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Ammon : Real Estate Advice

  • All7
  • Local Info2
  • Home Buying1
  • Home Selling0
  • Market Conditions1

Activity 10
Wed May 24, 2017
Mary C answered:

Thank you for reaching out and I apologize for the inconvenience this has caused you. Upon checking, I've seen that your listing is already posted on Zillow just today. Please kindly extend your patience and allow 24 to 48 hours for it to syndicate to Trulia.,-Ammon,-ID_rb/

Let me know if you have any questions and I will be happy to assist you.

Thank you for using Trulia!

Consumer Care Advocate
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Thu Jul 21, 2016
Kare.stod asked:
We have two adjacent parcels, one in my name, one in my mother's name. We listed them with an agent - one listing for both properties as we wanted to sell them as a unit. My mother…
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Sat Mar 7, 2015
louloumarlowe asked:
Tue Aug 6, 2013
Alison Hillman answered:
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an agent, just click on the yellow button on the property's Trulia listing and you will be able to start a dialogue.

Please let me know if you have any questions or if I can help with anything else. I am happy to be a resource for you. Good luck with the search!

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Sat May 11, 2013
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

There is no FORM printed by anyone; there are just too many variables.
The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!

Good luck and May God bless
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Mon Jun 11, 2012
Jim Paulson answered:

Every rental will be a little bit different in what is included or is not so always double check!

Keep in mind with many home loan interest rates under 4% and some of the first time home buyer programs, there are ways to move into YOUR OWN HOME instead of a rental for less out of pocket both up front and monthly!

If you enjoy paying your landlords retirement instead of your own, stay on the path you're on. If you like the idea of taking advantage of the great first time home buyer programs team up with a Realtor that understands them that can guide you through the steps.

Best of luck!
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Sun Nov 6, 2011
Good morning Morgan,

You can be Pre-QUALIFIED for mortgage financing without having identified a property. A Pre-APPROVAL requires that you have identified a property. Unfortunately these similar yet different terms have been incorrectly bandied about by mortgage professionals for too many years, thus your perfectly reasonable confusion.

In recent years HUD revised the rules regarding the issuing of Good Faith Estimates (GFE) and Truth-In-Lending (TIL) forms to mortgage loan applicants. Well, revised may be the wrong word. Rather I should say, reminded the mortgage industry of the rules. (Funny how so much of the mortgage industry forgot the basic rules of lending, huh?) To issue a Pre-APPROVAL a Lender must issue a GFE/TIL. In order to issue a GFE/TIL a property address must be provided. A Pre-qualification does not require either.

Get a referral to a Local Mortgage Banker. Mortgage Bankers in your community will provide you with a much higher quality of service and financing options than any "Big Bank." Local Mortgage Bankers have long been the source of excellent financing options for homebuyers. Further, Loan Originators who work at Mortgage Banks are LICENSED whereas Loan Originators who work for the "Big Banks" are only REGISTERED. There's a BIG difference.

Sit down face to face with your Mortgage Banker to be thoroughly prequalified. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for.

You can verify the License of any Licensed Mortgage Loan Originator at

Trevor Curran
NMLS #40140
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Thu Apr 28, 2011
Chris Pelkola Lee answered:
I see that your question has been out there awhile, unanswered. The answer is yes, we have lost value locally across the board in the last couple of years, Quailridge is no exception. There have also been limited sales out there - only 5 since June 2010 - so it is a bit hard to find comparable sales, as the top-end of the market has slowed considerably.

If you are still interested in additional local market information, contact me directly and I am happy to prepare a complimentary market analysis for your home. Chris
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Thu Jan 28, 2010
Bill Eckler answered:

Making a successful offer on a property may be about more than offering less than the asking price.
Is this purchase a short sale, foreclosure, or a regular sale?

Your offer should be presented after you have had an opportunity to review and digest all available information on similar property that has recently sold. This information should provide the information necessary to make an educated and informaed that places you in a position to be percieved by the seller as a serious buyer.

Ask your agent to help you with obtaining this information.

Good luck

The Eckler Team
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