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Home Buying in Alameda : Real Estate Advice

  • All131
  • Local Info10
  • Home Buying55
  • Home Selling0
  • Market Conditions10

Activity 68
Tue Jul 11, 2017
Roy answered:
Condominium first floor units are subject to the same inspection requirements as stated in the section titled "existing construction"; (the inspection is to include ground floor attached and or detached garage, shed, and other structures that are a part of the subject.) If the unit is on the second floor or above, then a wood destroying pest inspection is not automatically required. However, if the appraiser detects evidence of possible dry rot or infestation by some wood-destroying organism, the appraiser must call for the inspection report. In order to waive the repair requirements on a condominium, a letter from the homeowners associationlisting the date of scheduled repairs, name of the contractor awarded the work, and acknowledgment that the funds necessary to pay for those repairs has already been budgeted and/or collected should be attached to the home buyer summary with a copy included with the request for VA guaranty.

Roy Koldaro
2017 MPA HOT 100
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Thu Jun 1, 2017
Arpad Racz answered:
Is it an older victorian home? Like over 90 years old? Does it still have knob and tube wiring? Was the foundation checked?

Kind regards,
0 votes 18 answers Share Flag
Wed Mar 8, 2017
Hello Ryan, the purchase in 94502 zip code of Alameda start from around the maximum FHA loan limits of $636,150 so it depends on your qualifications and credit profile. You may qualify FHA 3.5% down from a minimum 580 fico score.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You may consider Jumbo loan options from 2-4 years after Ch 7. You may consider 5% down Jumbo with a minimum 720 fico score from 424k up to 1.5 million and 10% down from a minimum 680 fico score and up to 2.5 million. You will need 20% down to purchase over 2.5 million.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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Sat Oct 22, 2016
Edbermansf asked:
Sun Jun 21, 2015
Evelyn Kennedy answered:
Depending on what you are for, my listing at 1700 Pearl Street in Alameda would be perfect. There is a large, fenced back yard. The home has the added advantage of being across the street from Edison School. I am not sure the home would be called "affordable", but it does have the advantage of having a legal 1 bedroom, 1 bath guest house in the rear of the building. The lot is 8600 square feet with a total of 3500 square footage of living space.

Please call me if you have any questions. My cell number is 510-504-5612.

Evelyn Kennedy
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Mon Apr 6, 2015
Pacita Dimacali answered:
Easy is one thing....but to do it right, think of spending a few dollars and hire a real estate attorney who are in the best position to explain the process, set expectations, and protect everyone's interest. My two cents. ... more
0 votes 6 answers Share Flag
Wed Sep 24, 2014
I would be more than happy to help you. Sounds like you do not have a real estate agent

I do not check replies, so if you have a comment or question email me here:

Alex Greer
Loan Officer
NMLS #1056079
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Wed Jun 18, 2014
Jason Andrews REALTOR answered:
Fantastic Question!!! Great Purchase. Took advantage of the downturn. Yep! My Advice do not sell. Keep the investment! Just take enough out to keep your self in the Black! Gotta love the feeling telling family and friends your ROI monthly! Take enough out to just purchase the house you want to live in for the next 7 years. Remember markets always turn maybe not as drastic as this one we had in California but they do turn. So you will want to be ready for the next house run. Maybe purchase a nice 3 or 4 bed 2 bath in good school district. If your married get some friends to help pay the mortgage. When your ready for a family than kick them out and get started. The interest rates are low so take advantage. If you ever run out to the Sacramento area and need some investments look me up always willing keep my investor's on MLS listings and pocket listings.

Best of luck!
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Fri May 9, 2014
Ben Vorspan answered:
Hi Esther,

In addition to Simi Valley, you should check out Granada Hills, which is just east of Chatsworth. Granada High School is considered to be one of the top in the country. A lot of people buy in this city purely for the high school. The neighborhood is generally safe and family friendly. Probably a 5-10 minute commute to Chatsworth.

It's worth noting that if you live in Simi or Moorpark and commute to Chatsworth, you're going the same direction as all other commuters, so you might run into a lot of traffic coming through the Santa Susana Pass. If you find a home in the San Fernando Valley, you can take surface streets and avoid that traffic.

What's your price range? I just sold 2 4-bedroom homes in Granada Hills. One was $660,000, the other was $545,000. Is that the general range you're looking to buy in?

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0 votes 5 answers Share Flag
Fri Apr 25, 2014
Bill Truong (Zhang) answered:
No It Is about 600K to have a nice house in Alameda.
0 votes 8 answers Share Flag
Sat Jan 11, 2014
Ramesh Ramchandani answered:
Check out
Click on the entry for 2014-01-09. Then go the last jpg.
0 votes 9 answers Share Flag
Mon Dec 23, 2013
DiSpirito Team answered:
You ask for a Warranty title. Title should be clear for closing. You can consult with any local title company or real estate attorney for your particular case. Best of luck!
0 votes 6 answers Share Flag
Mon Oct 21, 2013
Jennie Wong answered:
First try your "interest" groups from Fresno, then try the
Alameda Seniors Mastick Center to browse and sign-up for exercise/computers/art/discussion groups. Also on Bay Farm Island there are various club associations along with your HOA.

Interested in locating property to buy? I can help you, having lived here for several decades. Cell 510.289.3737. Jennie Wong, BHG Realtor
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Tue Sep 17, 2013
Vivien answered:
You can try joining a gym like the Harbor Bay Club. You can also try small restaurants like a sushi bar. Many people who sit at the sushi bar are pretty social. Try Yokohama on webster st. ... more
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Mon Sep 2, 2013
Kirk Knight answered:

Dogs in Alameda seem to be their own best ambassadors, serving to introduce their human to everyone. Bring some extra doggie treats to share with your new human friends (allow them to treat their own dog) and you have a nice ice breaker. We have residents literally from around the world and the small dog park is wonderful way to meet people with a common interest.

Moving from Pittsburgh should be both exciting and surprising. We moved from North-Eastern Ohio many years ago and still have relatives there and in western PA. There seem to be many Alamedans from the midwest. We joke it's like a '60s midwestern small town hidden in the middle of an extremely dynamic economic center. You'll miss the fall foliage but never see another ice storm, snow tire, or snow shovel unless you head up to the Sierra in winter.

Now, let's look for a home for you. Closest to the dog park, look into 950, 955, 960 and 965 Shorepoint Court. These are good values because they're not on the beach. Prices are rising, supply is low and demand is strong, so anticipate competitive bids in this market.

A couple hundred yards further from the dog park are some beach front condos. 933-1001 Shoreline have wonderful views of the bay. I just represented a buyer at 1001 Shoreline for a top floor, corner unit. It's a competitive market and we made a pre-emptive offer that met the Seller's needs. You'll be tempted to take up kite surfing.

There are also condos 1-2 miles further down the beach from the dog park at 1825 Shoreline, 2101 Shoreline and nearly 3 miles away at 301 and 339 Broadway. I represented 2 buyers at 339 Broadway in the past year and have written offers on all the others in this competitive market. Many of the units at 399 have a view of the saltwater lagoon, which features a wide range of coastal birds. Along the shoreline at Broadway is a bird sanctuary - bring your binoculars!

Welcome to Alameda!
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Thu Aug 29, 2013
Pacita Dimacali answered:
From time to time, there will be properties sold at Woodstock Cooperative in Alameda. This property is one of them. There's another one for sale on 1813 rd St listed for $309,500 (NOT $64,935), although offers were due Aug 27.

Please note that because this is a cooperative, there are certain restrictions
Must be Owner occupied only
Buyer must be approved by HOA
Buyers should only use NCB for co-op financing 1-866-622-6446 x 3425.

I don't know where you saw a price of $64,935 --- but you can't find anything to buy at that price in Alameda where as of this writing, the least expensive property, 1 BR/1 BA condo is listed for sale at $239,900.
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Tue Jul 16, 2013
Thomas Moser answered:
It will be close to, but not exactly, the balance shown on your monthly mortgage statement. Contact your lender for the exact amount.
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Sun Jul 14, 2013
Suzanne MacDowell answered:
Contact a local realtor who is experienced with foreclosures. Look for the SFR (Short Sale and Foreclosure Resource) designation of the CDPE (Certified Distressed Property Expert) designation. Foreclosed and short sale homes can only be seen once they have been put on the market through a licensed realtor, so the only way you are going to be able to see them is to contact a realtor. ... more
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Mon Jul 8, 2013
Whooperwill answered:
I grew up in Chatham and have relatives in Sandwich. I live in Alameda and unfortunately Alameda is going through some horrible political things, like putting in big box store Target, and over developing housing, taking away character and quaintness, something Cape Codders would absolutely not stand for! ... more
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Mon Jun 24, 2013
Pacita Dimacali answered:
Just saw this question

Yes, the garage was converted into living space. One must apply to the building department to see if this is allowed and if not, if it can be. Public records show this property as having 1 bedroom/1 bath, and nothing in the permit history shows permit for expansion. It does, however, have the sewer lateral and gas cut off valve already done.

To check the permit history for this, and other properties in Alameda, see

Price reduction to $384K. Some upgrades in the house. Not a bad location --- short distance to Park St shopping district. Neighbors on that street park half on the street half on the sidewalk. They all have unspoken agreement that they shouldn't take someone else's space in front of his own property.
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