 2 years and no foreclosures in the last 3 years.

If you have a 620-639 credit score there is a possibility of doing a FHA loan with a 3.5% down payment.

Down Payment: There are still housing programs that exist for Kentucky home buyers whereas you can purchase a home with no down payment. You will need a 640 mid credit score to purchase a home using the USDA or KHC loan programs for their no down payment credit requirements.


If you have access to at least 3.5% down payment or more, we can always look at doing a Fannie Mae or FHA loan and possibly securing a little better rate on the terms of your loan. I will go over your options once we get you pre-approved to let you decide which is best for your situation.


Income: The maximum house payment is usually limited to 1/3 of your gross monthly income. For example, if you make $3000 gross a month, then x that by 30%, and this would equal about a $900 maximum house payment.
... more
0 votes 13 answers Share Flag
Thu Sep 10, 2015
Chankita18 asked:
having a difficult time finding some to accept section 8. can someone please help. looking to move ASAP. Thank you
0 votes 0 Answers Share Flag
Sat Jan 31, 2015
Pearl Ahlquist-Ruby answered:
Pocket Listings are listing for some reason the seller has NOT given permission to list on the open market, for instance a seller may say I don't want to list unless I can get 200K and lets say with all the fees about 10% is the general consensus, and lets say the seller is 3,000.00 away from his/her price, so the agents may suggest " how about if I market to people I know and see if I can get someone to bite?"

In essence the agent has the home in his pocket, meaning only he/she is the only one that know about it.

Both parties can win the agent gets a little more commission maybe or just the normal amount.
The seller gets his/her price.

This is neither good nor bad depending on the intentions. If the intention is to save some money for the seller then it is not necessarily a bad thing.

I personally believe that all homes should have a chance to get the highest and best offer and that takes exposure.
... more
0 votes 9 answers Share Flag
Fri Dec 12, 2014
Gisele Bishop answered:
my family has lived in Antelope for over 18 years and have never had a problem .
0 votes 3 answers Share Flag
Sat Aug 23, 2014
Derek Jones answered:
Have you talked to your broker to see if anyone has houses that you could hold open. Both companies that I've worked at Realtors have always offered houses to be held open.
0 votes 2 answers Share Flag
Sat Aug 23, 2014
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
1 vote 3 answers Share Flag
Thu Aug 21, 2014
Joel Johnson answered:
Fri Dec 6, 2013
Trevolyn Haines answered:
Every listing on Trulia has a 'Flag' button, click on it & it will notify Trulia's moderators so they may take it down.
0 votes 5 answers Share Flag
Mon Nov 11, 2013
Sue Archer Reynolds answered:
Go to www.crimemapper.com and check out for the zip code 95843. you can study crimes in certain neighborhoods, but past history is not always an indicator of future events.

Best bet? Visit the neighborhood at various times of the day or days of the week. Some indicators that concern me personally is if homes are not well maintained, or lots of cars are parked on the street, especially if they have cobwebs under the tires. Disuse of an area promotes vagrancies and less people that are watching out for neighborhood safety. That isn't a scientific approach but my personal assessment when looking for the safety and care in a neighborhood. When people don't care for their neighborhood, then crime is more accepted. ... more
0 votes 1 answer Share Flag
Wed Aug 7, 2013
Jim Walker answered:
Antelope is about 12 miles northeast of Sacramento up Hiway 80. Just before you get to Roseville on the north and Citrus Heights on the east. Nice, middle of the road, suburban bedroom community with homes, schools, parks, shops. ... more
0 votes 1 answer Share Flag
Tue Jul 2, 2013
Noel Berrios answered:
Hi Stephania. Why rent when you can own? I help buyers like you and would like to introduce you to my team and show you what we can do for you. You will get a professional and honest assessment of your home buying potential and advice on your best course of action. Feel free to contact me..916-533-6149 ... more
0 votes 3 answers Share Flag
Sat Jun 29, 2013
Jim Walker answered:
No, you are too late for that one. It sold two months ago. Another buyer won the bid for the auction on April 27th 2013. The internet was finally updated to show it pending on June 17th.

To view properties that are currently for sale instead of sold properties, view the link below:

jimwalker.metrolistpro.com
... more
0 votes 1 answer Share Flag
Wed May 29, 2013
Chad Gray answered:
Pearl,

This is a great question for the Agent2Agent section!

In my experience, providing clients with comparable sales helps them to better understand the real estate landscape and determine the price to offer for a home.

Best of luck!

Chad Gray PA, Realtor
Luxury Living Fort Lauderdale
(at Coldwell Banker Residential Real Estate)
754-300-6040

100% of clients rated our service as "EXCELLENT"!
... more
0 votes 11 answers Share Flag
Tue May 28, 2013
Sue Archer Reynolds answered:
it has nothing to do with the type of loan to select.

It's dependent on following basic financial principles. For a balanced budget, your housing expense should run around 30% of your gross income. That assumes you have no large debts that you are paying off etc.

A lender, running a debt to income ratio, will run at different rates depending on your other debt. Some of that might confuse the average person. Stick with the rule- no more than 30% of your gross income and you shouldn't have a problem. From there having 6 months in savings will hopefully protect you should any difficulties happen such as a job loss or out of work because of illness.
... more
0 votes 1 answer Share Flag
Tue May 28, 2013
Pearl Ahlquist-Ruby answered:
No you can not transfer debt for the 1st to the 2nd. The first and the second are the hole, so you are upside down, after you add commissions and title fees you are upside down on the first too. If your income has changed where you can no longer keep your home than you can Short Sale . . Now if you wanted to keep your home you could negotiate with the second to settle with you. ... more
0 votes 4 answers Share Flag
Fri Apr 26, 2013
Joel Lobb answered:
The only type of loan that would allow for co-signor is FHA loans. They currently require 640 scores for both you and co-signor and 3.5% down payment

Joel Lobb (NMLS#57916)
Senior Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*
http://mylouisvillekentuckymortgage.com
... more
0 votes 1 answer Share Flag
Sun Apr 7, 2013
Sue Archer Reynolds answered:
If it's sold, the new owner would be contacting you directly. Have they done that?

If it's still in the foreclosure process, i.e. you received a notice of Trustee Sale, then contact an experienced realtor who works lots of short sales. They can work with you to negotiate with your lender. As you've been delinquent for so many months, I'm not confident you can now negotiate a loan modification but a short sale would be much better for you than a foreclosure. A loan modification and a short sale require the exact same paperwork. Get it prepared and to your loan servicer as soon as you can to ask.

The ultimate answer lies with the investor who owns your loan. There's no reason not to ask, and get the answer from the source and not just assume.

Please just get on the phone and call. Ignoring this only creates more stress.
... more
0 votes 4 answers Share Flag
Thu Mar 14, 2013
Jim Walker answered:
Your agent can look the property up on the county tax records to possibly find out who is supposedly on title, if the transfer took place at least a couple of weeks ago. The fact that there is no agent # or contact information - not even "in case of emergency call 916-555-1212" means that the seller is not ready to sell yet. The point of putting an offer in to a seller who is not ready to look at offers yet is....... what?

The positive thing your agent can do is to place an email alert on the MLS so both you and she will be notified as soon as the property is listed in the computer. It is also smart to drive by the house on occasion to see if there is any new signage or workers who might be able to tell you who owns it, and more importantly who is the planned listing agent. Sometimes the listing agent is chosen weeks ahead of the actual coming out party, but they don't tell the world because the seller won't look at offers yet.
... more
0 votes 1 answer Share Flag
1 2
Search Advice
Search
Antelope Zip Codes

Followers

218