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15001 : Real Estate Advice

  • All14
  • Local Info2
  • Home Buying7
  • Home Selling2
  • Market Conditions0

Activity 14
Fri Jul 8, 2016
Megan Monroe asked:
What should I be aware of when bidding on a foreclosure?
0 votes 0 Answers Share Flag
Fri Jul 10, 2015
Chris Stumbaugh answered:
Hi Sonja

i was an Appraisal Mgr for 3.5 years for a lender

I have had a lot of experience with Appraisals, Appraisers and Appraisal fees

Appraisers are independant business owners and cannot invest their time and resources for free

A Real Estate agent can provide you with a CMA ( Comparable Market Analysis) if you are looking to get information as to the value of your home

This is different from a property appraisal however, your local agents will have a very good idea of what your home is worth in the current market

Good luck to you
... more
0 votes 3 answers Share Flag
Sat Jun 13, 2015
bernard lewis answered:
Deborah Merritt you really just made my stomach turn 50 times you sitting here bashing a town you know nothing about and then have the nerve to say you from MIDLAND CLOSE TO EAST LIVERPOOL WHICH BOTHHHHH OF THESE ARE HIGH CRIME DRUG AREAS BUT GO TALK ABOUT ALIQUIPPA. here you go my name is Doug Lewis graduate of center high 1996 family from aliquippa my church located in aliquippa so you want to spread false info I lived in center since 1st grade CRIME like drugs and break ins occur in center Monica all the time it's just put on a hush hush. Kid died in school freezer cause he was huffing... bet you didn't know that RACISM oh my couldn't get no better won't even touch on that. Aliquippa is no worst then any other town in the PITTSBURGH AREA. People (DRUG users) from outside cities stay out of maybe aliquippa can become a little better place to stay. Now I live in Hopewell which has hush hush CRIME break ins going on drugs my Lord it's l through out the city it's called recreational use cause it's not being sold on the corner MIDLAND is the same way. I know this was from two years ago but my answer wouldn't be different at all. Stop with the aliquippa bashing cause it's not bad like you think it is... trust me... ... more
0 votes 12 answers Share Flag
Fri Dec 19, 2014
Shawna Selinsky answered:
My personal/professional opinion is that this IS the right time to sell. First of all, lending rates are still standing low and very competitive. Secondly, your home (as well as most others) look the best they can look compared to the rest of the year! While everyone out there is considering listing their home and waiting until the spring, you will beat them to the punch. When a buyer needs to find a home in the winter, it is usually a very serious buyer that has a specific reason they are in search of a home during the bitter cold months. Your benefit will be as one of the few homes on the market, the odds of the buyer choosing your home over your competition increases significantly! I live in the 15001 zip code and would be very interested in meeting with you for a consultation. Please contact me to schedule a time convenient to you! I look forward to hearing from you. ... more
0 votes 3 answers Share Flag
Thu Apr 17, 2014
..... asked:
Sun Dec 15, 2013
Scott Godzyk answered:
YES, closing an account does lower your credit score. Avoid opening or closing any accounts during the mortgage process.
0 votes 6 answers Share Flag
Fri Jun 7, 2013
Bobby Crow answered:
Shouldn't be a problem getting pre-approved... as long as you don't have a foreclosure or bankruptcy reporting in the last 2 years you should be good to go!
0 votes 10 answers Share Flag
Sun Jun 10, 2012
Jan Livingston answered:
Hi, Mike. Good question. I believe you are referring to the maximum $8000 tax incentive that has expired. There are other options if you do not have downpayment monies. For instance, USDA is a rural housing loan that finances 100%. Also, if either you or your wife are eligible for a VA loan, that is also 100% financing and not limited to a specific location as is USDA. There is also a grant monies program that with Housing Opportunitites of Beaver County that offers grant monies if they are still available. Depending if you qualify, it may cover the largest portion. If I can help you further, feel free to email me at livingston.jan@gmail.com Best of luck! ... more
0 votes 6 answers Share Flag
Sun Jun 10, 2012
Jan Livingston answered:
There are several ways to determine the price a home sold for in Beaver County once it has closed. The easiest is to call your Realtor. You can view it online at the Beaver County Assessors' website under Property Search by address, tax parcel ID or name--although there is a delay from closing to it appearing there. Beaver County Times also publishes the transfers. Be aware the recorded price does not reflect if there was seller concessions. The old adage `Things are not always as they appear certainly applies. ... more
0 votes 2 answers Share Flag
Wed Feb 1, 2012
Keith & Kinsey Schulz answered:
Like others have mentioned, your listing contract should spell it out, and most likely the agents are due a commission if this buyer buys. Even if your contract doesn't spell it out, don't you think a sale to this buyer would be a result of the work these agents did? Most questions like this can be answered with ethics. Ask yourself if I were on the other side of the transaction, what would I expect. ... more
0 votes 6 answers Share Flag
Thu May 19, 2011
Scott Godzyk answered:
Craig commission differs depending on your area, what type of home and what type of sale. Becuase of federal law NO agent should be quoting commission in a public forum becuase of teh antitrust laws, you can however contact each directly by email or phone and ask what the charge , more importantly ask what you get for what you are paying. ... more
1 vote 6 answers Share Flag
Tue Apr 19, 2011
Robinritaa answered:
Pre-Qualifying for a loan is the first step in the buying home unless you are a cash buyer. It is also important to work with a local mortgage broker that is familiar with all of the local loan programs and can offer more options than one bank. The Pre-Qualification will determine the price range of the home that you can afford. Why search for for a home in a price range that you can not afford? I suggest apply as soon as possible and at least 3 months prior to shopping for a home.

Click here for more information: http://fhamortgageinfo.com/
... more
1 vote 4 answers Share Flag
Mon Apr 18, 2011
Chad Bahnsen answered:
0 votes 7 answers Share Flag
Mon Dec 13, 2010
Erica Ramus, MRE answered:
We have sold Fannie Mae houses and have never had a problem with closing times or moving in times. If your agent is careful and fills out the forms properly there should be no problems, in my experience. ... more
0 votes 3 answers Share Flag
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