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Home Buying in Anderson : Real Estate Advice

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  • Local Info6
  • Home Buying7
  • Home Selling2
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Activity 10
Thu Aug 11, 2016
Pose_ws6 asked:
I currently have a 692 FICO score, but I'm 6 years removed from a foreclosure. Looking for viable options on purchasing a home under $65,000
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Sun Jan 11, 2015
Ted Moss answered:
I just looked it up, and it has been sold and closed Nov. 21St. But I will be glad to help you look and find any home you would like to see, Ted 765-730-6677 or tmoss@bhhsin.com
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Tue Jul 8, 2014
Debbie Ellis answered:
Hi Melissa. You might but I recommend first that you get a copy of your credit report to be sure it is completely accurate. You are elligible for one free report per year from several sources on the web (i.e. freecreditreport.com, etc). ... more
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Mon Jul 15, 2013
Jody Townsend answered:
Pam, I understand that you've been trying to find out info on 1213 E 37th. I apologize, it's my listing but I have never received a voicemail from you. Please call me at 765/606-6447.
0 votes 4 answers Share Flag
Wed May 1, 2013
Joni Bragg answered:
Sun Feb 3, 2013
Jeff Weightman answered:
A HUD home is a home that had an FHA loan on it that defaulted. A Fannie Mae hinge most likely had a conventional Liam, with mortgage insurance on it that defaulted. On HUD homes it is owner occupant priority for 30 days. Fannie Mae is usually owner occupant foot the first 15 days. ... more
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Tue Sep 18, 2012
Jeff Weightman answered:
Sometimes deals do fall through due to financing or inspections. Most of the time the HUD sales do close, because they make sure to get proof of funds & financing prior to accepting the offers. I would continue expolring options.

There are FHA 203 K streamline loans that will allow funds for improvements. The Fannie Mae Homesteps program also allows for rehab funds on certain Fannie Mae REO homes.

Being a cash buyer is a great position to be in. There are a lot of great deals out there. When a home is listed at a below market price there is a lot of competition among able buyers. Many are getting multiple offers. Many banks try to leverage this situation, and ask for highest and best from all potential buyers. This puts the seller in a position to maximize the selling price.

The advise is to act quickly on something that is a great deal, and make sure you make it subject to inspections.
... more
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Thu Apr 12, 2012
Regina Adams answered:
Define contract? Are you looking for rent to own homes or purchase a home when your lease is up?
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Tue Jun 28, 2011
Diane Wilson answered:
Hello Jenny ! Please give me a call as I have a credit repair program which we help people get "mortgage Ready" by a customized plan of action based on your situation. We have a loan officer and a credit coach who help. Once we get that started, we would search for homes to purchase on contract. Right now, we have about 7 homes available on contract. What monthly payment is comfortable for you ? What price range?
I look forward to talking with you ! Thanks Bunches
... more
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Tue Jun 28, 2011
Diane Wilson answered:
Hello Alleycat30 ! Please give me a call as I have a credit repair program which we help people get "mortgage Ready" by a customized plan of action based on your situation. We have a loan officer and a credit coach who help. Once we get that started, we would search for homes to purchase on contract. Right now, we have about 7 homes available on contract. I look forward to talking with you ! Thanks Bunches ... more
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