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Home Buying in Albany : Real Estate Advice

  • All32
  • Local Info1
  • Home Buying8
  • Home Selling5
  • Market Conditions4

Activity 12
Tue Jul 5, 2016
Angelica P answered:

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0 votes 1 answer Share Flag
Fri Feb 12, 2016
Jessica Fields answered:
While in most cases, yes, you need income to be approved for a home loan, there are ways to be approved for a loan without income. I've come across this situation with many buyers before. One option is to get a loan that uses private money funds, the down side is that you pay a high interest rate! I'm talking 10% the last time I checked. (right now rates are around 3.75%) This option should really be used for a short period of time until you can refinance into another loan. Another option that will qualify you for a loan is if you have X amount of months worth of payments in the bank. I want to say 6 months worth of payments, but it's been a while since I've looked into this option. Jeff Nunley at Peak Mortgage if you need a lender. ... more
0 votes 2 answers Share Flag
Wed May 7, 2014
Cathy Rackham answered:
As a Licensed Real Estate Professional I would think it would decrease the number of buyers who would be looking at your home as oppose to similar homes without the noise of a go cart track. I am not a licensed appraiser so I can not speak to value. Contact a local licensed appraiser and see how they would figure that into the value of your home. If you need any real estate advice I would be happy to help you. ... more
0 votes 4 answers Share Flag
Tue Oct 1, 2013
Kelly Gebler answered:
Company Name: Beal, LLC

Mailing Address: Po Box 1329
Philomath, OR 97370
0 votes 1 answer Share Flag
Mon Jul 8, 2013
Cathy Rackham answered:
So why are you asking this question? Are you still inspecting homes?
0 votes 4 answers Share Flag
Tue Nov 20, 2012
I Like answered:
The foreclosed house was not listed by an agent. It was listed by They removed it when it was sold earlier this month. But it is still on several sites. Thank you all for your answers. ... more
0 votes 4 answers Share Flag
Mon Nov 19, 2012
Judy Clark answered:
I actually just listed this home about a week ago. It did not sell when it was previously listed. It's a short sale with the Bank of America. The home underwent major remodeling in 2005 and based on what I can see, it appears to be in great shape. I don't know why it wouldn't qualify for FHA unless there's something going on that I don't know. Let me know if you would like to take a look at the inside. ... more
1 vote 6 answers Share Flag
Sun Oct 21, 2012
Mari Lugo answered:
This is a general question with a case to case answer. Different factors affect the willingness of a seller to accept a lower offer. The best thing you can do is find a home you will like to purchase and as your agent to get information for you to be able to determine what to offer for a property.

I would be happy to help you with this process and help you find informed answers.
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0 votes 8 answers Share Flag
Thu Sep 27, 2012
minus.slovakia answered:
I bought it :) It will be going back up for sale in a few months as we need a 3 bedroom now for our growing family.
0 votes 4 answers Share Flag
Mon Jan 30, 2012
Douglas Hall answered:
I know of one that is not on the market, approx 1200 SQ.FT. 3 Bedrooms, 2 Baths HOA'S approx $210,00 which covers Water/Sewer, Garbage and all the Exterior, we would need to verify this. Sales price around $ 105,000. Please let me know if you have any more questions. Doug Hall REMAX Integrity. 541-979-0571 or email me at ... more
0 votes 3 answers Share Flag
Sun Jan 22, 2012
Dave Pautsch answered:
Attending the Willamette Neighborhood Housing Home Buyer Education ( can give you some access to down payment assistance programs, as well as grant programs. These are limited by geography to some extent, but you may find them helpful and the information you'll learn in the class will help you in so many other ways.
FHA loan programs can get you into a home with as little as 3.5% down payment and some of the foreclosure homes actually offer other financing options (one is called Home Steps) that offer a 3% down payment and assistance with closing costs.
Working with a knowledgeable agent, and a mortgage professional that you like and trust can get all your specific questions answered in ways that you are SURE to understans.
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0 votes 3 answers Share Flag
Wed Jan 5, 2011
Noah Seidenberg answered:
There's no real "dangers." It's still like purchasing any other home from a seller. In a short sale, the seller still has to agree to the deal, but the bank makes the final decision. You still have your regular home inspection contingency to make sure you're willing to move forward. The only difference with a short sale is it can take an extended period of time to hear back from the bank. So know this going in.

Noah Seidenberg
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0 votes 5 answers Share Flag
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