Hi not knowing the details of your situation I can not say if this will help but you should at least look into it. We have had the services of Pre Paid Legal for years and use it all the time just to ask an attorney any legal question we may have, plus it protects us in so many ways go to the site listed below http://www.susaneppsward.com/
and click on "Equal Justice For All" to get to the main site. There you can read about all the plans offered, as little as $17 a month in most states. For pre existing they will only do a 25% discount but hey that is better than nothing and if you keep the plan you may find your next problem handled at no cost to you (depending of course on what you need) Check it out. I hope it helps just drop me a line if I can help you any further.