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94503 : Real Estate Advice

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  • Local Info2
  • Home Buying3
  • Home Selling0
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Activity 5
Wed Jan 6, 2016
answered:
Yes...if your loan officer has scheduled it properly. Talk with them...but here is how the timing will be:

If you are scheduled to sign your loan documents on Wednesday, we are going to assume that you have already signed your Closing Disclosure (CD) or TRID document or "Know Before You Owe" information.

Once signed, the loan documents will be sent back to the lender by the title company. Title company will let your lender know that the funding date must be Friday for a Monday recordation. That would be a 48 hour turn time for funding and should be easily met.

In some counties, and Contra Costa is one of them, the title company can accept funds on Monday and record on that same day...this will keep you from paying interest over the weekend. However, if you want to get this closed by Monday (with no hiccups), it may be worth paying the interest for the weekend to assure a Monday recording (and ownership) and closing.
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Thu Aug 1, 2013
laura5contreras3 answered:
Hi Josie!

I would recommend visiting http://www.city-data.com/city/American-Canyon-California.html. According to this site, American Canyon's "crime index" is in the low 200s, compared to the national average of 319.1. In addition, our unemployment rate as of August 2012 was 7.5%. Our local newspaper (http://www.timesheraldonline.com) recently reported that our unemployment rate went up slightly this year to 9.4% as of June 2013; however, the overall unemployment rate for our county (Napa County) is at 5.8%, compared to the national average of 7.8%.

My husband and I bought our home in American Canyon last August, and we LOVE it! The city is well-maintained, and the community members are friendly. Hope this information helps!

~ Laura
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Mon Apr 1, 2013
answered:
I can do it if your middle score is 620, also I need a min loan is $50,000. It may need to be an FHA loan.
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Sat Jan 30, 2010
Fl answered:
Before you buy anything, check out the location you are buying in. Good source is http://www.city-data.com/
It's important to know the crime rate, school quality, city problems, etc. Also a realtor who specializes in an area would be better than one who is not familiar with the area (if they are willing to drive all over the place for you to begin with). You can very well have different agents for different areas. You can find a lot of info by internet search or talking to Open House agents-- even sign up with them if you like them. Hot deals can be gone in 2 days...so you definitely need an agent and get prequalified if you need a loan. ... more
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