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Home Buying in Altoona : Real Estate Advice

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  • Local Info9
  • Home Buying19
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Activity 29
Thu May 19, 2016
Jenniferlong03 asked:
$20,000 We have Never claimed bankruptcy. So that's not a factor. We are doing a article of agreement with my parents to buy home. We have been paying mortgage for 4years. Never late,…
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Thu Apr 28, 2016
Mindy Hale asked:
Mon Dec 21, 2015
Robert&brenda Umholtz asked:
Mon Oct 12, 2015
Johncoxs57 answered:
I was just recently in school but took a break and will be returning back to school by next year , i do not have a degree yet just taking a break and going back next year to finish my degree.. i have a large employment gap its been over 4 years since ive worked last. Im going to start going back to work i was going to school in the medical field and the job im going to take is medical job taking care of older people in nursing homes and i also can take another job but not related to the medical field .. the job is full time 40 hours a week and $9.75 an hour and will go to $10an hour after training .. i have excellent credit in high 700 range for all three scores. Good credit history for years no late payments either. I want to get my first home its $40,000 its on 6 acres of land but needs a spetic tank which i got an estimate price between $15000-25000 i need a conventional renovationl loan , i have $11,000 down payment aswell to put down for this house ... i was told an fha 203k mortgage loan was told to me is way too hard to get and a conventional renovational loan was easier to get.. being a first time home buyer i dont know how to start the mortgage process and ive been reading that you have to have two years work history and that i dont have! A co signer is not an option because i dont have one. Anyone know how i can get a mortgage loan asap from somewhere that would give me a chance that i dont have 2 years work history but excellent credit and payment histroy ? And will the income i get be enough to qualify for a loan? . Ive heard of a no/low documentation or no income verify loan anyone know if anyone does that? I cant find anyone... Would like to get a loan asap to get this house before it gets sold!! . Please any advice


Here is my full question. . I couldnt post all that in one post
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Tue Apr 14, 2015
Anna M Brocco answered:
Be mindful that much depends on usage, but perhaps consider contacting the utility companies for estimates, or ask the current seller the question...
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Mon Aug 4, 2014
Kamikaqueen04020312 answered:
I got the app on my phone then I upgraded it an it needs upgraded almost every week mine did it to me to.
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Wed Sep 18, 2013
Nancy Frantz answered:
Any Realtor can give you information by having access to our MLS (Multi Listing Service). That is, if the house is for 'sale', is 'pending', was 'sold' or was listed at one time and is now 'off the market'. But...neither one of these two properties are in our MLS system. If you want basic information such as lot size, taxes, tax ID number - any Realtor can look up that information also. Real Estate offices have tax books for this information. Also, if a property is going through foreclosure - it may not be listed in our mls yet. HUD homes can be searched and negotiated through a Realtor also. It's in your best interest that you contact a Realtor and any of us would be glad to help you. ... more
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Tue May 7, 2013
Nancy Frantz answered:
Hi Luv3qts!!!! ANY property that is for sale in Pennsylvania --- the seller MUST fill out a "Sellers Disclosure Statement' - it is PA law. This Disclosure will tell you if the basement has had any dampness, water problems or any defects (AND MUCH MORE...).
Remember, the 'listing agent' works for the Seller and works in the Sellers best interest.
If you are a Buyer - I would suggest getting a Realtor to represent you as your 'Buyers Agent' - working in YOUR best interest and providing you with all the necessary information for you to make a wise decision.
It is best for you to review the Pennsylvania Consumer Notice so you know the difference between Sellers Agent, Buyers Agent and Dual Agent.
Hope this helps with Ivyside basement or any other basement you're considering!
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Tue May 7, 2013
Nancy Frantz answered:
You may contact any Realtor in Blair County that is a member of Allegheny Highland Association which is the name of our local MLS that covers 'East End' in Altoona. Just give us a call - we like to help. You can request a Comparable Market Analysis (CMA). If you are selling your property, this will give you information to help you decide what price to list, what the average sales price is, how many days on market, how many buyers are asking for seller's assistance, how much the sellers are willing to give back to the buyers....ETC......
If you are a buyer and you are ready to put an offer on a property - a CMA is also very helpful. Just give us a call - we don't bite...lol
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Mon Mar 18, 2013
Nancy Frantz answered:
John,
Please call my office or email me directly. (814)946-9355 ext.321 or NFrantz@aol.com.
Thanks!
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Tue Mar 12, 2013
Nancy Frantz answered:
Hi again John!
1107 Park Blvd. has a partially finished basement and it already has washer/dryer hook ups. It's time for you to get out there and start looking. Even if this property did not have hook ups - anything is possible and you could always put in washer/dryer hook ups and finish a basement. My suggestion is to find a house that you like in your price range, the location that you like and go look at it. Do a drive by to see if you like the location and if you do - set up an appointment to view the house. Adding washer/dryer hook ups is a minor if you are looking for a nice location, lay out of the floor plan, garage, yard, etc.
This one story vinyl house is an estate sale, in a nice location, on a good size lot: 60 x 110, family room in basement, detached garage, taxes are 698.00 a year. For 58,900, I think we should look at this one!!! Its been on the market for 20 days and may not last long!!
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Sun Jan 6, 2013
Nancy Frantz answered:
For anyone concerned about the crime rate in an area - you can call your local Police Department and ask them about the crime rate in the area that you are thinking about moving to. They will be glad to help you. Also, BEFORE your family buys a home - please check on line under Megans Law to make sure you are not going to be neighbors next to a sex predator. This should be a priority for any family before buying a home. ... more
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Sun Jan 6, 2013
Nancy Frantz answered:
Hi 'vaj', Well, your in luck! I am a Realtor in Blair County with nearly 20 years experience and I know the Altoona and Hollidaysburg area very well. You have a rather wide price range and I am sure that I can help you find what you are looking for. Let me know when you would like to start viewing 3 - 4 bedroom homes. ... more
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Sun Jan 6, 2013
Nancy Frantz answered:
Hi Jeff
Lisa, the "home buyer" is absolutely right! $he I$ right on the money!$! She is an experienced home owner that found out the hard way! Call a Realtor and ask for Buyers representation before purchasing a house. Realtors will advise you about inspections, then you can get an idea of how much money you will be investing in a 5,000 property. You may be shocked how much you need to make a 5,000 property "livable. ... more
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Tue Aug 7, 2012
Nancy Frantz answered:
Hello Gigi, Contact a local Realtor and they can email you all the Victorian homes listed in the mls that are for sale. It is to your benefit to hire a Buyers Agent that works in your best interest. Every property is different and so are the sellers circumstances - your Buyers Agent can help you find a Victorian and find out if the Seller is willing to do a "Rent to Own". And.... I would be glad to help you. ... more
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Sat Jun 23, 2012
Georgelee answered:
scroll down to the bottom of the screen to browse the surrounding area of the city. The map feature by city is easier to use on re altor dot com but this one is better for viewing statistics but it seems you have to mess around with it a lot more ... more
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Wed May 23, 2012
Nancy Frantz answered:
Great answers and advice from the following Realtors. Just one more piece of advise: You can have a Realtor write the offer but you should really have an attorney draw up all the legalities when purchasing an 'Article of Agreement'. ... more
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