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Home Buying in Andover : Real Estate Advice

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  • Local Info4
  • Home Buying7
  • Home Selling1
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Activity 14
Dsheikhali, Home Buyer in Anoka, MN
Wed Jun 15, 2016
Dsheikhali asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3869403-15600-Yakima-St-NW-Ramsey-MN-55303#photo-6
0 votes 0 Answers Share Flag
Christopher…, Real Estate Pro in Bloomington, MN
Thu Jan 21, 2016
Christopher Block answered:
As the buyer you are not liable for ANYTHING related to the bank stuff...that is all with the seller. No need to worry about it and congrats!

~ Chris Block
651-307-7663
chrisblock@thebridgerealty.com ... more
0 votes 1 answer Share Flag
Michelle St.…, Real Estate Pro in Coon Rapids, MN
Mon Dec 8, 2014
Michelle St. Dennis answered:
I would start with the City Of Andover zoning department. They will be able to tell you if it would be allowed. Good luck!
0 votes 4 answers Share Flag
Brian Ingle, Real Estate Pro in Andover, MN
Fri Sep 19, 2014
Brian Ingle answered:
Phil,

We've met many times at the rink - the Y - and even at your former training facility. Lets get on the phone so I can get a better feel for your strategies and if there is a mutual benefit to our businesses. ... more
0 votes 12 answers Share Flag
Bassmasterni…, Home Owner in Andover, MN
Thu Jun 12, 2014
Bassmasternick answered:
Just north of Andover... in Oak Grove, Sharper homes does
http://www.sharperhomes.com/neighborhood.php?nhid=cedar
0 votes 1 answer Share Flag
Nicole Jackl…, Real Estate Pro in Coeur d Alene, ID
Mon May 5, 2014
Nicole Jacklin answered:
Hi Clair,

First off, good for you for being so ambitious, that is very smart of you and will set you aside from many others your age! My advice to you is to check into some rentals that allows pets first off if you want to get out of the house right at 18. My next step would be to keep your debt low and save money. Make sure you pay all your bills on time and try to establish some credit. Speaking to a lender would be really beneficial to you about getting your credit higher. Once you have held your job or jobs for an extended period of time, usually 6 months to a year, you can speak to a mortgage company about getting a home loan. If you make enough money and your credit is good there should be no reason you couldn't get a loan. Keep in mind though, if you were to stay at home and go to college your chances of making more money is significantly higher. Most good jobs are requiring more than a high school diploma these days. The time will fly and once you are finished with that you will be more prepared to own a home and make the payment. Hope this helped, way to think ahead. ... more
0 votes 3 answers Share Flag
John Squier, Real Estate Pro in Minneapolis, MN
Tue Nov 26, 2013
John Squier answered:
Steven, you will definitely want to check with your loan officer on that.
0 votes 5 answers Share Flag
Chris Fritch…, Real Estate Pro in Coon Rapids, MN
Tue Oct 1, 2013
Chris Fritch Team answered:
Kris Lindahl…, Real Estate Pro in Minneapolis, MN
Mon Mar 26, 2012
Kris Lindahl Team answered:
Is it the seller or the bank you are referring to?


Kris Lindahl, CRS, CDPE, SFR
Edina Realty
763.607.1415
krislindahl@edinarealty.com
0 votes 8 answers Share Flag
Dianne (Dede)…, Real Estate Pro in Delano, MN
Tue Sep 13, 2011
Dianne (Dede) Hanka answered:
I have a program that will keep you in your home. Smart Lease Back.
We buy your home and you sign a 3 year lease at 60% of your current payment.
At the end of 3 years you have the first right of refusal to buy your home back at 90% of current market value.
No application fee. You only pay a deposit for the lease at closing.
... more
0 votes 10 answers Share Flag
Joseph Beauv…,  in Cape Coral, FL
Thu Oct 7, 2010
Joseph Beauvais answered:
It has been my experience, as an exclusive buyers agent, that not all offers are submitted with all the attatched documents. Reason: The listing agent has a lower offer but will double, yes double, his or her commission if they forget some or all of the offer. This is the real world. Agents are not allowed to contact the seller (bank if forclosed) to check.
Solution; some banks require that the offers are presented by the selling agent on their web site. Smart! Many do not.
The buyer(s) may call loss mitigation dept to make sure the offer is presented. Put notification in offer. I.E. "Should this offer not result in a contract, Buyer(s) shall check with bank to verify receipt."
If the bank finds out offers are not submitted by their listing agent, the agent will lose all listings.
It is a shame a very few ruin it for all.
... more
0 votes 11 answers Share Flag
Elizabeth Fu…, Real Estate Pro in Wayzata, MN
Tue Nov 3, 2009
Elizabeth Fuller answered:
The answers you have been given are correct. There may be what is known in real estate as "clouds" on the title and you really have to be grateful for the diligence of your title representative. These clouds can be cleared, and it is not only HUD homes that have these. I sold a property that had been in the same family since MN was only a territory and in our due diligence we discovered that there was no title filed, ever, and that the original land grant was missing. A new abstract had to be created. Another way Title can be protected if there is no hard copy to be found is through Title insurance. That is why we have Title Owners' policies which protect you in case some unforeseen claim can, in spite of all the searches, appears. Your title company will trace all those, individuals, corporations, municipalities, utility companies, etc, who may have had a lien against the property at some time. If needed, they will get "quit claims" from these people or lien releases to make sure that all possible claims, liens or other "clouds" created through death, divorce, wills or lack of wills have cleared the skies. Liz, 612-986-4105 ... more
0 votes 3 answers Share Flag
Jennifer Kor…, Real Estate Pro in North Oaks, MN
Wed Jul 15, 2009
Jennifer Kortan answered:
If you are current on your payments. You can do a short sale and only take about a 50 point hit in your credit. In most cases, depending on your curent credit score you could still qualify to buy a foreclosed property after the sale of yours.
Jennifer Kortan
612-207-0814
www.imarketrealestate.net
jenniferkortan@kw.com
... more
0 votes 5 answers Share Flag
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