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Home Buying in Albany : Real Estate Advice

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  • Local Info14
  • Home Buying68
  • Home Selling11
  • Market Conditions8

Activity 91
Mon Jan 16, 2017
Gloria Wang asked:
I am a graduate student with F1 visa. I've been to this contury for 5 years and I have good credit score around 740. Also I'm a student assistant and I have my own funding back to my country.…
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Mon Nov 14, 2016
Kathy Burgreen answered:
The difference you failed to take into consideration is as a college student you're entitled to scholarships and grants. When living off campus, your scholarships and grants won't pay for off campus housing. ... more
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Mon Nov 14, 2016
Kathy Burgreen answered:
If you need assistance for the down payment and closing costs, then you are not qualified to buy anything. You need to either get a 2nd job, work more hours and save more money. Try cutting some expenses - take your lunch to work, make coffee at home, stop eating at restaurants, no vacations, no gift giving, etc.

In about a year, you will be able to buy a home. Which is more important to you?
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Fri Mar 18, 2016
Kathy Burgreen answered:
Are you asking about buying a property then finding a contractor to renovate it? Not sure what you mean by a property rehabber. If you're planning to invest, run the numbers very carefully before you commit. ... more
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Sat Feb 6, 2016
Amelia Robinette answered:
if you were selling your house and someone said they have a cash offer, but didn't showed less money in the bank than it takes to cover the purchase price, would you sell to them? probably not.

transfer money into one account, or be prepared to show proof of funds from multiple accounts.

shouldn't be a big deal, just think about putting yourself in the sellers shoes and what you would require.
... more
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Sat Oct 24, 2015
Alan May answered:
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Sun Aug 23, 2015
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Mon Aug 17, 2015
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Thu Aug 13, 2015
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Wed Aug 12, 2015
Kathy Burgreen answered:
Well, let's see, if I was Wells Fargo & had several transactions to get thru that had higher dollar amounts than yours, I would put yours at the bottom of the pile because the higher priced transactions will get me more money in my paycheck than yours will. Oh and it's summer so everybody wants their transaction to close before school starts and I and some of my colleagues need a 2 week vacation and...
Not meaning to be sarcastic but maybe you should get your money back & start all over again.
... more
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Fri Aug 7, 2015
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Fri Aug 7, 2015
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Tue Aug 4, 2015
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Thu Jul 30, 2015
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Mon Jul 20, 2015
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Sat May 23, 2015
Anna M Brocco answered:
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money, it favors the owner; therefore inform yourself well in advance of your search, and consider consulting with an attorney who specializes in real estate before considering the idea and or before signing any agreement. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright, or simply continue renting until a purchase can be made. ... more
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Tue May 19, 2015
djennifer009 answered:
The average price for a real estate attorney depends a lot on location. If they're working in a high-income area, they're going to charge more for closing. As long as you're aware of the local going rates, you should be able to find a reasonably priced attorney to close with. http://www.rellapaolini.com/residential_and_commercial_real_estate_development.html ... more
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Wed Apr 22, 2015
Sheryl Rizzo answered:
In NYC across from Central Park is the iconic building, The St. Urban, which originally had a beautiful slate roof but due to the cost of repairing and continued maintenance was removed and replaced with a beautiful overlapping copper shingled roof.

The great roof and tower of the 1906 Saint Urban apartment house building was originally a slate roof but had been replaced in the 1960's with a 6,000 square feet asphalt roof. The asphalt shingles were not as durable as slate. Due to deterioration the asphalt and copper detailing was damaged by succeeding generations of riggers, so the asphalt and the balcony running along the 10th-floor level was damaged over time and was taken down instead of repaired. The balcony had shielded the lower facade from water and its removal created widespread leaks. Windows later cut into the mansard roof and produced more leaks. Its $750,000 project roof-work program rebuilt the copper dormers and the turret, putting in new gutters and replacing the asphalt, not with slate, but with overlapping copper shingles, so now it is just as durable as, and weighs much less than, the building's original slate roof.

I am not sure of the cost factor for copper shingles, but if your home is as you stated, "worth-it" then perhaps this is a better alternative.

www.facebook.com/sheryl.rizzo.7, where I have the picture I took and the history of the St. Urban, providing the above info.
... more
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