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Anne Arundel County : Real Estate Advice

  • All28
  • Local Info3
  • Home Buying8
  • Home Selling1
  • Market Conditions0

Activity 499
Wed Dec 13, 2017
Beach.family18 asked:
I am asking this question because my experience and feeling of shock by what these agents had done.

I am new to Maryland but currently reside in PG for work and had said as such at…
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Mon Dec 4, 2017
Frank S. answered:
Hello Sandi, how long has he been self employed and does he have cash flow going thru his bank accounts? He may qualify for 12-24 month bank statement programs for self employed.

You may consider going on the loan with him as a non occupying co borrower and your son the borrower and you may consider 5% down. There are variable loan program choices as FHA financing in MD may go as low as 550 fico score. Check out the web reference link below... ... more
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Mon Nov 20, 2017
raymond morton answered:
Sun Nov 12, 2017
Lynneburien answered:
My question is I maintain the shrubs. trees around the yard the landscape is it true that I am suppose to cut down the trees that's over 10 foot tall hanging limbs on roof of proprryy im rentong or is it landlord's responsibility ... more
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Sun Oct 29, 2017
tena_taylor asked:
Tue Sep 12, 2017
James Young answered:
His I-20 will expire in 2019. He is a full-time student and full-time employee with using CPT (because OPT extension and EAD have expired). He has been working in U.S. for 2 yrs with completed tax return records, Credit score over 750, and etc..It was said that freddie mac and fannie mae don't allow student visa to apply mortgage, at least h1b. I heard some private investors could provide, but rates over 6%.Is there any better mortgage? ... more
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Sat Sep 9, 2017
Joe Duffy asked:
What do you believe are the most sought after neighborhoods in the Crownsville area? This would include Arden on the Severn and Herald Harold. Basically anything on the west side of the…
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Sat Sep 9, 2017
answered:
Possibly - However, the rates are SOOO low, the difference in the rate is nominal. Look at the actual savings - .125% or 1/8th less on a 300,000 loan amount will save you about $20/month.

You have to factor this into your decision making process.

What are the odds your plans change and you hold onto the property outside 10 years? You might need to refinance again to get out of the Adjustable term after the 10 year fixed portion is over - and now you have closing costs again.

What are the rates going to do in the next 10 years? Statistics say they simply won't be lower - so you are locking in at a great time, with some assurance of having a solid rate in the future compared to almost guaranteed increased rates.

You MIGHT be able to sell it and allow buyer to assume your mortgage as well, which can be attractive if your loan is 3.5% and the current rates are 5.0%.

Food for thought - but the real answer here is its based on your personal circumstances.

I'd be delighted to answer any further questions you might have. Simply message me from the contact information in my profile! :)

Brent
... more
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Sat Aug 26, 2017
Alex Day answered:
Shannon -- What size do you need? I have a one bedroom one bath, fully furnished condo, ground level. I have had many people rent this while building a home. They put their own things in storage. 410 526 6111. --Alex ... more
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Tue Aug 22, 2017
er.gurkirat asked:
My house address "7920 Silver Oak Road, Hanover, MD 21076" is showing under city "Jessup, MD". My house is under Hanover boundaries and 21076 belongs to Hanover.
Due to wrong city association,…
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Wed Aug 16, 2017
Lynnapril asked:
Please change the location on your map - we are having an open house this weekend, and no one will know about us is they are looking in the Admiral Heights area.
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Tue Jul 25, 2017
Futbol816 asked:
Mon Jul 24, 2017
Scott Godzyk answered:
There is no law against it, however the leading 2 reasons a seller should not be there is that the seller can make the buyer very uncomfortable where they rush through the home instead of taking the time to fall in love, opening cabinets, closets and talking about how their furniture will fit. Second is liability. If you are there, you can say things that hurt your sale more than help. Lastly is any buyers will openly discuss what they like and what they do not. Most sellers get angry and or hurt hearing such feedback as they walk through the home. ... more
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Wed Jun 14, 2017
user05206381 asked:
It looks like they missed teaching "showing ethics" to realtors, so please:
Turn lights off
close back patio screen doors
lock patio doors
respect the time frame you scheduled…
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Sat Jun 10, 2017
Gauri Nerurkar answered:
This is not a legal advice and I'm not an attorney but my property management company has advised me that a landlord can't charge more $50 as a repair deductible in the state of Maryland. ... more
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