Did the bank state they had additional documents that needed to be satisfied? Was the contract completed and signed by all parties (including the bank). Techinically, all documents must be completed, as well as earnest money check delivered to the listing agent and/or title company. If all documents (including bank addendums) were satisfied and you were providing them the earnest money check within the timelines stated in the agreement, then the seller (bank) shouldn't be accepting multiple offers. It's hard to answer your question without seeing your agreements but this doesn't sound right. Not to be redundant, the main questions you need to ask yourself, 1. is the contract completed by all parties? 2. are there any additional documents that needed to be completed by all parties (to complete the purchase agreement) 3. Did you submit your cashiers check to the title company within the specified time frame as stated in the agreement 4. Did you provide proof of funds to the listing agent within the timelines specified If all these items were addressed as stated, then I would contact a real estate attorney, as well as the broker owner of your agents firm, to contest your case with the listing agent and bank. I wish you luck and I hope everything works out for you on the purchase of this home.
Century 21 Diversified