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Home Buying in Agoura Hills : Real Estate Advice

  • All43
  • Local Info9
  • Home Buying9
  • Home Selling1
  • Market Conditions4

Activity 11
Mon May 4, 2015
Sheryl Arndt answered:
Hello Jim, I can answer any questions you may have about any property in CA. You did not include an address or link to answer you completely.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in Agoura Hills start from 380k for 2bd 2ba townhouse which is as low as $1,900 down payment with a minimum 580 fico score @380k as a primary residence.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
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Tue Dec 2, 2014
Dorene Slavitz answered:
I personally love large dogs, but when renting you might find that the insurance to cover a large breed dog is the issue when renting. Landlords are concerned that they will be a liability. I think you will have better luck renting a single family home with a fenced yard. ... more
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Sat Apr 19, 2014
Jeannie Wheeler answered:
Yes there are several neighborhoods that lend themselves to walking, if you can give me a price range, I could best direct you. In addition, we have a Dial a Ride usually cost about $1-2 dollars each way, within the city of Agoura Hills. During the summer months there is a beach bus, that picks up at Lindero Middle School and Agoura High School and takes the kids to Zuma beach and back several times per day, again the cost is minimal. I have lived in Agoura since 1990, have raised my boys here and could be a wealth of information for you. I work with people re-locating to this area all the time I can set you up on your own portal to view properties, prior to you visit.

Feel free to contact me 818 606 3085
Jeanie Wheeler with Keller Williams Realty.
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Fri Mar 28, 2014
Kathryn Hirsh answered:
Right now monthly rent for homes in Agoura HIlls are starting at $1500 and homes go up to $10,000 plus. You probably can find a nice single family homes from $2500 to $4500 per month. But it all depends on what you are looking for. ... more
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Fri Nov 8, 2013
Frank L'e Sanford answered:
Hello Mohammad,

All the details of the property are in the listing. You can view it at any time by following simple directions in the listing. When you've seen it please call me and make an offer if you want to become a proud new owner ...

All the best,

Frank Sanford

213-591-5000
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Wed Jan 11, 2012
Sara Mehrpouyan answered:
Regardless of how much the seller owes on their mortgage, the short sale lender will be looking for close to fair market value of the property. The lender always sends out for an appraisal to help them determine the value. They usually have a net amount that they need to be close to - like a magic number. B of A usually issues counter offers. Talk to your real estate agent, hopefully they will give you a good explanation. Some agents have more experience with short sales than others.

Sara Mehrpouyan CDPE
Specializing in Short Sale & Foreclosure
Direct: 818-903-2040
Rodeo Realty
Dre License #01712757

www.short-sale-vs-foreclosure-help.com

Sign up for New Listing Alerts by Email: http://www.newlosangeleshomesearch.com/
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Thu Sep 22, 2011
Carol Lee answered:
Durand- each person's situation is different. How long do you think you will be in this home? I have lived in the same home in Oak Park for over 20 years!

On the whole, Oak Park has dropped a bit less than other areas. But sit with a lender and crunch some numbers. Interest rates at the moment are ridiculously low- under 4% at the moment for a 30 year fixed. So figure out what you would pay for rent in the next year or two, (and rents seem to be going up), and then look at what you would be paying each month for a home of your own, and remember there are tax benefits to home ownership as well. Then consider what else you would be doing with your money? Are you a disciplined saver? What rate of return can you get on investment? And remember, you can't live in a mutual fund! ... more
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Sun Jul 17, 2011
Barry Shapiro answered:
A Special Assessment Bond is a special type of municipal bond used to fund a development project. Interest owed to lenders is paid by taxes levied on the community benefiting from the particular bond-funded project. For example, if a bond of this sort was issued to pay for sidewalks to be re-paved in a certain community, an additional tax would be levied on homeowners in the area benefiting from this project. Area homeowners get nicer walking paths, and they will probably see the value of their property increase accordingly, but this comes at a price. Their property taxes will increase to pay the interest owed to the bondholders by the municipality. It's similar to a Mello-Roos tax. Here is an EXAMPLE for one in Agoura Hills: http://www.fmsbonds.com/pdfs/00848qax6.pdf I hope this helps! ... more
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Fri Mar 19, 2010
Joe Nernberg answered:
I recently inspected one of Sim's listings in this area. I found just a few things and not very expensive repairs. Rare for me because I really pick a house apart. I suppose if I moved from Agoura Hills, Oak Park would be my next choice. ... more
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Wed Dec 16, 2009
Larry Brown answered:
The day I can't speak openly and honestly to a client is the day I find another way to make a living. To H*ll with the lawyers who wish to sanitize everything and in the name of political correctness, forbid us from being straight forward for fear of liability. When a client employs my services he gets the straight info. In 20 years of doing business I have never been sued or censured by individual or any professional body and I AINT gonna start worrying about that now. People have a right to know whatever they want to know regarding prospective neighborhoods .... that means the good, the bad and the ugly! That means "the truth"! ... more
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Mon Oct 5, 2009
Emily Knell answered:
It's about 1.1% of the purchase price. If you have a specific neighborhood in mind, there may also be a Mello Roos assessment billed separately from property tax, however also included within your property tax bill.

With a townhome there will also be a homeowners association fee.

emilyknell1@yahoo.com
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