It depends on what is your reasoning for needing a portfolio lender? Is it because you are working with what appears to be a non-warrantable situation? If that is the case , you may actually be surprised to know a few things. If it is because of seasoning issues on title then conventional will still be fine. If you are looking for hard money, I have a great contact but would have to talk to you first as he works by referral only. Tell me a slight bit more about why, and what and I can see what I can do to point you in the right direction.
Summit Home Mortgage
FHA / VA / Conventional mortgage banking consultant