You can try, but it's likely your credit score has taken a hit. Only way to know for sure is to talk to a local lender. If you need the name of someone, let me know! I have a great lender who's in CA.... more
More info needed, but in general, if you cancel the file within 3 days of application, then the lender must refund you any monies you paid to them.. if however, you go beyond the 3 day waiting period, then the lender is not required to refund you any costs.. The appraisal fee is a 3rd party fee and would be subject to their policy.. typically, if the inspection has not been done, then they will cancel with a small cancellation fee (Say $100 or so).. otherwise, if the appraisal report was completed, then no.. you would not be subject to a refund. As far as the processing fee.. most lenders do not charge this upfront.. it's collected at closing.. in fact the only lender I'm aware of that charges an upfront processing fee is Wells Fargo.. This might have changed, but I remember a while back it was done on all transactions..
William J. Acres, California/Arizona NMLS 226347... more
Hello Robert, that may be a little difficult but there are legal services if you were scammed or if you needed a free legal service advice or representation. If you have any legal questions you may contact the Inland Mediation Board. Here is their website.
If you have been scammed you can contact the FBI Fraud Investigation number and they will follow up to prosecute and set up restitution if any is due.
You should study RENT vs BUY options as if you bought you would not have those types of issues. You may qualify to buy with minimal out of pocket expenses with down payment and closing cost assistance programs.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
NMLS# 297251... more
My name is Maricris and I am with Trulia Consumer Care.
I apologize we have an incorrect photo for your home on Trulia and I am happy to provide some insight on this. When a property is off market, the default image is provided to us from Google images of which we do not have the ability to edit or remove. Off market homes do not appear in general search results, so anyone browsing for listings in your area will not come across your property page. The only way to find your home on our site right now is if someone were to enter your exact property address.
Please be assured if you are intending to sell your home in the future, you (or your agent if you choose to use one), will have the ability to create a new listing with new photos, and submit the listing to Trulia.
The new listing will override the off market property page with the incorrect Google image photo.
However, if you are wanting to pursue this incorrect image further, my best recommendation is to contact Google directly to request they blur out the incorrect home. This change will translate to your page on Trulia. I understand this is not exactly the resolution you were looking for, and I do apologize for that. Here would be the steps if you choose to go this route:
From your Trulia property page, click 'View Map' on the bottom right of the Google image.
Click Street View.
Click Report a problem.
Fill out the form and click Submit.
Depends upon the buyers requirements. Your home will be of more value if some other type of heat source like wall furnace would be installed. Heating contractors install, service, and repair home heating units. Best advice and pricing tips can be gathered from the residential heating NJ (http://allweekheating.com/) professionals.... more
Prior to November, 2014, Realtors in CA used form WPA to identify who was going to prepare a termite report, who was going to pay for the report, the scope of the report, and who was going to pay for repairs recommended by the report. The WPA form was discontinued because those sellers who agreed to pay for repairs recommended in an inspection report that they had not yet seen and for which the inspection was not yet conducted were often surprised at the scope and cost of recommended repairs. Sellers did not agree in advance to pay for repairs, whether the discovery had to do with a roof, pool, foundation, plumbing or any other problem (unless your specific contract says otherwise). A property is usually sold in as-is condition and a buyer would first get inspections and then ask the seller to pay for repairs or correct defects. You should ask your Realtor about your specific contract and seek advice from legal counsel where appropriate. Hope this helps!
I am a real estate broker qualified to advise you on California real estate matters, not the law. If you desire legal advice, consult with an attorney.... more
A bunch of red flags, first the sellers bank does not set any price. The sellers bank will approve or reject the sale based on the sales price in relation to actual market value. Second, the sellers bank will not ask for a nogtiating fee, that fee is being paid to a negitiator. Now you can put in your offer that you want pay it and risk not getting the home, or you have to pay up. NEXT you should not pay it up front but it shoul dbe paid on the HUD when you actually close. There are way too many scams. Now you should really have a buyer broker who is well experienced in short sales to guide you and let you know what is real and what is not... more
If you would like to post a rental on Trulia, you will be redirected to use our partner site, Zillow Rental Manager, to list your rental on Zillow, Trulia and other top sites. Please follow this link for instructions on how to post a rental listing:
If you have additional questions or have issues with posting your listing, please reply back to this email and I will be happy to help you.
We have several down payment assistance programs available. Most not all do require very good credit.
I notice that in another post you seem to be saying your credit is not very good. I do have a down payment assistance program that will go with poor credit.
After that, you have to put up 3.5% if it can be done no other options.
Call me at 714-968-2500 to go over your choices.... more