we have bad credit but steady income . where could we finiance a home or mobile home.?

Asked by Nora, Paw Paw, MI Thu Jul 17, 2014

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Phyllis McAr…, Agent, San mateo, CA
Fri Jul 18, 2014
The very first thing you should do is contact you bank and speak with a mortgage person. If your credit is not up to par yet, they can help you clean it up
0 votes
Sharon Felton, Agent, Nashville, TN
Fri Jul 18, 2014
You say "we" which implies there are two of you. Do *both* of you have bad credit? Do both of you have a steady income? The more stable of the two of you should attempt, perhaps, to get a loan only in his/her name. But as the other respondent said, go talk to a mortgage lender. Are you members of a bank or a credit union? That's a great place to start. Then shop around. I'm hoping for the best for both of you.
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Bev West, Agent, Greeley, CO
Fri Jul 18, 2014
Strongly recommend visiting with a lender to see what steps it would take to improve your credit. Your interest rate would be better if your score was higher.
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