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Home Buying in Alum Rock : Real Estate Advice

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  • Local Info7
  • Home Buying17
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Activity 12
A few hours ago
Greentekfirst answered:
Yes, all liens and mortgages would need to be satisfied before clear title can be conveyed.
This includes any back or delinquent taxes. A quick way to expedite a search prior to putting up earnest money would be an online lien and title search.

Suggestion: U.S. Title records Link: https://www.ustitlerecords.com
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0 votes 17 answers Share Flag
Wed Feb 1, 2017
Greentekfirst answered:
Always but always do your due diligence! Regardless of the source, perform a preliminary title search first before committing with earnest money or down payments. We have learned the hard way and will never make that mistake again. A great resource we found for expedited title and lien search services is US Title Records. Online title search company that covers every county throughout the United States.

See: https://www.ustitlerecords.com

Mark
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0 votes 20 answers Share Flag
Mon Jul 28, 2014
Huey Nguyen answered:
Hello eliyoung9,

Please review the agreement and documents you reviewed/signed before putting in your bid. Do you have contingencies on this offer/bid? What are the terms of the offer? Is there any verbiage regarding revocation of your bid/offer?

Your Realtor/agent would be able to best answer these questions for you. Please review the contract/offer documents with him/her. My colleague, Annette, is right - the answer to your question is in the documents, to which we do not have access.

Best of luck,



Huey Nguyen
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1 vote 2 answers Share Flag
Mon Jul 21, 2014
Sam Shueh answered:
Shawna,
Your best bet is go to County records at 70 West Hedding to search yourself. It is free
Sam Shueh
Keller Wms Realty

http://x299322.yourkwagent.com/
0 votes 3 answers Share Flag
Mon Jul 14, 2014
Sam Shueh answered:
convenience to major job center. Crime rate, schools.
0 votes 6 answers Share Flag
Thu Sep 12, 2013
Michelle Carr-Crowe answered:
This is a great example of why people buy title insurance. When there are legal issues-bankruptcy, foreclosure, liens, etc., you need to know the home you paid good money (and insurance) for is safe.

Be sure to connect with the title company's legal department.
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0 votes 7 answers Share Flag
Mon Sep 2, 2013
Grace Morioka answered:
Hi Desiree,

Thanks for the post, and you ask a very good question!

I have to say that, frankly, whether or not to pay for a home with cash or use the same money as a down payment is a question you should answer with the help and advice of both your mortgage lender and your real estate agent.

Depending on your specific financial situation and the price range of the homes in which you are interested in purchasing, you might be better off offering all cash to the seller than offering to purchase a home with a loan. However, if you believe that a seller may prefer a cash offer over a higher offer with a loan, you will be mistaken. Because almost every seller has multiple offers from which to choose, the one who gets the home is often the person most willing to offer the highest price, rather than cash, for the property.

The only time that cash is more valuable than an offer with a loan is in the purchase of distressed housing...and there are precious few of those around these days.

So, best advice, contact your agent and your mortgage broker or lender and develop a purchasing strategy that will enable you to make a winning offer on a home you really want. Good luck!

Grace Morioka
Allison James Estates and Homes
Tel(408) 426-1616
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0 votes 2 answers Share Flag
Mon Sep 2, 2013
John Juarez answered:
Are you really asking Realtors to suggest to you ways in which you can lie and cheat in order to score a sweet deal to which you are not entitled?
0 votes 3 answers Share Flag
Mon May 21, 2012
Steve Quintana answered:
The general rule is yes, it is best to buy title insurance when making a real estate purchase.

The title insurance company does the background title work to make sure you get clear title, and then they guarantee their work with an insurance policy.

Most people do not have the time, skill or background to do their own title work so it makes sense to let the title insurance company do this work.
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0 votes 3 answers Share Flag
Mon May 21, 2012
Steve Quintana answered:
Title insurance covers you for claims against your title. Title insurance does not guarantee you clear title, but it does guarantee you that you will get a defense if your title is attacked or proves to be defective.

If you like this answer, please recommend me at my profile page.
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0 votes 4 answers Share Flag
Mon Apr 30, 2012
Jim Guido answered:
Hi Sierra,

Your question does not contain any info on the house you are asking about. I would recommend you update your question with all the information so we can try to help you.

Regards,

Jim
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0 votes 2 answers Share Flag
Thu Nov 4, 2010
Grace Morioka answered:
Hello Hang and thanks for your post.

Terri's spot on regarding the costs associated with buying a home here in Santa Clara County. While the information from out-of-county agents was generally correct, Santa Clara is the only county in the Northern California area that traditionally makes the seller pay for escrow fees and title charges. In other counties, the BUYER pays for these same fees.

Good luck and happy home ownership!

Sincerely,
Grace Morioka
Area Pro Realty
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0 votes 6 answers Share Flag
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