If you applying for a FHA loan you would need to put down 3.5% of the sales price that you and the seller agree to. If you are going conventional it would be different. You would really need to speak with a lender which I would be more than happy to help you with. Please feel free to contact me if you have any other questions.
Trinity Country Real Estate
208 North Main Street, Suite 100
Weatherford, Tx 76086