Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Airmont : Real Estate Advice

  • All9
  • Local Info0
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 32
Wed Jun 28, 2017
Kathy Burgreen answered:
In theory, yes you can have a home inspection before an offer is made BUT you will need to do it secretly and you will be wasting your money. The issues / challenges are as follows:

1. When your agent schedules you for a private showing, you can ask to have a 1 - 2 hour private showing instead of the typical 30 min. - 1 hour. Your agent may not agree to this and the listing agent may get suspicious and wonder why you need a longer showing. During this 2 hour showing is when your contractor can do a home inspection. Beware - there are some things your contractor will not have access to for inspection.

2. Since you will pay for the home inspection and you have no contract, suppose you don't want the house? You just wasted money on an inspection. You will need to pay for another inspection for a different house and on and on. You will save money and it makes more sense to WAIT until you have a signed contract from the seller - then have a home inspection done.

3. ALL purchase contracts to buy a home give the buyers a specific time period (this is negotiable) to have the buyer complete all contingencies - including a home inspection. When you submit an offer, your offer will include contingencies. Examples: home inspection, appraisal, financing, etc. You can have as many contingencies as you wish. Contingencies mean you will NOT buy the home if any of the contingencies do not meet your satisfaction. Therefore, if a home inspection reveals the house needs repairs, you have the right to walk away and cancel the contract. You will also get your earnest money back.

4. The best thing to do is when you submit an offer on a home, you will include the following contingencies: home inspection, roof inspection, appraisal, financing. You will also include 3 weeks (21 days) to complete all contingencies. During the winter season, I would allow 4 weeks but there is no snow now, so 3 weeks should be plenty of time. Worst case scenario is the seller may either reject your offer or counter. At that point, you will need to make a decision as to what is important to you.
... more
0 votes 1 answer Share Flag
Mon May 29, 2017
Kathy Burgreen answered:
You need to go to the tax assessor's office / website for the county the home is located in. Usually the exact address will be sufficient. If you are in NYC, this does not work for co-op and condo buildings. ... more
0 votes 1 answer Share Flag
Tue Dec 27, 2016
Maricris A answered:

I have emailed you regarding this concern.


Consumer Care Advocate
0 votes 1 answer Share Flag
Thu Nov 10, 2016
Kathy Burgreen answered:
Have you served in the military? If yes, then you qualify for VA loans which are 0 down payment. If you never served in the military, try Rockland County to see if they have down payment assistance for buyers. You will need to meet their income and credit qualifications.

Otherwise you need to have at least 3.5% down payment for an FHA loan. If you don't have any savings for a down payment + cash to pay closing costs, then you cannot buy a house.

You should look into buying a co-op or condo since they are cheaper than a house.
... more
0 votes 1 answer Share Flag
Tue Jun 7, 2016
Itsmyname712 answered:
You are unable to get insurance on a property you do not own, they would only be able to insure their personal belongings, not the house.
0 votes 2 answers Share Flag
Tue May 10, 2016
Hairbylindab asked:
Mon Nov 9, 2015
Diane Christner answered:
Your real estate agent can change photos and listing information for you. If you are attempting to do a For Sale By Owner, you cannot create a listing on Trulia. Try Zillow.
1 vote 1 answer Share Flag
Thu Jul 30, 2015
Lazer Milstein answered:
Realty fee? Are you referring to a commission??

Was there a licensed real estate agent involved??

Unless there is an agent involved, there should be NO reality commission / fee.

If it is just between you and a buyer who came directly to you, there should not be any realty commission.

If an agent WAS involved it would depend on if any agreements were made - orally or in writing by the owner or the buyer.
... more
0 votes 10 answers Share Flag
Sat Feb 21, 2015
Danielle Russodivito answered:
Hello Paul,

Trulia and Zillow estimates is computerized and goes by distance. They don't take into account for location, size, amenities, or renovations.

The estimates can be way off or can be close to the price of the home, but to know true value, a realtor can do a CMA which is a comparative market analysis that shows homes that are comparable to yours thats sold in the last 6 months.

If you need a CMA, please contact me at 845-664-2144 or under home evaluation!

Danielle Russodivito
RE Salesperson NY/NJ
164 Lafayette Avenue Suffern, NY
646 Wyckoff Avenue Wyckoff, NJ
... more
0 votes 6 answers Share Flag
Sat Feb 21, 2015
Danielle Russodivito answered:

I see your looking for a local agent to help you answer questions about listings in the zip code 10952. I am a local realtor and can help you with Rockland County, Orange County, and New Jersey.

You can reach me at 845-664-2144 or

Danielle Russodivito
RE Salesperson NY/NJ
164 Lafayette Avenue Suffern, NY
646 Wyckoff Avenue Wyckoff, NJ
... more
0 votes 2 answers Share Flag
Mon Jun 23, 2014
Kathleen Kushner answered:
Fri Sep 27, 2013
Martina Cinarli answered:
Please feel free to call for advise.
845-536 2805
Martina Cinarli
Weichert Realtors
1 vote 5 answers Share Flag
Thu Sep 5, 2013
Don Tepper answered:
The tenant pays renter's insurance, which insures the renter's personal possessions.

The owner pays homeowner's insurance, which insures the structure.

Both insurances may (and should) cover liability.

However, since you're asking the question as a renter, I'm guessing you've been asked (or are concerned about being asked) to pay the owner's insurance. First--and check with an insurance agent on this--you don't even have the standing to buy insurance covering the structure. On the other hand, an owner could put something into a lease requiring you to pay a certain dollar figure--say $40 a month--that the owner says would be used for homeowner's insurance. That'd be odd, but possible.

If you can be more specific, maybe we can help some more.
... more
0 votes 3 answers Share Flag
Fri Jul 12, 2013
Carmen Di Biase answered:

You say the gutted area was a bedroom and small den. By gutting it you made it uninhabitable and decreased the home's value by one bedroom. From an appraisal standpoint the bedroom is worth 8-10K. While that may not seem like much, the bank views it as the difference between say a 3 bedroom house vs a 4 bedroom house. I would get the sheetrock up as soon as possible so the appraiser can count the bedroom and possibly the bath. Don't forget to get permits and a certificate of occupancy for the bath.

Good Luck,
... more
0 votes 4 answers Share Flag
Wed Jun 5, 2013
Terry Farnsworth answered:
You can't list it here - however you can likely find a "flat fee" MLS service that will put you on your local Multiple Listing Service for an upfront, nonrefundable fee.

However, if you aren't at least offering any type of commission to agent who bring their buyers to you - then this option is virtually worthless to you since only agents would have unrestricted access to the MLS.

At the end of the day - you are going to pay one way or another to sell your house. There is really no way around it unless you happen to find a friend or run into someone at the grocery store who wants to buy it. The question is really, do you want to spend time and money upfront doing it yourself - or do you want to only pay for results.
... more
0 votes 10 answers Share Flag
Sun May 26, 2013
Ellen Kippel answered:
Hi Elisa,

I hope you have bought a townhouse by now. I know you were going to buy one that I had listed, but you needed to wait until January, 2013 which was too long for my clients. Still -- to answer your question. My client bought a co-op in Bon Aire and was told she could have one indoor cat when she went for the interview. As far as buying being better than renting, if you have a pet you are much better off buying, because many home owners and condo owners do not allow pets when they put their homes on the market for rent. I hope this helps.

Take care,
Ellen Kippel
Licensed NY and NJ Real Estate sales person
Multi-million dollar producer
Weichert Realtors
Suffern, NY
... more
0 votes 4 answers Share Flag
Mon Apr 29, 2013
Trevor Curran answered:
Hi Allan,

As is a Consumer-advocacy website, I often answer questions within my purview to provide relevant information to other consumers who may be visiting today for the first time. If my answer was time-sensitive---such as discussing current interest rates or a specific loan program---then I could see your point. But as this question might pertain to another consumer who is thinking about buying a foreclosure property in the Monsey (or surrounding areas) TODAY, then I feel my answer is timely enough.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
1010 Northern Blvd. Suite 234
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
... more
0 votes 9 answers Share Flag
Tue Apr 23, 2013
Bill Eckler answered:

As others have noted, it's unclear that this will even be treated as a short sale by your lender. Before getting too far into this and becoming disappointed, I would recommend the importance of gathering additional information.

1. Is the owner's lender willing to work with them on a short sale?

2. Have they begun the application process?

3. Where is the seller in the "short sale" process?

4. Are they being supported by an attorney in this process?

There is a big "red flag" here....owing $170 and asking $230 doesn't have the earmarks of a short sale.

Proceed with caution.

... more
0 votes 7 answers Share Flag
Thu Apr 4, 2013
Solomon & Matthew Fuerst answered:
The money usually comes out of the downpayment the buyer put down.
0 votes 5 answers Share Flag
Wed Apr 3, 2013
Tony Warfield answered:
When a tenant moves in it is always a good idea to do a walk through and identify everything that is working and in good condition as well as any problems. Photos for documentation is good support. Have the tenant sign off in agreement. Then when a tenant is moving out, you pull out that document and do a final walk through together and go over everything and it's condition. There should not be much dispute regarding damages. Either it is normal wear and tear or they most likely caused the damage. A simple search online will give you a number of example forms. If you are going to keep any portion of the security deposit, make sure you document it well.

If you haven't done any of this, write it off as an educational expense...good luck.
... more
0 votes 4 answers Share Flag
1 2
Search Advice
Airmont Zip Codes